To be honest, I was a little surprised as to why $PETR4 (+2,19%) after 4.90 euros in December, the share suddenly stood at just under 5.50 euros. I went looking and found the following explanations online:

"The share price of Petróleo Brasileiro (Petrobras) recorded a significant increase in January 2026, with the share price rising by around 15% in the last four weeks alone.

This upward trend is primarily driven by the following factors:

1. record oil production figures

Petrobras announced in January that oil production in 2025 had reached a new record of 2.40 million barrels per day. This exceeded the targets set, which corresponds to an increase of 11% compared to the previous year. Production was particularly strong in the profitable deepwater fields (pre-salt), which now account for 82% of total production.

2 Strategic investments and fleet expansion

The company recently secured a contract worth USD 560 million for the construction of gas tankers (LPG), barges and push boats at Brazilian shipyards. This measure to expand its own fleet reduces its dependence on expensive charter ships and at the same time strengthens the local economy.

3. attractive dividend announcements

Investors reacted positively to the confirmation of the dividend policy:

A distribution totaling Real 12.16 billion was approved for the third quarter of 2025.

The payout will be made in two tranches in February and March 2026.

A special dividend was also announced, which will be paid out at the end of March 2026.

4. positive analyst ratings

Several financial institutions, including UBS, have raised their price targets and ratings for Petrobras following the strong production figures. "

Personally, I see all this as a positive development. Nevertheless, I wanted to $PETR4 (+2,19%) to add more soon and now the share price has run away from me a little.

Perhaps I'll wait for the dividend payments in February and March and hope that the distributions will pull the share price down a little.

I just want to use the first day of the year to set out my financial cornerstones for 2026. In a way, it's a little public self-talk so that I don't lose focus and have a guideline to follow throughout the year.

Initial situation: Due to my professional background, I have always been very real estate-oriented in my investments. This was no different in 2025, with over 90% of my assets being real estate and less than 10% "other" - including my regular securities portfolio. In principle, I feel quite comfortable with an overweighting in "stones", but I would like to shift the ratio slightly in order to have a larger proportion of assets that can be liquidated quickly. It is also desirable to have less exposure due to possible additional government regulations in the area of tenancy and real estate law (energy-related renovation obligations, rent regulations, etc.).

My portfolio is clearly geared towards distributions, as I am already over 50 years old and no longer fully employed. So I need something I can live from. My portfolio therefore mainly contains 'boring dividend stocks and ETFs'. It would be nice to generate an average of 2tsd euros net per month in dividends by the end of 2026.

Measure 1: A small apartment is for sale - the notary appointment is in the second week of January. Proceeds after deduction of brokerage and transaction costs approx. 200tsd, which will flow directly into the portfolio. I will sell my existing positions $TDIV (+0,22%) and $WINC (+0,57%) as well as my individual shares $BATS (-0,1%) , $RIO (+0,07%) and $PETR4 (+2,19%) increase them.

Measure 2: Sale of a small building plot - it is not yet possible to predict when this will be completed, as the plot is somewhat special. However, I think a sale in 2026 is realistic - proceeds approx. 160,000 euros. I would like to use the money to add a few more individual shares to the portfolio. Depending on how the prices have gone by then, I'm thinking of $PZU (+0,84%) , $PFE (+0,37%) and $CA (+0,69%). Maybe I will also $JEGP (+0,38%) further.

Measure 3: In February/March I will probably get my money back, which I spent on various building materials for a joint project. About 12tsd Euro. This will also go into the depot. There may also be the first returns from my first house subdivision project. But how much will come out of it is speculation, and the money will be returned at GmbH level, so that doesn't "count" for the time being.

Measure 4: This is the biggest board. I don't know yet whether it will work - at the moment I give it a realistic 25-50% chance of being implemented. I would like to take over a package of three houses with two business partners. We have a provisional commitment from the seller, but we have to manage to arrange financing. We need around EUR 3.5 million from the bank, so it won't be easy, especially as we only have until the end of February and the houses have a significant commercial component, which is generally viewed negatively by banks. If anything comes of it, I'll report back. It would be my last big deal in this area. We would split up and sell two houses and keep the third.

(Image generated with Lovart.ai, modified in Photoshop)

...since I have already withdrawn from the stock since September/October due to monetary policy, among other things, the latest pain money makes up for it...or rather, all's well that ends well.

I wish all other investors all the best, but dividends are now also really being cut back here and the oil year 2026 doesn't look so rosy either, so I'm expecting further gains here, but it's all just my personal forecast and no guarantee 🤫😉

📈 Performance:

S&P500: -0.48%

MSCI World: -0.59%

DAX: -0.51%

Dividend portfolio: +2.91%

My high and low performers in November were (top/flop 3):

🟢 ($LLY (-0,63%) ) Eli Lilly +24.74%

🟢 ($BATS (-0,1%) ) British American Tobacco +13.36%

🟢 ($DHL (+0,72%) ) Deutsche Post +12.64%

🔴 ($TSLA (-3,29%) ) Tesla -6.57%

🔴 ($HD (+0,62%) ) Home Depot -7.61%

🔴 ($LMT (-1,78%) ) Lockheed Martin -16.76%

Dividends:

November 2025: €145.50 + €13.50 gross (Petroleo Brasileiro $PETR4 (+2,19%) )

November 2024: € 129.78

Change: +12.11%

Sales:

🟥 None

Purchases:

🟩 ($ULVR (+0,36%) ) Unilever (6 pcs.)

Savings plans:

($CTAS (-0,06%) ) Cintas (50€)

($MC (+0,06%) ) LVMH (50€)

($MSFT (+0,91%) ) Microsoft (25€)

What else has happened?

November was also very quiet. Three weeks of vacation were planned, two of which are already over. I did a few things in and around the house, but otherwise did a lot of nothing and relaxed in preparation for Christmas.

🥅 Goals for 2025:

Deposit of €10,000 and thus a deposit volume in the share portfolio of ~€73,000

Target achievement at the end of November 2025: 82.35%

So I won't reach my personal target. However, a small consolation for me: I will achieve my own and rather unofficial target of € 2400 net dividend.

If you liked the report and would like to read more, feel free to follow me,

If you're not interested, you can keep scrolling or use the block function.

$PETR4 (+2,19%) - Wallstreet online has published a recent article on Petrobras, which I think is worth reading for anyone who is invested there.

I think the headline doesn't sound so good, but I don't find the actual content so problematic. I think it's rather good that not so much is financed on credit. But perhaps you would like to give your opinion on this.

I am planning my position in $PETR4 (+2,19%) in the next 4-6 months. If the dividend falls by 15 to 20% compared to the past and is more sustainable (as I understand it from the article), that would be okay for me.

Due to falling oil price: Petrobras hits the cost brakes - investors fear for dividend power - 28.11.2025 https://share.google/tbxyWjzTt4bKv3qON

@SAUgut777 - You had already thought about the stability of the dividends and sold your investment as a precaution. In my view, this shows how well and intensively you are dealing with your investments. Top.

It would be interesting for me to see whether Petrobras, with its adjusted orientation, is once again an entry case if the corresponding prices arise.

So here's another little update on my 212 gadget. I'm still testing it and can't say anything negative so far.

I have created a second pie with a start date of 15.9. I'm mainly interested in dividend stocks here. The Schbeeball should slowly start rolling there

My target there is 100k and I'm currently paying in €50 every 2 weeks on Wednesdays.

I have received €2.63 so far, of which €1.59 is already invested. The rest will be invested automatically when the next savings plan is executed.

My holdings are as follows

$LUG (-2,52%)
$LHA (-0,33%)
$PETR4 (+2,19%)
$BNS (-0,21%)
$RIO (+2,68%)
$SIKA (+0,63%)
$O (-0,73%)
$KO (-0,54%)
$MO (+1,31%) and $MAIN (-1,06%) all have a target weighting of 10%

Here is the last savings plan execution, the Pie is self-balancing which I personally absolutely love. You don't have to change anything manually, dividends are also reinvested automatically and the whole thing costs no fees, plus the advantage that I can choose the stock exchanges, so I trade Coke etc. directly on the NYSE.

And the dividends arrive punctually in the account on payday.

https://www.trading212.com/invite/1Bl7fzXX7K

Here is my invitation link for everyone who is not yet a member but would like to have a really cool broker. There are random free shares worth between €10 and €100

And thanks again to the many people who used my link last time. I myself only get the free shares for 5 customers, but that doesn't matter for you. Even the fiftieth still gets the free shares, just not me 😉

...just 3 months ago the 3rd milestone of 20k was reached earlier than expected, last month we also raised our personal year-end forecast from 23k-25k to 25k-28k and now, 1 month later, we are pleased to have to raise it again.

The new target is now 27k-30k and should the upper limit be reached here, the last 10k would be realized in just 6 instead of 10-12 months.

Some people may smile at this numerical example, but this is still a boring dividend portfolio 🤫

...but a quick look at the facts...

...September, even if it wasn't my strongest month, delivered average results in contrast to the past, but we probably owe that more to the April🍊 correction than to the usual course of events...

...for the year as a whole, as I mentioned at the beginning, things are still looking pretty good...

...and more than satisfactory over the entire term so far 🫠

Above all, however, because the currently forecast dividend value for 2026 is mathematically a good ~27% of the average annual investment amount or, to put it another way, this increases by a good ~27% on its own (without taking into account any increases/caps) 💪🏻

Which brings us to the topic of dividends...

...September was a good month and, despite the still modest portfolio value, brought us a monthly dividend of €275.42 net (gross €298.99) for a good reinvest 🤑

There was also a small change to the portfolio itself this month:

》🟢 Top 3

$3750 (-1,37%) +35,19% (+74,45%)

$HSBA (+0,91%) +9,41% (+23,42%)

$RIO (+0,07%) +4,91% (+5,95%)

》🔴 Flop 3

$HAUTO (+0,35%) -8,32% (+44,10%)

$BATS (-0,1%) -6,64% (+80,26%)

$1211 (-1,38%) +1,28% (-16,36%)

》Disposals

$PETR4 (+2,19%)

$JEGP (+0,38%)

》Additions

$DTE (-0,46%)

$WINC (+0,57%)

》Increased

$DTE (-0,46%)

$VAR (-0,18%)

All in all, a good look back at the future 📈

Wishing everyone a nice rest of Sunday and a good UPtober together ✌🏻

$PETR4 (+2,19%)

Hello everyone, here at Getquin a dividend yield of over 17% is displayed and at ING only a little over 10%....

What is correct now? Lg

$PETR4 (+2,19%) I received the September dividend from Diba today. However, only just under 2 cents/share and not the 7 cents listed here.

Is it the same for you? Is Diba wrong or GQ?

only a small purchase, but I am pleased that the position in the portfolio is slowly growing. 🛢->🛢🛢