What will you do now that the core Giro selection is changing?

https://youtu.be/P4NhdjL12Bk?si=2D4ixjnO_IKq2cGd

$O (-0.66%)
$NN (+0.16%)
$VWRL (+0.03%)

#investeren
#dividend
#aandelen
#etf

Dear Community,

I would like to hear your opinion again.

Today I sold a small part of the $VWRL (+0.03%) to have a foot in the door in all my stocks.

A maximum of 1-2 stocks will still be added to my portfolio, after that I will only add to them when there are good opportunities (core satellites).

Opinion on my portfolio? Which stocks would you add? $MA (-0.01%) or $V (-0.63%) +$TDIV (-0.04%) are the stocks I have in mind. Perhaps another stock in the energy sector, any insider tips?

The strategy is actually based on 1-2 ETFs plus individual stocks. More in the direction of value, i.e. stocks with growth potential + steady dividend growth.

If possible, not just thumbs up, but criticism please^^

MfG Flo

Posted a new video in which I discuss the past month. I have made purchases worth €3650 euros, and have been able to add considerable dividends to my portfolio.

Among other purchases such as: $JEGP (-0.58%)
$TDIV (-0.04%)
$VWRL (+0.03%) & $BTC (-0.34%)

Take a look if you are interested!

€35,900 Portfolio in August 2025📈 |My Monthly Update

https://youtu.be/Y_-afC397Lg

I am currently considering whether it might make sense to transfer my savings rate to the $VWRL (+0.03%) and $EQQQ (+0.13%) for a while and divert capital into a covered call ETF instead.

This could be the $JEGP (-0.58%) for example, but others could also be considered.

The idea would be:

In the current market phase, you could generate additional income through the regular distributions of a cc ETF and reinvest it in a targeted manner.

Should there be a significant correction, my plan would be to sell the cc ETF and reinvest the capital in my standard ETFs $VWRL (+0.03%) and$EQQQ (+0.13%) and

I would be interested in your opinion:

I see the following risks: lost capital gains, the tax aspects and the timing risk. Are there any other risks?

Is there a more attractive alternative to the $JEGP (-0.58%) ?

Do you think that this approach could actually have advantages over a blind buy & hold world ETF in a sideways phase?

I look forward to your opinions and comments 🤓

After a holding period of almost four years (approx. 3.99 of which in the deep red), this chapter is $CRO (-3.08%) closed. (Or perhaps only for the time being)

The sale was "fortunately" delayed due to the unlocking period...

The entire capital will now be invested as planned to minimize risk in $VWRL (+0.03%) invested.

What do you think? Was I premature or is this a sensible time?

Have you ever thought about how you can not only diversify your portfolio, but also make it more stable? For example, through a mix of gold and Bitcoin, which together can help to reduce the drawdown and at the same time increase the potential returns?

The 21Shares Bytetree BOLD ETP (ISIN CH1146882308) $BOLD (+0.85%) combines the characteristics of gold and Bitcoin in one product. The weighting is adjusted monthly according to the principle of inverse volatility: The less volatile asset receives a higher weighting, while the more volatile asset is weighted correspondingly lower. This creates a dynamic balance between stability and growth opportunities.

The ETP is physically backed, i.e. the units are actually backed by gold and Bitcoin. With annual costs of around 0.65% and accumulation of income, the product has a transparent structure. The fund volume is still small at around EUR 20-30 million, but the performance since launch has been very strong: in 2023 it was around +14%, in 2024 even +58%. Over the year (as at summer 2025), the return is around +40 %, with volatility of around 27 %.

Risks of the 21Shares BOLD ETP (CH1146882308)

1. high volatility

Despite the "balance" strategy, Bitcoin remains a very volatile asset. Price fluctuations of double-digit percentages in a short period of time are possible.

2. issuer risk

This is an ETN. This means that you are a creditor of the issuer (21Shares). In the event of insolvency, there could be problems with repayment - despite physical collateralization.

3. low fund volume

With a current fund size of only around EUR 20-30 million, the product is relatively small. This can have an impact on tradability (liquidity, spread).

4. market risk of gold

Gold also fluctuates, albeit much less than Bitcoin. Gold can come under pressure, particularly in phases of rising interest rates.

5 Regulatory risk

Cryptocurrencies are heavily dependent on regulation. Changes in legislation could have an impact on tradability or taxation.

6. costs

At 0.65% TER, the product is more expensive than traditional ETFs. However, it can provide tax savings in the custody account as you do not have to reallocate.

7. currency risk

The product is traded in CHF/EUR/GBP. If you invest in euros, you also have an exchange rate risk against the US dollar (as gold and Bitcoin are quoted in USD).

"Possible 1-year scenarios of the 21Shares BOLD ETP (example: USD 10,000 investment) from the fact sheet" - recalculations

Stress scenario (2017-2018): USD 530 → -94.7%

Pessimistic scenario (2018-2019): USD 2,710 → -72.9 %

Medium scenario (2023-2024): USD 14,970 → +49.7 %

Optimistic scenario (2016-2017): 143,770 USD → +1,337.7 %

What does your asset allocation look like? What do you think of BOLD? How do you weight gold, BTC etc.?

BOLD | 21Shares Bitcoin Gold ETP https://share.google/n1eapJCeUCXvoxcd9

$BTC (-0.34%)
$IWDA (-0.05%)
$VWRL (+0.03%)
$965515 (+1.49%)

Today I have eliminated four mini-positions and invested the proceeds in the global core.

Sales

- $DHR (-1.25%) (-22 % compared to EP → loss pot)

- $MOWI (-0.37%)

- $DGE (-4.04%) (-28 % compared to EP → loss pot)

- $MCD (-1.03%) (residual position)

Purchases

- $VWRL (+0.03%) 10 pcs (Core)

- $FAST (+1.09%) 5 pcs (small satellite - thesis: fast charging networks growth, high volatility accepted)

Why this?

• Sizes <1% disrupt rebalancing, bring little diversification benefit.
• Loss realization today lowers future tax burden on equity gains.
• More in the core increases predictability

Today I put another new video online discussing my purchases from this week. And this time I have something special to celebrate: $VWRL (+0.03%) Is my first position that broke the €10,000 mark! 🚀 A nice (small) milestone in my investment journey that I'm really proud of.

https://youtu.be/rRqAiUuVML0?si=8dLW4UCj4h-xojbX