iShares S&P 500 Info Technolg Sctr ETF A

Profit taking:

Reallocation of 40% into $VWCE (+0.85%) , 10% $IGLN (+1.38%) and 50% in individual stocks $8035 (-0.19%) , $GOOG (-4.95%) , $ASML (+3.19%) , $MSFT (+0.08%)

Partial sale for first purchase $MC (-1.36%)

considering switching my ETF from) $IUIT (+1.5%) to $MWRD (+0.84%) investment over 10-15 years. Please advise.

Hello dear community,

I am brand new and have been investing since 01.08.24.

As you know, you get "advice" from all sides on the internet, and I'm pretty confused at the moment and don't know what to do.

And yes, I know you're supposed to do your own research, but I'm finding it a bit difficult at first as everything is new to me.

I've started saving monthly with savings plans:

- $IWDA (+0.99%) 350€

- $EIMI (+0.35%) 100€

-$LU0908500753 (-0.15%) 0 100€

- $IUIT (+1.5%) 200€

I would also like to invest €20,000 from my call money to get started.

Would you recommend a different start?

I had considered using the FTSE instead of the World and EM, but decided against it as I only want to weight the EM with 10%.

I have added the tech sector as I want to stay away from shares until my first €100,000.

I have included Europe so that I can reduce the weighting of the USA somewhat. I am currently at 65%.

Your swarm intelligence desired 😉

I started my ETF investments at the end of 2021.

So far, I have invested my money in the MSCI World without a concept (only $ISAC (+0.64%) then $IWDA (+0.99%) ), $IUIT (+1.5%) and $IUHC (+1%) . Dips were bought later and when prices were good.

I am a bit suspicious of the Chinese stock market because the government there can manipulate the market considerably - hence the move to the $IWDA (+0.99%)

I also have the DWS funds that were set up for me as a child.

The shares are more for "playing".

As I haven't yet found a method for evaluating shares that gives me a good feeling, I'm still a bit cautious here.

$WQDS (+1.01%) , $ESIT (+0.68%) and $INGR I would describe these as missteps and will probably sell them soon.

Now I would like to go for a clean concept and invest in savings plans.

The aim is to secure my pension and build up my assets.

Now I'm just faced with the question:

What is the best way to weight my portfolio?

Core-Sattelite? - Are $IUIT (+1.5%) and $IUHC (+1%) Sattelites or already core?

50% MSCI World Core, 20% EM and 30% $IUIT (+1.5%) / $IUHC (+1%) ?

How would you proceed or what would your weighting look like in my portfolio?

I would be very happy to receive tips, suggestions and advice.

I'm a bit at a loss 😁

Thank you very much for your help

Hi dear community!

Since I have only been investing for about 7 months, I asked myself whether these 3 ETFs make any sense in combination.

Since the three already overlap a lot.

Usa, Tech etc.

Does anyone have any tips for me on how I should change this?

$IUIT (+1.5%) 200 € is saved monthly

$IWDA (+0.99%) 200€ per month

$CSPX (+0.89%) 150€ per month

and every second month 1 share of $AAPL (+0.52%) purchased !

Thank you very much for your answers

Have a nice and relaxing weekend everyone !