Hi everyone,
I’m 28 and planning to invest €80,000 with a long-term, offensive strategy. I’m aiming for broad global diversification, focused on both value and growth. I’m totally fine having 60–70% of my portfolio allocated to the U.S. and with exposure to emerging markets as well.
Here’s a rough outline of the allocation I have in mind:
30–40%
Nasdaq 100
$EQQQ (-1.63%)
$XNAS (-1.65%)
$CSNDX (-1.64%)
15–25%
S&P 500
$VUAG (-0.75%)
$CSPX (-0.73%)
$SPYL (-0.74%)
10%
World ex US
$WEXU (-0.32%)
$IE000R4ZNTN3 (-0.14%)
$EXUS (-0.38%)
10%
Small Cap US Value
$ZPRV (-0.65%)
5% Small Cap World $WSML (-0.93%)
$ZPRS (-0.93%)
5% Emerging Markets (EM)
$EIMI (-1.48%)
$XMME (-1.78%)
5%
EM Small Cap
$SPYX (-0.78%)
5–10%
India UCITS ETF
$FLXI (-0.83%)
$QDV5 (-0.76%)
Additionally (5-10%), I’m considering adding one or two of the following ETFs – would love your thoughts on which one(s) you’d choose and why (or not):
Finally, I’m thinking of picking around 10 individual stocks as a satellite component. Any suggestions? 🚀
Curious to hear your feedback:
• What do you think of this ETF setup overall?
• Would you add or remove anything?
• Would you tweak the allocation? If yes, how and why?
I prefer accumulating ETFs only, and I plan to add €1,000–1,500 every month going forward.
Your thoughts are much appreciated! 🙏🏼😀