Xtrackers II Overnight Rate Swap ETF D

LU0335044896

XEOD

XEOD

Sell a money market ETF at a loss in a high interest rate environment? Can I 🍌

Experience with $XEOD (+0,02 %) ? Does it work without any problems? I'm tired of hopping around for overnight money 😆

What do you think about parking your entire nest egg in the money market (e.g. $XEOD (+0,02 %) )?

Specifically, I don't feel like constantly transferring my nest egg and opening bank accounts.

Is there anyone who handles it this way or is everyone at TR anyway, dusting off the 4% while it still exists?

1 year stock market anniversary🎊

Presenting my portfolio today. I have been investing diligently for a year now. Started reading books at the beginning of last year, then started my own portfolio in April.

Briefly about me, 26 years young, married, 1 child (will be 1 next month), own home (just under 2 hectares of land in a small village, just under 300 square meters of living space)

Over the course of the year, I've worked out a strategy that I can sleep well with.

-10k in $XEOD (+0,02 %) as a substitute for daily allowance. (5 net salaries)

-The remaining 20k are divided as follows:

• 35% $VDEV (+1,23 %)
  
• 30% $IUSA (+1,02 %)
  
• 15% $GGRP (+0,49 %)
• 10% individual shares (should become a maximum of 10 shares over the years)
• 5% $EWG2 (+0,99 %)
  
• 5% $BTC (+0,21 %)
  

Savings plans are currently at 300€.

I am very happy with it and for the first year I have achieved a performance of just under 10% (the $XEOD (+0,02 %) is included). I'm happy with it, especially as the first year was more of a discovery phase for me.

I'm open to constructive criticism!

Hello dear GQ community,

I'm struggling a bit at the moment and would like to get your opinions.

About the portfolio:

- "No-Brainer" $VWCE (+1,33 %) as the main building block

- I like India and think there is great potential there

- Individual stocks have been added to the portfolio without a coherent plan - so currently more of a playground

Investment strategy and target:

Offensive strategy for maximum value growth as a retirement provision and at best for reducing weekly working hours.

I recently opened a larger position in $XEOD (+0,02 %) (see portfolio). I decided to make the move because I distrust the current economic situation (prices are rising and rising despite war, inflation,...) and I didn't dare to put the chunk into individual stocks or the $VWCE (+1,33 %) to pack.

What do you think? I would be very happy to hear any ideas or advice.

Greetings from your earworm

PS: Unfortunately, the dates in the portfolio are not complete, which is why everything starts from 11.2023...

Thanks finanzen.Zero at this point.