The sixth week of the Community Project has begun. And this short period of time has $RKLB (+21.46%) has been enough to $IREN (+11.91%) now worth twice as much. As a reminder: All values of the project started with approximately the same investment amount of €500.

The five values you selected have developed very differently to date. More precisely as follows:

• $RKLB (+21.46%)
  +37,11% 📈
• $PNG (+4.97%)
  +8,14% 📈
• $HIMS (+2.74%)
  -12,05% 📉
• $SOFI (+3.98%)
  -16,71% 📉
• $IREN (+11.91%)
  -29,23% 📉

The biggest jump was recorded by $RKLB (+21.46%) which was still at +10.88% a week and a half ago and thus 26,23% has made good 🚀

The current beta value is currently at 2,10

The beta score was 2.07 at the last update and shows that the volatility of the portfolio has increased slightly.

As a reminder, the average market (such as the $VWRL (+0.98%) or the $IWDA (+1.01%)) have a beta score of 1.0. If the market moves in one direction, the portfolio currently moves a good 2.1x as much on average.

Due to the high volatility, the stocks are no longer represented at 20% each, but as follows:

Rocket Lab: 28,41%

Kraken Robotics: 22,40%

Hims & Hers: 17,63%

SoFi Technologies: 17,38%

Irish: 14,18%

The high volatility can also be illustrated in the following chart, which relates to the last one and a half weeks:

The return on the portfolio is currently negative and stands at -2,33%📉, at the last update it was still at -4,71% 📉

The yield reached its lowest point on 21.11. at -19,67% 📉

Have a great weekend!

@risk_taker Here's your update, as requested 😁

$VWRL (+0.98%) 700€

$EIMI (+0.99%) 120€

$MEUD (+0.78%) 100 €

What does your basic/coreinvestment look like?

The year is not quite over yet and a lot can still happen 😁

As I probably won't have time for this in the near future, here is my portfolio review for 2025.

🥳 The overall performance was +9.4%, which I am quite satisfied with.

The reference value of the equity portion of my B&H target allocation is $VWRL (+0.98%) which stands at +4.4% YTD (EUR basis of course).

I tried Gemini to break down the exact sector performance of my portfolio, which might be interesting for you as well:

Sector / Portfolio share / YTD performance

Bitcoin / 27,08 % / 📉-17,70 %

Metals & precious metals / 18,42 % / 📈+60,28 %

cash / 15.60 % / 📈~2% (overnight money not included in performance)

Big Tech - Chips - AI /11,89 % / 📈+25,51 %

Armaments / 8,80% / 📈+21,23 %

Core ETFs / 8,59 % / 📈+5,16 %

Energy (oil & gas) / 7,46 % / 📉-6,61 %

Others / 2,17 % / 📈+4,53 %

Metals and mines were the clear outperformers, while energy in particular $BTC (-0.01%) and my energy bet, left a lot to be desired this year.

I was able to invest a lot this year, but also held a fairly high cash ratio, which of course also depressed performance accordingly.

For 2026, I will continue to overweight armaments, commodities and energy.

In the event of setbacks, I will also continue to $VWRL (+0.98%) core in particular.

I wish you all well! ❤️

Meal time community,

The year is coming to an end and we still have around €250 in tax-free investment income which I would like to transfer from $WLD (+1.1%) (which I no longer save and will liquidate in the medium term to fully utilize capital gains) into $VWRL (+0.98%) in the medium term.

The following questions arise for me:

• At ING (or in general) the FiFo principle applies, right?
• So I will look in the statements when I had the first share, how much it cost me and take the difference to the sales price -30% tax exemption for ETFs, right?
• Since I am hoping for a small Santarally, is it best to sell on the last trading day --> 30.12.2025 after 15:30 in order to have the smallest spread? The reallocation then takes place with savings plan execution on 02.01.2026.

Am I missing something? (especially with the trading days)?

Looking forward to answers and stay healthy :)

Hey everyone,

Over the past few cycles, I have wandered the infinite halls of the markets like a young adept. I tried out spells, played with risky formulas, let myself be seduced by flickering course lights - and paid the price that every apprentice pays at some point. But every spark of loss became a sliver of knowledge.

One night, when the markets were asleep and only the stars were watching over my portfolio, I recognized a truth that floated before me like a golden crystal:

All of my individual stocks had long been in the big FTSE All World ETF
$VWRL (+0.98%) hidden like tiny sparks in a huge starry nebula.

And so the purge began.

I dissolved old positions, untangled the chaos and a new core formed from the fog:

FTSE All World ETF
$VWRL (+0.98%) and Realty Income
$O (-0.27%) the eternal fountain of dividends.

My goal is as clear as a glowing rune:

A steadily growing stream of passive income - a river of golden drops that never runs dry.

That's why I now invest on a weekly basis:

💫 25 € in Realty Income
$O (-0.27%)

💫 5 € in the FTSE All World ETF $VWRL (+0.98%)

If the dividends from Realty Income $O (-0.27%) pulsate strongly enough together with the interest from Trade Republic, I increase the FTSE savings plan $VWRL (+0.98%) to 25 € per week.

Then, when the balance of the regions calls, another crystal enters the circle:

the iShares MSCI Europe ETF $IMEU (+0.79%) (distributing) - with hopefully also 25 € per week.

That would complete the brokerage chapter.

The runes are set.

The circle closed.

Then I turn to my dormant Bitcoin savings plan $BTC (-0.01%) - my only crypto crystal waiting in the shadows - and the interest artifacts working their own silent magic.

How the journey continues remains to be seen.

A dividend sage does not follow the noise of the markets, but the whisper of the stars.

Again, a "boring" purchase. $VWRL (+0.98%)

$TDIV (+0.73%) Why on earth is withholding tax payable? I started saving in the ETF as a savings plan for my children. Now I was looking forward to the latest distribution, only to realize that the distribution will be reduced by the tax. Sorry, had to get rid of that for a moment. Yes, it annoys me. Yes, it's my own fault. I probably should have found out beforehand.

What now? What would you recommend? Continue to save or stop and use the €25 per child for the $VWRL (+0.98%) and increase the existing savings installment from €25 to €50?

The penultimate dividend of this year (perhaps also the last when $VWRL (+0.98%) paid out in Jan26) was received tonight and so the dividend year is slowly coming to an end. Unfortunately a little less than hoped for but at $TDIV (+0.73%) but the trend is still intact.