The lawsuit against the license is of course due to pressure from the "F&!@O?&!" Orange peel 🍊back.

$1 (-1,18%)

https://www.zeit.de/politik/ausland/2026-01/panamakanal-hafen-betrieb-gericht-urteil-china-hongkong-usa-gxe

Hello everyone!

My parents are in the process of selling my grandparents' house. It will probably fetch around €275,000. My parents will soon both be 60 years old.

They had initially considered buying another property nearby. But they have moved away again. The lack of flexibility and the time and risk involved with tenants put them off.

I also told them more about investing in the stock market. They were very open and interested, even though they said they had an unfounded fear of shares etc.

Now my question to you. What is the best way to invest the money? I think dividends would be very nice as my parents like the passive income like from a property. But it should also be very well diversified across countries and sectors.

I personally have developed 2 solutions. You can give your opinion as to whether you think the solutions are good or, of course, if you have completely different ideas.

1. the ETF solution

15% $XEOD (+0,01%) Call money ETF. Div. 1.9%

15% $TDIV (+0,42%) VanEck Divi Leaders. Div 3.5%

10% $TRET (+0,36%) Global Real Estate. Div. 3.7%

7,5% $VHYL (+0,67%) Allworld High Div Yi. Div 3.1%

7,5% $PEH (-0,12%) FTSE RAFI EM. Div 3.9%

5% $EWG2 (-2,63%) Gold

5% $SEDY (+0,48%) iShares EM Dividend. Div 8.0%

5% $JEGP (+0,93%) JPM Global Equity Inc Div 7.1%

5% $EEI (+0,69%) WisTree Europ Equity Inc Div 6.3%

5% $IHYG (-0,07%) High Yield Bond. Div 6.1%

5% $EXXW (+0,38%) AsiaPac Select Div50 Div 5.5%

15% Rest German Divi Shares approx. div 2.5%

=100% with 3.7% dividend.

275k ×3,7% = 10.175€

With full taxation 27.99% = 7327€

On average per month: 610€ dividend

With 2k tax-free allowance: 657€ dividend per month

I find it very well diversified, you have overnight money, you have the USA and Europe well represented, but also 12.5% emerging markets ETF. In terms of sectors, finance will be at the forefront. Followed by real estate and energy. I think that's fine.

2. the equity solution

I have selected 34 strong dividend stocks. In the list they are roughly divided into GICS sectors.

15% $XEOD (+0,01%) Overnight ETF. Div 1.9%

12% $EQQQ (+1,44%) Nasdaq100 ETF. Div 0.4%

5% $EWG2 (-2,63%) Gold

2% $O (+0%) Realty Income 6.0%

2% $VICI (+0,3%) Vici Properties 5.6%

2% $OHI (-0,12%) Omega Healthcare 7.2%

2% $PLD (+0,72%) Prologis 4.1%

2% $ALV (+1,67%) Allianz 4.35%

2% $HNR1 (+1,34%) Hannover Re 3.4%

2% $D05 (+0,11%) DBS Group 5.5%

2% $ARCC (-2,5%) Ares Capital 9.3

2% $6301 (+5,4%) Komatsu. 4,2%

2% $1 (-1,18%) CK Hutchison 4.6%

2% $AENA (+0,29%) AENA. 4,2%

2% $LOG (+1,01%) Logista 7.3%

1,5% $AIR (+0,72%) Airbus 1.8%

1,5% $DHL (+0,52%) DHL Group 4.8%

1,5% $8001 (+0,82%) Itochu 2.8%

2% $RIO (+2,31%) RioTinto plc 6.4%

2% $LIN (+1,17%) Linde 1.3%

2% $ADN (+0%) Acadian Timber 6.7%

3,5% $BATS (+0,1%) BAT 7.0%

2% $KO (+0,02%) Coca Cola 2.9

2% $HEN (+0,32%) Henkel 3.0%

2% $KVUE (+0,58%) Kenvue 4.1%

2% $ITX (+1%) Inditex 3.6%

2% $MCD (+1,09%) McDonalds 2.6%

2% $690D (-0,47%) Haier Smart Home 5.6

3,5% $IBE (-0,33%) Iberdrola. 4,1%

1,5% $AWK (-0,34%) American Water Works 4.4%

1,5% $SHEL (-0,77%) Shell 4.1%

1,5% $ENB (-0,35%) Enbridge 6.5%

2% $DTE (+1,94%) Deutsche Telekom 2.8%

2% $VZ (+0,13%) Verizon 6.8%

2% $GSK (+2,68%) GlaxoSmithKline 4.2

2% $AMGN (+1,24%) Amgen 3.5%

2% $JNJ (+0,63%) Johnson&Johnson 3.5%

= 100% with 3.5% dividend

275k ×3,5% = 9625€

With full taxation 27.99% = 6930€

On average per month: 577€ dividend

With 2k tax-free allowance: 624€ dividend per month

I also think this solution is cool because you can select the largest companies or strong dividend payers in the individual sectors or countries yourself. And of course you can also select shares with which you have a connection. However, I have focused on shares from the USA, England and Germany because of the withholding tax. Spain is also well represented because of my parents' ties to this country. It's also cool that the NasdaqETF also includes the Microsoft, Amazon, etc. compounders.

What do you think?

First "real" acquisition in 2024

Introduction to CK Hutchison Holdings Limited is available - thanks to @GoDividend -
already here: https://app.getquin.com/de/activity/hRiVfDcvXw

and the investment decision was not only made because of the abbreviation $1 (-1,18%) fallen

New entry Is this still a stock or already an ETf? $1 (-1,18%)

The business comprises four core businesses:

Ports and related services, retail, infrastructure and telecommunications.

Ports and related services

CK Hutchison's port development and operational expertise comes from its flagship company, Hong Kong International Terminals Limited (Hutchison Ports HIT), located in Hong Kong's Kwai Tsing container port area - one of the busiest container ports in the world.

Retail

AS Watson Group is one of the oldest and best-known retail names in Asia. The company began in 1828 as a small pharmacy in Guangzhou, China. In 1841, the company moved to Hong Kong and established the Hong Kong Pharmacy. It was also one of the first companies in the world to produce carbonated soft drinks.

Today, ASW is the world's largest international health and beauty retailer with a network of more than 16,100 offline and online retail stores in 28 markets worldwide. With a workforce of approximately 130,000 employees, ASW's portfolio includes some of Asia's leading retail brands. These include health and beauty specialist Watsons, supermarket PARKnSHOP, electrical appliance chain FORTRESS and Watson's Wine. ASW is also a major manufacturer and distributor of water products and beverages in Hong Kong and mainland China, with Watsons Water and Mr. Juicy being the flagship brands.

In Europe, the Group operates a number of health and beauty retail brands, including Kruidvat, Superdrug, Rossmann, Savers, Trekpleister, Drogas and Watsons. It also owns two luxury perfumery and cosmetics retail brands, ICI PARIS XL and The Perfume Shop.

Infrastucture

CK Hutchison's infrastructure division is a diverse portfolio of investments in energy infrastructure, transportation infrastructure, water infrastructure, waste management, energy from waste, household infrastructure and infrastructure-related businesses .

Telecommunications

CK Hutchison is a leading global operator of mobile telecommunications and data services. Since our entry into the mobile market in 1983, our businesses have grown worldwide .

Finance & Investments and Other

Finance, investments and other includes income from the Group's cash holdings as liquid investments, Hutchison Whampoa (China), HUTCHMED, Cenovus Energy Inc, TOM Group, Marionnaud, CK Life Sciences and Hutchison Water.

https://www.ckh.com.hk/en/global/home.php

without facts and figures this time but fun fact Rossmann belongs to them ⏫