After long deliberation and after the 1000% profit mark was cracked, a partial sale has now been made. Reinvestment will possibly be in $IREN (-3,82 %) or quite simply in $IWDA (+0,45 %) to increase the ETF weighting again!

Hey, I have a question for you: what do you think of my portfolio changes?

I've been on the stock market since January and initially invested in three ETFs ($EIMI (+1,88 %) , $IWDA (+0,45 %) ,$WSML (-0,47 %) ) these positions are now gone. Instead, dividend payers have now been added to the portfolio. Was this a sensible decision (in my opinion there is no right opinion on this subject)?

Some of you may have noticed:

I was hardly active on getquin for a long time. There was no particular external reason for this; it was more of a conscious step back.

At that time, my portfolio was completely high risk oriented. Lots of bets, lots of hope, lots of emotion. In the meantime, I was also really clearly in the red 📉. Those weren't nice phases and, to be honest, I was more mentally preoccupied than I wanted to admit.

So I withdrew.

Not out of frustration, but to reflect.

✅ Less noise, more conviction

For several weeks, months in fact, I thought hard about my strategy:

• Which risk really suits me?
• Which companies do I believe in for the long term, even if things don't go well for a while?
• How do I create a portfolio that not only has return potential, but also brings mental calm?

The consequence of this:

Today, my portfolio is more clearly structured, broader-based and significantly less risky. Without completely foregoing opportunities.

Yes, Rocket Lab ($RKLB (+5,4 %) ) and Iris Energy ($IREN (-3,82 %) ) are still high-risk investments 🚀. I am fully aware of that.

The difference to before:

I no longer hold them out of greed, but out of genuine conviction in the companies and their future.

ETFs as a foundation

However, the most important change came with the foundation of my portfolio: ETFs.

I deliberately opted for a consistent savings plan to bring me long-term stability and growth:

• iShares Core MSCI World ($IWDA (+0,45 %) ) - 900 € per month
• MSCI World Small Cap ($WSML (-0,47 %) ) - 300 € per month
• Xtrackers MSCI Emerging Markets ($XEMD (+1,9 %) ) - € 387.50 per month
• Global X Copper Miners ETF ($COPX (+3,12 %) ) - € 412.50 per month

This mix feels just right for me at the moment:

global, diversified, future-oriented and yet calm enough not to get emotionally involved in every market movement.

🛌 Performance is coming - sleep is more important

My portfolio is currently performing very, very well.

Of course I hope it stays that way for the time being, but that's no longer the main point.

The biggest difference compared to before is something else:

👉 I can sleep well again.

No constant checking, no panic on red days, no extreme hoping for the next hype.

Instead: Trust in my structure and my decisions.

Lg

Don

Hello Getquin Community,

as I have been wanting to thin out my portfolio and make it more compact for some time now, I have been thinking about the best way to do this over the last few days.

I started today, $KO (+0,64 %) sold and exchanged for $MAIN (-2,31 %) exchanged. 🏦 🔄 🥤

The background to this is that I am currently very focused on basic consumer goods and am not yet very well positioned in the area of finance (apart from Visa).

My savings plans for individual shares $SHEL (-0,32 %) , $WM (-0,66 %) , $8001 (+3,7 %) , $MCD (+0,19 %) , $LIN (+1,23 %) and $ALV (+1,04 %) have been stopped and the positions will be liquidated as soon as they are positive.

Individual stocks that are still being invested in on a monthly basis are $NOVO B (+0,48 %) , $PG (-0,77 %) , $PEP (-1,23 %) , $V (-1,69 %) and $DTE (+0,9 %) due to the currently attractive valuations.

The sum of the removed savings plans is added to the $IWDA (+0,45 %) and $FLXI (+0,87 %) will benefit. I am also adding the $LDGL (-0,39 %) ETF into my custody account as a "cash cow". 💸

What do you think of my restructuring?

Dear Community,

I am currently in the process of buying a property and now need €70,000 from the deposit.

I'm now wondering what I should sell. I have some losers in my portfolio that I should actually sell, but it feels strange to realize all the losses.

I'm also thinking about the subsequent weighting of stocks that are performing well (such as $GOOGL (+2,91 %) for example), which would increase considerably if I withdrew the €70,000.

My first thoughts would be stocks like $MC (-0,71 %)
$UNH (+1,72 %)
$WSIL (+2,23 %)
$NVDA (+2,97 %)
$COPX (+3,12 %)
$CSPX (+0,46 %) and parts of the $IWDA (+0,45 %) to sell.

I am looking forward to your opinions!

The $IWDD now appears to be tradable at Scalable Capital.

It distributes its dividends quarterly from January. This could be particularly interesting for those of us who are building up a dividend portfolio that pays out monthly.

As far as I know, there has never been an MSCI World ETF in Germany that has this distribution interval.

I hope that I was able to make one or two people happy with this information 😄

💲 $IWDA (+0,45 %)
$HMWO (+0,45 %)
$XDWL (+0,47 %)

#️⃣ #dividenden

Hello dear Getquiner,

after I explained in my last post why I changed my portfolio to a "60/30/10" portfolio, I would like to show you how my portfolio was structured before.

50% iShares Core MSCI World ETF $IWDA (+0,45 %)

10% iShares Core MSCI EMU ETF $CSEMU (+0,21 %)

3% Franklin FTSE Taiwan ETF $FLXT (+1,62 %)

5% iShares Core MSCI EM IMI ETF $EIMI (+1,88 %)

27% Amundi Index GBI Gbl Govies ETF DR $GGOV (+0,06 %)

5% Amundi Index FTSE EPRA NAREIT Global ETF DRC $EPRA (-0,34 %)

This structure should roughly replicate the Norwegian Government Fund by holding the respective asset classes as ETFs as a percentage of the real fund, the Taiwan ETF was an admixture, as I held a lot of Taiwan at the time, in the end it basically only contained equities. $TSM (+0,3 %) I wouldn't do anything like that today. 😬

The idea behind it was that I would also be able to take advantage of the Norwegian sovereign wealth fund and at some point, like Norway, I would be able to withdraw 3% annually and it would be more crisis-proof than a 70/30 portfolio and have more emerging markets than an All World ETF.

If you want to know more about my new portfolio, check out my last posts where I explain the new allocation.

Now I'm looking forward to your opinion, feel free to write a comment and if you want to see more, leave a follow! 😁

Hello dear Getquiner,

It's been a while since my last post, but I'm now planning to fill this account with more posts and thus gather more knowledge about your comments, because you can always learn something new. 😁

Let's get to the main part of this post, I have changed my portfolio from a "Norwegian Government Fund" to a 60/30/10 portfolio. (both with ETFs)

Why the whole thing? I had hoped that the self-built "Norwegian Government Fund" would iron out crises in the portfolio through the large proportion of government bonds and perform better than a world ETF during this time, unfortunately this did not work on Liberation Day or after the start of the war in Iran. At about the same time as I was thinking about this, I watched a video from Finanzfluss on the subject of the 50/30/20 portfolio (https://www.youtube.com/watch?v=uGimQba7YQA) which I also watched. I also received advice from a friend who has been active in the market for a long time, but in my younger years, if I still have time, I would rather go 100% into equities, as I can simply sit out the bad times and thus have more returns.

After thinking about it for a while, I decided to switch to a 60/30/10 portfolio.

It consists of the following ETFs:

60 %
MSCI World
$IWDA (+0,45 %)

30 %
MSCI EM IMI
$EIMI (+1,88 %)

10 %
MSCI Europe
$MEUD (+0,13 %)

This results in the following regional breakdown after overlaps:

43 % USA, 20 % Europe,
30 % emerging markets

In my case, the USA weighting will be slightly higher, as I also have a few individual stocks. I want to cover the whole world, but as the biggest and "most important" companies are based in the USA but sell to the whole world, I think the USA part should not be too small.

In the next posts I would like to go into my individual stocks and why I also have a relatively large $BTC (-1,36 %) share!

So, now I'm looking forward to your opinion, please be critical, I want to know what you would improve or what could go wrong.