7Mês·

Streamlining the portfolio - what would you do?

Dear Community,


Yesterday you were able to help me quickly and effectively. I sold the tiny positions $MATIC (+0,18%) with a considerable loss and $ETH (-0,44%) with a small profit and set up a weekly savings plan on $BTC (+0,41%) set up a weekly savings plan.

In order to simplify and streamline the portfolio even further, I now have the following question for you...


To help you understand my portfolio better, here is a brief explanation:


The main portfolio (currently approx. 150k) is a core-satellite portfolio with 56% $IWDA (-0,6%) , 20% $GGRP (-0,59%) , 12% $WSML (+0,03%) and 12% $XMME (+0,5%) .

With just under 20k is still the $CSPX (-0,88%) in the portfolio.


I have also been holding a separate div growth portfolio (currently approx. 34k) with these stocks for some time:


$MMM (-0,3%) approx. 1500€


$MSFT (-3,17%) approx. 1400€


$ABT (-0,18%) approx. 3300€


$JNJ (-0,31%) approx. 2800€


$PEP (-0,86%) approx. 2700€


$PG (-0,18%) approx. 3300€


$TDIV (-0,72%) approx. 3900€


$WQDS (-0,27%) approx. 3850€


$FGEQ (-0,64%) approx. 3800€


$VWRL (-0,45%) approx. 3750€


$FUSD (-0,93%) approx. 3750€


I save the ETF fraction constantly, nothing should or will change.


I'm just wondering how I should structure the ratio of individual stocks from now on. Should I increase all individual stocks to 5000€ per position or all stocks except Microsoft to 6k? Any other suggestions or ideas? If I simply leave the individual stocks untouched, the money would go into the div ETFs in tranches.


Total TER at 0.22 (which is quite acceptable for me) - and the overlaps are known and also okay for me 😄


Once again, thank you from the bottom of my heart and have a nice rest of Sunday 😎


Best regards


EvD

7
1 Comentar

What I would do in your position is to maybe merge FGEQ and FUSD into one of them. You already have TDIV als a world ETF. Maybe less options could provide similar results?

You could also merge your world ETF's into one?

Im not a fan of MMM to be honest. Low ROI. Might be good to ditch it and funnel the money into one of the dividend ETF's instead.

Maybe that could be a start?
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