$XAIX (+1,57 %) 30% What is your opinion of the ETF in combination with the $IWDA (+1,17 %) 70%?😊
- Mercados
- Fondos de inversión cotizados (ETFs)
- Xtrackers AI and Big Data ETF
Xtrackers AI and Big Data ETFIE00BGV5VN51XAIXXAIX
HI!
I want to share with you my portfolio and my new monthly PAC balance of €750 with a long-term goal:
60% (450€) $IWDA (+1,17 %)iShares Core MSCI World
20% (150€) $XAIX (+1,57 %)Xtrackers AI and Big Data
10% (75€) $WSML (+1,47 %)iShares MSCI World Small Cap
10% (75€) $EMXCiShares MSCI Emerging Markets Ex China (before $CEA1 (+1,34 %) )
I plan to reduce NVIDIA share in the near future.
What do you think? Does it seem well balanced to you?
Would you change anything?
Thank you!
Im not sure you can reduce nvidia, since its one of the biggest companies in the world in any global market etf.
But I would say you are fine, I just woudnt invest more in Ai and big data. Invest in world and s&p mostly
Hello everyone,
I would also like to introduce myself and my portfolio briefly and concisely.
I've been a silent reader for a few months now. Now it's time to reveal a bit about myself.
About me:
My name is Sebastian, I'm 30 years old and I live in Bavaria. I live with my girlfriend in a house I inherited from my parents. I work in the business world as a mechanical engineer.
I can't say exactly when I started investing. I probably started about 4-5 years ago by participating in share bonus programs through my work. Otherwise, my investments have been steadily increasing since the coronavirus era. I was mainly triggered by Finfluencer. There are good and bad things about that. Good: I started investing. Bad: I bought a lot of things stupidly/blindly. I'm now trying to straighten that out and no longer follow such people.
Monthly savings rate approx. 2.5 to 3.0 k€.
I am not fully invested. I have and will continue to have a good cash position.
About the portfolio:
The aim is to create a healthy mix of growth, dividends (growth) and a stable, healthy basis. The dividends also serve somewhat as a "bonus".
As mentioned above, I have (or had) some stocks in my portfolio that I was/am not satisfied with and which I have therefore recently cleaned out and reallocated the freed-up capital. The reorganization process is still ongoing. Roughly speaking, I would generally like to have fewer individual stocks in my portfolio and will shift the weighting to ETFs.
About the individual stocks in the portfolio:
- $IUIT (+1,78 %) This is a pillar of my portfolio. It runs with a monthly savings plan for €1000. The idea behind it is an ETF that gives me a good return and ideally outperforms "world ETFs". Sure, it's an ETF from one sector, but I think that's fine. The savings plan will continue to run.
- $HMWO (+1,24 %) Also a pillar of my portfolio. Runs with a monthly savings plan for €1000. My selected "World ETF". Savings plan will continue to run.
- $XAIX (+1,57 %) I am unsure about this. Also a sector ETF. Runs with a savings plan of €250 per month. Also technology-heavy. I'm thinking about cashing it out to compensate for the losses and to take profits from the current tech hype.
- $SHL (-0,12 %) Largest single share position. Created through the share program mentioned above. 250€ monthly savings installment. The shares are sold selectively as soon as all the conditions of the program have been met and I have received maximum bonuses. I then switch directly to other stocks so that the SHL position does not become too large.
- $KO (-1,76 %) It has recently become a pillar of my portfolio. Dividend growth, acceptable share price growth, few fluctuations. I like it. Will not be expanded for the time being.
- $MCD (+0,17 %) See CoCa Cola. Has recently become a pillar of my portfolio. Dividend growth, acceptable share price growth, few fluctuations. I like it. I also see the share as strong in the real estate sector. Falling interest rates could trigger another good move here. Will not be expanded for the time being.
- $GOOGL (+0,99 %) difficult. It has performed well, but is now considering realizing profits. Through my ETFs. I already have this stock indirectly in my portfolio. However, I have deliberately increased the weighting of this individual stock in my portfolio. Rather than buying more, I would rather take profits. However, I would add to it again after a correction.
- $MC (+2,48 %) To be further expanded. Target 10k in the portfolio. I used the last small price slide as an additional purchase. Long-term investment. Will be bought at the next opportunity.
- $AMZN (+1,14 %) See Google. I already have this stock indirectly in my portfolio. However, I have deliberately increased the weighting of this individual stock in my portfolio. Rather than buying more, more profit-taking. However, I would add to it again after a correction.
- $JNJ (-1,21 %) To be further expanded. Target 10k in the portfolio. Dividend growth, acceptable share price growth, few fluctuations. I like it.
- $PG (-1,94 %) Recently added to the portfolio. This stock should give the portfolio further stability. Target of €10k in the portfolio.
- $V (-1,68 %) Recently added to the portfolio. This value should give the portfolio further stability. Target of €10k in the portfolio.
- $NKE (+9,5 %) Difficult position. The recent dip was hard. Outlook also not good, if not bad. As things stand, I would like to sell this share. But I am reluctant to sell with a loss of just under € 1k. I will probably hold on for a while and then decide objectively. I had invested a little here after the dip in order to take advantage of a potential countermovement. I could have saved myself the trouble...
- $BLK (+0,66 %) and $TROW (+1,86 %) same segment. I would like to decide on a share here and then expand it into a pillar of my portfolio. But which of the two...?
- $SBUX (+0,07 %) Doesn't really fit into the portfolio anymore. The outlook isn't great either. I will probably sell it at +-0€ and shift the capital into a position to be expanded.
- $MPW (-3,18 %) Legacy and memorial! Will continue untouched for now.
Of course, there have also been some failures so far, some of which have depressed performance considerably.
Any examples?
$YSN (+2,74 %) : -36,80%
$PLUG (-2,3 %) : -61,58%
$PYPL (+5,3 %) : -14.68% (good luck for bad luck...)
$NKE (+9,5 %) and $MPW (-3,18 %) can probably be counted as well.
That's it. It has become a smaller wall of text. Sorry for that.
Feel free to give me feedback on my thoughts and the portfolio.
Have a nice weekend everyone!
Portfolio Feedback for a Student - Investor
A few quick thoughts would be appreciated 🙏🏿
About me:
I'm a young investor about to go to uni this fall and I've always had an interest for all types investing and recently opened my first positions in Trade Republic after reading, researching about different brokerages and services.
So far I am very happy with my progress and the different resources I use, like News outlets, ETF tools, etc. However something I have been struggling with is my portfolio allocation and planning.
I have dedicated a monthly budget of €300 towards my investments as of right now, which isn't a lot (i know), but once the school year starts and I hopefully have a part-time job, I am planning on allocating €700 monthly.
Using Trade Republic I have set up Savings plans for the following positions:
$VWCE (+1,33 %) - €50 (ETF)
$CSPX (+0,97 %) - €50 (ETF)
$QDV5 (-0,08 %) - €50 (ETF)
$MSFT (+1,09 %) - €20 (Individual)
$UCG (+0,49 %) - €10 (Individual)
I want to also add different positions via recurring savings plans like:
$AAPL (+2,87 %) and $GOOGL (+0,99 %) for individual positions at €20 each
Deciding between $IUIT (+1,78 %) or $XAIX (+1,57 %) for a etf tech focus at €25 - 30
And also unsure whether to add $IUFS (+0 %) also at €25 - 30 monthly
With that being said I am also considering opening more positions into emerging markets, however in a more diversified fund across multiple countries, rather than with the $QDV5 (-0,08 %) which only focuses on India. I am also looking into other potential individuals positions for savings plans and exploring possibilites for positions in commodities such as copper, silver, which I know are performing great because of the tech boost happening right now.
Any and all feedback is greatly appreciated!!!!!!!!
Hello, I would like to add another ETF to my existing $VWRL (+1,32 %) to my existing one.
I am currently wavering between: $EQQQ (+1,73 %) & $XAIX (+1,57 %) .
Or would you prefer something completely different due to the USA/overlapping of high positions?
Maybe someone here can help me with one and justify their opinion. Thank you & have a nice weekend.