I would like to reduce the size of my portfolio and thought I would take a look at my ETFs. $SUSW (+0,35%)
$SPYD (+0,25%)
$WQDS (-0,78%)
$OG70 (-0,01%) and invest in $VWRL (+0,11%) or $IWDA (+0,14%) and reallocate. Is this the right move in the long term?

iShares MSCI World Quality Div ESG ETF D
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16Portfolio reduction

My portfolio
Hello!
I have been actively working on my portfolio since the beginning of this year, my strategy is to go towards dividends and a safe investment in ETF's with ETF's I want to achieve a balanced weighting that is not too American-heavy but also focuses on Europe.
I have a monthly savings plan of €300 which is divided as follows:
50 € $IWDA (+0,14%)
50 € $EXSA (+0,04%)
40 € $ZPRG (+0,18%)
40 € $WQDS (-0,78%)
20 € $O (+0,04%)
15 € $VZ (+0,49%)
15 € $ULVR (-0,85%)
10 € $JPM (+0,2%)
10 € $JNJ (+0,26%)
10 € $PG (+0,29%)
10 € $ENB (+0,12%)
10 € $ALV (+0,81%)
10 € $KO (+0,15%)
10 € $MCD (+0,33%)
Please do not pay too much attention to the crypto positions, I will liquidate the Shitcoins in the near future when prices are good and switch to ETFs/shares.
Now to my simple question, what do you think of the portfolio? Is it good for my strategy or do you have any tips?
I would next add a dividend ETF to the community portfolio. Distributing. But which one?
VanEck NL0011683594 ; EUR ; 100 companies, 0.38 % TER, vola 9.3 % $TDIV (-0,58%)
Vanguard IE00B8GKDB10; $, 2,123 companies, 0.29 % TER, Vola 10.7 % % $VHYL (+0,11%)
iShares IE00BYYHSQ67, $, 199 companies, 0.38 % TER, Vola 11 % $WQDS (-0,78%)
Another one - I comment...
Streamlining the portfolio - what would you do?
Dear Community,
Yesterday you were able to help me quickly and effectively. I sold the tiny positions $MATIC (+1,56%) with a considerable loss and $ETH (+0,64%) with a small profit and set up a weekly savings plan on $BTC (-0,51%) set up a weekly savings plan.
In order to simplify and streamline the portfolio even further, I now have the following question for you...
To help you understand my portfolio better, here is a brief explanation:
The main portfolio (currently approx. 150k) is a core-satellite portfolio with 56% $IWDA (+0,14%) , 20% $GGRP (+0,03%) , 12% $WSML (+0,19%) and 12% $XMME (-0,83%) .
With just under 20k is still the $CSPX (+0,17%) in the portfolio.
I have also been holding a separate div growth portfolio (currently approx. 34k) with these stocks for some time:
$MMM (+0,58%) approx. 1500€
$MSFT (+0,31%) approx. 1400€
$ABT (-0,02%) approx. 3300€
$JNJ (+0,26%) approx. 2800€
$PEP (+0,2%) approx. 2700€
$PG (+0,29%) approx. 3300€
$TDIV (-0,58%) approx. 3900€
$WQDS (-0,78%) approx. 3850€
$FGEQ (+0,19%) approx. 3800€
$VWRL (+0,11%) approx. 3750€
$FUSD (+0,54%) approx. 3750€
I save the ETF fraction constantly, nothing should or will change.
I'm just wondering how I should structure the ratio of individual stocks from now on. Should I increase all individual stocks to 5000€ per position or all stocks except Microsoft to 6k? Any other suggestions or ideas? If I simply leave the individual stocks untouched, the money would go into the div ETFs in tranches.
Total TER at 0.22 (which is quite acceptable for me) - and the overlaps are known and also okay for me 😄
Once again, thank you from the bottom of my heart and have a nice rest of Sunday 😎
Best regards
EvD
You could also merge your world ETF's into one?
Im not a fan of MMM to be honest. Low ROI. Might be good to ditch it and funnel the money into one of the dividend ETF's instead.
Maybe that could be a start?
Let's see if it was a good decision...but I can live with having sold 50 percent, I saw it as a good time.
130 % plus, and clearly too high an asset share of 5.5 %.
Now I basically only have the profit in Bitcoin and can let it run with peace of mind.
In anticipation of a possible year-end rally, the portfolio was reallocated to $WQDS (-0,78%)
Your swarm intelligence desired 😉
I started my ETF investments at the end of 2021.
So far, I have invested my money in the MSCI World without a concept (only $ISAC (-0,01%) then $IWDA (+0,14%) ), $IUIT (-0,04%) and $IUHC (+0,27%) . Dips were bought later and when prices were good.
I am a bit suspicious of the Chinese stock market because the government there can manipulate the market considerably - hence the move to the $IWDA (+0,14%)
I also have the DWS funds that were set up for me as a child.
The shares are more for "playing".
As I haven't yet found a method for evaluating shares that gives me a good feeling, I'm still a bit cautious here.
$WQDS (-0,78%) , $ESIT (+0,04%) and $INGR I would describe these as missteps and will probably sell them soon.
Now I would like to go for a clean concept and invest in savings plans.
The aim is to secure my pension and build up my assets.
Now I'm just faced with the question:
What is the best way to weight my portfolio?
Core-Sattelite? - Are $IUIT (-0,04%) and $IUHC (+0,27%) Sattelites or already core?
50% MSCI World Core, 20% EM and 30% $IUIT (-0,04%) / $IUHC (+0,27%) ?
How would you proceed or what would your weighting look like in my portfolio?
I would be very happy to receive tips, suggestions and advice.
I'm a bit at a loss 😁
Thank you very much for your help
You are focusing 100% on B&H shares. No diversification across asset classes or strategies. That increases volatility. If you've only been in the portfolio since 2021, you've never experienced a deep bear market. This means your portfolio contains a high psychological risk. This can cost you 5-10% pa in the long term.
Hello, today I would like to present my portfolio to you and get some opinions.
I have been investing for about 1 year and am trying to create a mix of growth stocks and dividend stocks for a balanced portfolio.
The $WQDS (-0,78%) is saved monthly with 100€.
The $CSPX (+0,17%) likewise
in #$MAIN (+0,18%) I put 13€ a week
Otherwise I just buy when I see a good price for an interesting share.
The small stakes in the shares of $NFLX (+0,31%) and $VOW (+0%) are gifts from Trade.
I had already considered switching ETFs and putting the money from the MSCI into the $VWRL (+0,11%) into the
Looking forward to tips and reviews :)
I didn’t buy $WQDS (-0,78%) because it’s a dividend ETF but because I like the companies inside the ETF and I like the percentages regarding the different sectors.
Greetings to the round,
I published my portfolio the other day and I mentioned that I am thinking about changing my dividend ETF. I have little experience with dividend strategy and wanted to ask which dividend ETFs are recommended.
(I don't see this as a buy recommendation) I trade through Trade Republic).
Current ETF: $WQDS (-0,78%)
Have looked at the $VHYL (+0,11%) and find it quite good.
Opinions about it? Love greetings.
Added after the fact:
Am also not sure obs fits into my strategy at all. Would like to make the depot actually for retirement. Of course, all my ETFs are accumulating. I have built in the budget because I still have left and can at least distribute a little.
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