9Mon·

Portfolio structure

Hello everyone,

I am 28 and would like to invest for the long term. My savings rate is around 600€-800€ per month.

Briefly about the current positions:

The $VWRL (+0.5%) position is in the savings plan.

$ALV (+1.75%) The savings plan ran initially and I am currently simply holding the position and not expanding it any further.

$QYLE (-0.27%) was also once in a savings plan. The aim here was to generate cash flow, but I would now rather reallocate in order to get a higher return in the long term.

$MEUD (+0.13%) runs in the savings plan to increase the European share.

$IUIT (+0.69%) I like to buy more when there are setbacks and use it as a yield booster. Also in the savings plan.

$BTC (-0.82%)
$ETH (-0.57%)
$SOL (-2.61%) are partly older. I am considering expanding them.

I would be pleased to hear your ideas and opinions on what you would do - also with regard to regrouping and structuring the savings plans.

Thank you very much for your encouragement!

4 Comments

yieldhunter@randomdude

9Mon

How you buy is not particularly relevant - it would be more important for you to tell us the current and target weighting.
Also, of course: portfolio volume and investment goals.

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Cherrymountain@Cherrymountain

9Mon

@randomdude Thanks for the hint. I have added a screenshot. The $VWRL is the basis and I would like to keep it at least 40%. I would weight $BTC higher.

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yieldhunter@randomdude

9Mon

@Cherrymountain I would weight Allianz significantly lower and liquidate the covered call ETF. Otherwise I think the approach is good - world portfolio with tech and eurozone tilt + crypto.

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Mark@le_Wurst

9Mon

ETF core should make up approx. 50% in my opinion. (1 world RTF is enough, but add the Euro Stoxx as 2nd if you want to weight Europe more heavily) Then approx. 25% satellites such as Allianz and, very importantly in my opinion, weight BTC significantly more heavily. Shift the other coins into BTC and the other satellites into ETFs. I would do 50% / 25% / 25% or similar.
LG

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