Hello everyone!

I'm Patrick, 28 years young and work in the IT sector. I've been on the stock market since the beginning of 2023 and have been a silent reader here for most of the time and have enjoyed following the informative contributions of some others. Now I would like you to evaluate my savings plans.

I am pursuing the following strategy $VWRL (-0,11%) and the $XMME (-0,2%) divided into 80/20. and three quality stocks: $BRK.B (+0,26%) ,$AAPL (+0,19%) and $ALV (-0,68%) - and finally gold: $WGLD (+0,52%)

I still buy individual stocks during the month. Depending on the market and the available capital.

What do you think? The aim is to continue to regularly invest all available funds in order to receive a nice dividend in the long term.

ps: I have just transferred my portfolio to TR, so I can't finalize and post this yet.

Hello dear community!

I would like to make use of your swarm knowledge and get some feedback on my portfolio.

I've been working on building up my portfolio for almost 2 years and am currently 27 (unfortunately I simply missed the last few years - which makes me incredibly annoyed to have left so much time lying around).

My current goal is to accumulate capital.

I'm currently putting away €810/month and investing 90/10 of it in my $SAWD (-0,11%) and for a few months now in the $XMME (-0,2%) the remaining 10%

All money that comes in through bonuses or similar is put into individual shares or crypto (to prevent FOMO ;) )

Now my next step would be to diversify a bit more in individual stocks (pharma etc.)

Currently I am laughing $NOVO B (+0,58%) and $ASML (-0,4%) at.

Any feedback on this? I look forward to your views

The Brazilian Development Bank (BNDES) has extended a loan of 690 million US dollars from the China Development Bank from the China Development Bank. The funds are intended to support projects to promote sustainable infrastructure and renewable energies in Brazil. This financing reflects the increasing economic cooperation between Brazil and China, particularly with regard to the expansion of environmental technologies and infrastructure projects.

Further information can be found in the article on MarketScreener.

The news is based on what I personally consider to be reputable sources. However, I do not guarantee their accuracy. No investment advice. Follow me for further updates!

$XMME (-0,2%)
$VFEM (+0,03%)
$VFEG (+0,02%)

Hello everyone,

I want to set up a small share portfolio for my mother-in-law for her pension.

The investment horizon is around 15 years.

She plans to pay in €250 per month.

As soon as the subsidized equity pension option is available (2026), this will also be used.

Now I'm wavering between several options "70-30" method from $IWDA (-0,03%) and $XMME (-0,2%) or a $ACWI .

I could also imagine adding a $XDWT (-0,14%) to add.

Do you have any suggestions or impressions?

Thank you for your ideas!

#aktienrente
#etfs
#rente

I am relatively at the beginning of my "investment career"

I am only 19 years young. If you want to know more, just have a look at my profile.

I currently have an MSCI World and an Emerging Markets ETF. Should I switch these to the FTSE AllWorld or keep the same strategy?

As I am still at the beginning, I think that there is still the possibility of switching.

Thank you for your opinions.

$VWRL (-0,11%)
$IWDA (-0,03%)
$XMME (-0,2%)

Aloha together,

I would like to ask for some swarm intelligence

I would currently like to optimize the ETFs in my portfolio. The aim is to build up assets in the long term.

I would like to have my portfolio roasted, but GetQuinn does not yet allow Flatex AT integration :(

I am currently saving:

$ACWI (260€)

$XMME (-0,2%) (140€)

$XDWT (-0,14%) (300€)

$ISPA (-0,29%) (300€)

The first two are my kind of 70/30 World/ EM, with a slight cluster risk in emerging markets

$XDWT (-0,14%) I primarily use tech stocks to build wealth because it's the sector I know best. Here, too, cluster risk with $ACWI

$ISPA (-0,29%) because the dividends are tasty.

What is your opinion on this?

Hello, dear community,

My 2nd Börsday is approaching and I am taking this opportunity to finally share my portfolio with you.

About me and my strategy: I am an Austrian in my early 40s and dived into the investment universe about 2 ½ years ago, late but still. I was looking for a new project during work-related train journeys, and the stock market and finance had been on my agenda for some time anyway. The first book I came across was Finanzfluss, followed by Gerd Kommer's classic. After six months of intensive research, I finally took the first step and bought my first ETF shares. Since then, the whole thing has become a great passion and the PF has grown quite a bit since then.

My strategy revolves around retirement provision. Of course, a single Allworld ETF would be absolutely sufficient for this, but you know how it is. When you're so deeply involved, you want to tinker around almost every day. That would be too much of a good thing, of course. But in the end, a Core Satellite PF was created that I would like to present to you:

🥑The core consists of MSCI World ($SPPW (-0,11%)) and EM ($XMME (-0,2%)) in the classic 70/30 weighting. They are simply saved stubbornly and bought from my cash reserve in the event of larger dips.

🛰:

🪙 Gold in physical form has given me a lot of pleasure recently!

With $BTC (-1,95%) I recently got my foot in the door. If there are setbacks again, the savings plan will be triggered. $ETH (-0,89%) I'm not yet holding any physical stocks, but will add to them if they weaken. My crypto PF should not have more positions and should not account for more than 5% in total.

📈The individual stocks are my hobby, so to speak, and should never have more than ten positions and should not make up more than 10% of the PF in the long term. Here I have a mix of sectors, regions (of course, the USA is at the forefront and $NVDA (+0,66%) must not be missing), dividend stocks, growth. There are also two speculative legacy investments. They will stay there, I can possibly cope with the total loss and if they do go to the moon one day, I won't mind.

💰I briefly mentioned the cash position. It is (still) earning good interest in the clearing account, should be around 15% of the PF and will be tapped from time to time during setbacks.

I also have money in an extra call money account for short to medium-term investments. However, I haven't entered this here and consider it a separate investment.

So that's how it all looks, I can live with it quite well and sleep peacefully. Thanks for reading and I hope you like it.