I don't see any real strategy behind it (yet)... If it is supposed to be a core-satellite, then so far it is a much too small ETF core (without small caps from industrialized countries), and the stock picking in the satellites outweighs everything. So overall extremely speculative and risky so far. You think you have a lot of expertise on the individual stocks, but even the professional investors claim that, where even they can't predictably beat the market on schedule. (Only the random 2% casino winners among them.) You have so many decades left: better focus everything on the ETF core, and gamble only a very small percentage in the satellites. Then it is almost guaranteed that your wealth will double every 10 years, i.e. after 30 years it will be 8x as high ! Ergo: If you have saved 125.000 until 30 years of age, you will be a millionaire at 60 - with a very high pension for life !
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1Yr
@AlexBloch thank you for your feedback To your criticism: Currently (so no guarantee for the future) quite successful compared to an allworld or even just world quite well outperformed is of course not guaranteed in the future currently it runs but😃 I just wanted to share my thoughts on my shares I have said nothing about any expertise. If you had paid attention to what is saved you would have noticed that my largest savings plan share in the world and the EM flow. So I fulfill exactly what you say already Smallcaps I'm not sure how many you should have some perofrmen very well others go bust Performance is therefore not much higher than the big ones the volatility is much higher for it Currently my dividend payout is about 1300€ of which 250€ "tax free"/deferred by reserves repayments so I fill my tax allowance ->tax optimization The 7.x %return assumed by you statistically are just statistics and also no guarantee for the future
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11
•@OFant Small caps, of course, only in the form of a globally diversified ETF! 😉
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