We sold our entire BlackRock position - with a profit of just under 💰 +€3,500.

Not out of fear.

Not because of panic.

But because of strategy.

The entire capital flowed directly into our EM ETF🌏: $XEMD (-0,11 %)

Why?

Because BlackRock was already massively represented via our ETFs and we deliberately

📉 reduce the US weighting

📉 defuse the financial sector somewhat

📈 to build up emerging markets more strongly in the long term.

Despite our large portfolio, our real EM allocation is currently only around 10-11%.

In the long term, we want to move towards 20 %.

In concrete terms that means:

🌏 more global balance

🌏 more future markets

🌏 broader diversification

BlackRock will nevertheless remain indirectly in the portfolio via our ETFs 😄

Only much more sensibly weighted.

Sometimes asset accumulation doesn't just mean "holding".

It means strategically realigning capital. 🔥

Some of you may have noticed:

I was hardly active on getquin for a long time. There was no particular external reason for this; it was more of a conscious step back.

At that time, my portfolio was completely high risk oriented. Lots of bets, lots of hope, lots of emotion. In the meantime, I was also really clearly in the red 📉. Those weren't nice phases and, to be honest, I was more mentally preoccupied than I wanted to admit.

So I withdrew.

Not out of frustration, but to reflect.

✅ Less noise, more conviction

For several weeks, months in fact, I thought hard about my strategy:

• Which risk really suits me?
• Which companies do I believe in for the long term, even if things don't go well for a while?
• How do I create a portfolio that not only has return potential, but also brings mental calm?

The consequence of this:

Today, my portfolio is more clearly structured, broader-based and significantly less risky. Without completely foregoing opportunities.

Yes, Rocket Lab ($RKLB (+7 %) ) and Iris Energy ($IREN (-1,65 %) ) are still high-risk investments 🚀. I am fully aware of that.

The difference to before:

I no longer hold them out of greed, but out of genuine conviction in the companies and their future.

ETFs as a foundation

However, the most important change came with the foundation of my portfolio: ETFs.

I deliberately opted for a consistent savings plan to bring me long-term stability and growth:

• iShares Core MSCI World ($IWDA (+0,2 %) ) - 900 € per month
• MSCI World Small Cap ($WSML (+0,22 %) ) - 300 € per month
• Xtrackers MSCI Emerging Markets ($XEMD (-0,11 %) ) - € 387.50 per month
• Global X Copper Miners ETF ($COPX (+1,21 %) ) - € 412.50 per month

This mix feels just right for me at the moment:

global, diversified, future-oriented and yet calm enough not to get emotionally involved in every market movement.

🛌 Performance is coming - sleep is more important

My portfolio is currently performing very, very well.

Of course I hope it stays that way for the time being, but that's no longer the main point.

The biggest difference compared to before is something else:

👉 I can sleep well again.

No constant checking, no panic on red days, no extreme hoping for the next hype.

Instead: Trust in my structure and my decisions.

Lg

Don

Nevertheless, I have decided to minimize the risk in my portfolio for the first time.

What did I do?

Stocks that I am not (or no longer!) 100% convinced of were removed from the portfolio and shifted into ETFs.

Thank goodness with a manageable loss.

ETF share increased and higher monthly savings, because I'm now an apprentice and earn more.

Savings as follows:

$COPX (+1,21 %) is saved with 600€

$IWDA (+0,2 %) with 400€

$XEMD (-0,11 %) with 250€

250€ overnight money

In 3 months, my Volksbank membership in the amount of € 4800 will be terminated. This will then be used to buy shares again.

Until then, my securities account will remain: $IREN (-1,65 %) , $RKLB (+7 %) , $QBTS (+11,79 %)

So: more safety, lower risk= better sleep, less headache

This was my last savings plan execution for$HMWO (+0,24 %) and $HMEF (-0,05 %) (not in the picture). The two positions together have reached the size of my $VWRL (+0,3 %)-position and are therefore full.

In February, the first savings plan execution of $XDWL (+0,2 %) and $XEMD (-0,11 %). This will then take place once a month instead of twice a month.

The two smaller savings plans on $WHCS (+0,96 %) and $WITS (+1,19 %) will continue to run, but will also be changed from 2x per month to 1x per month (amount remains identical).

Why I am using several All World ETF / World + EM. Combinations, you can read here:

https://getqu.in/5DvtL7/

I am currently planning to specifically expand my portfolio to include emerging markets - not out of short-term actionism, but with a clear long-term plan.

A large part of global growth is taking place outside the developed markets. Over 80% of the world's population lives in emerging markets, where new middle classes, rising consumption and long-term growth drivers are emerging. If you want to invest globally, you should not ignore this part of the world.

I am already indirectly invested in emerging markets via my FTSE All-World (VWRL) with around 10-11%. This share is automatically generated by market capitalization, but is too low for me in the long term.

I do not see the weak performance of recent years as a warning signal, but as an opportunity. Valuations are moderate, expectations are low - a good environment for long-term investors.

I will build up my EM share in stages, both through one-off investments and a monthly savings plan, with the aim of achieving around 20% emerging markets in my portfolio in the long term.

To achieve this, I am relying on a broad, distributing MSCI Emerging Markets ETF: cost-effective, physically replicated and without country or theme bets. $XEMD (-0,11 %)

Emerging markets are volatile - but in the long term they are an indispensable building block of genuine global diversification.

Hi, I'm 23 years old and this is my portfolio at the moment. I make the following monthly savings plans:

$MEUD (-0,36 %) 125€

$XEMD (-0,11 %) 50€

$TSWE (+0,48 %) 100€

$XDWD (+0,24 %) 175€

I have now considered whether I should add 2-3 shares to the portfolio. But I'm not quite sure which ones and would like to know your opinion.