I like the ETF and it really seems to be an option for old age, but through $HTGC (-0,77%)
$OBDC (+0%) and $PSA (+0,45%) I already have enough cash flow in my portfolio.

Will be reallocated to the div growth category

I am currently looking for a dividend ETF I can find $QYLE (-1,07%) and $JEGP (+0,05%) interesting what is your opinion or do you have other recommendations?

Is there an even more passive form of income than dividend ETFs?

$JEGP (+0,05%)
$TDIV (-0,63%)
$JEPQ (-1,13%)

Hello everyone,

still relatively new here, started with small values myself in January 2024 and then in summer/fall had all pension funds and other savings funds liquidated and taken over by our "financial advisor" (Lesson Leaned)

Now I have invested a chunk here and there, sometimes a bit wildly. Most of it now in December and January (hence the low return).

I am in my mid-30s and would like to build up a side income with dividends over the next 10 years, in addition to my ETFs, which are intended to be used for retirement in the long term.

I have 4 dividend ETFs in my portfolio and would like to reduce this to 1-2 ETFs. I have already looked through JustETF and there are pros and cons for all of them.

These are in my portfolio:

$VHYL (-0,58%)

$ZPRG (-0,17%)

$JEGP (+0,05%)

$FLXX (-0,01%)

The $JEGP (+0,05%) is disproportionately represented because the return convinced me, but it does not have the lowest annual costs.

I would like to reduce to 30 positions, some smaller shares are "attempts".

The plan is 65% ETF, 15% dividend ETF, 15% dividend stocks (does that make sense?), 5% growth stocks. I can invest about 3500€ per month. I might want to sell part of it in 5-6 years to have the equity for a house. That would then possibly be the individual shares (partial sales).

What do you think? Which one should I save in the long term?

Best regards and thank you for your opinion.

$ASML (-0,72%) is out, as I want to focus more on stocks with a healthy trend in the growth part of my portfolio. See the weekly chart.

At the moment I am running a 75/25 strategy with which I feel most comfortable, 15K divided as follows:

Growth 75%: $AVGO (-3,16%)
$COST (+0,22%)
$7011 (-3,2%)
$MUV2 (-0,6%)
$GOOG (-2,32%)
$MUX (+1,91%) (mutares is under observation by me) $2768 (+0%)

Dividend 25%: $OBDC (+0%)
$HTGC (-0,77%)
$PSA (+0,45%)
$JEGP (+0,05%)

Hello,

I have decided to partially reinvest with savings plans.

500 Euro monthly GOLD (weekly 125 Euro via Trade Republic - second custody account)

$$SGBS (+0,3%)

500 euros per month FTSE All World Dist (250 euros every 2 weeks via Flatex main custody account)

$VWRL (-0,91%)

500 euros per month Vaneck Morningstar Div Leaders (every 2 weeks 250 euros via main custody account Flatex)

$TDIV (-0,63%)

500 euros free for direct purchases.

I therefore reinvest all monthly rental income.

What do you think?

I also thought for a long time whether I should take the FTSE ALl World instead of the $JEGP (+0,05%) but somehow I still lack historical comparisons.