3D·

Investment strategy/depot allocation. Your opinion?

Hello everyone,

What do you think of the following investment strategy?

Global core (30% portfolio share)

$XDWD (+0,17%) Xtrackers MSCI World UCITS

Europe share (15% portfolio share)

$SMEA (+0,43%) iShares Core MSCI Europe ETF

Emerging markets (10% portfolio share)

$XMME (-0,11%) Xtrackers MSCI Emerging Markets ETF

Distributions (15% of the portfolio)

$TDIV (+0,32%) VanEck Morningstar DM Dividend Leaders ETF

The remaining 30% consists of 20% individual stocks (old market / tech) and 10% cash reserve.

Strategy: Growth focus with a small dividend component to generate additional capital for new investments, speculation and additional purchases while at the same time realizing the tax-free allowance.

4 Comentários

Thomas@Thomas_1963

Very good layout. You can't go far wrong with it.

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Marvin.22b@Marvin22b

Europe share I think is pointless... See historical returns + risk of recession. The mix of dividend ETF and growth only makes sense if we are talking about a portfolio with at least 100k volume. Otherwise it doesn't really make sense. Best regards

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Phil@Pherror

@Marvin22b Historically speaking, you're right. You can't refute the fakes. That's one of the reasons why I've limited my share of Europe to 15%. However, I think that current times and world events should not be underestimated. Europe has realized that it is clearly lagging behind in some areas and a "rethink" is taking place right now. I wouldn't be surprised if there is a big leap in the next 10 years. There's also diversification and no matter how good a market is, in the long run it's usually worth investing in more than one. In terms of tech, I have bet on a few satellites such as Microsoft and Amazon. I personally prefer a few individual stocks to the S&P, for example.

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Susanne@Isus01

I would calculate the USA and Europe share across the ETFs and see whether the ratio corresponds to my expectations.

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