1Wk·

Feedback on the portfolio

Hi everyone,

I am 21 years old and have been actively investing myself since 2019, before that my parents started investing money for me.

Now I started working at the beginning of the year and can currently invest €1000 per month, but I'm thinking about increasing it again if necessary, as I have enough left over at the end of the month.

I am currently saving $BRK.B (-6.3%)
$NVDA (-7.25%)
$AAPL (-6.8%)
$MSFT (-2.36%) and $META (-4.44%) with 50€ each.

The ETFs $UST (-5.57%)
$LYPS (-5.44%)
$LYY7 (-5.8%)
$IWRD (-5.63%) and $LOCK (-5.17%) with 150€ each.

I would like some feedback on what you think about diversification in the savings plan, or whether I should invest more in shares at a young age.

I will also be joining Trade Republic next month and will also be focusing on short-term trades as I have been looking into this a bit more recently.

I look forward to your feedback and what could be adjusted in general.

Best regards!

20Positions

€29,077.57

68.41%

4

6 Comments

Erzwo@FYBSTRD

1Wk

Why do you have so many ETFs? Doesn't make sense in my opinion

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FinancialFoolery

@FinancialFoolery

1Mon·

Investment decision

Would you rather invest monthly in the $CHDVD to have a good dividend yield in 20-30 years' time.

Or:

Monthly in the $UST (-5.57%) and $VWRL (-4.62%) and then switch to the dividend ETF later.

Advantage: I then have more capital.

1

3 Comments

Global I.@gloinvest

1Mon

After 35 years on the stock market, I can tell you that your idea of 20-30 years is not worth the effort. None of the things I started with in 1990 still exist. Do what is most logical now, but don't cling on. Be open to throwing everything overboard if necessary. And boy, with all that's coming up, that's a lot.

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profit_pilot_274

@profit_pilot_274

5Mon·

Hello everyone,

I recently started my first job (3 months ago) and have been thinking about a savings/investment strategy. Could you please comment on it (also constructively negative) so that I can learn from your shared experience?

I specifically tried to make the strategy a bit more risky/risky as I think I should do that as a young person to get slightly better returns.

Specifically:

Is there anything else I should add/change?

3

21 Comments

Dividendenopi👴@Dividendenopi

5Mon

I'm a fan of dividends and of course $BATS, but they don't really fit in with the rest.

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Matt

@growth_specialist_520

6Mon·

Hello community!

I'm quite new to the investments world, but I've studied a bit and I'd like to have an additional opinion about how to invest my money.

I have 20k euros to invest, and I plan to add 400 euros every month.

I plan to let this money grow for at least 20 years or even more.

I have decided to invest in I decided to invest in an All-World ETF and my choice fell on $VWCE (-5.52%) (I have also considered the $FWRG (-4.67%) which has lower TER, but also lower fund volume and higher spread).

But I'd like to add one or more (not to much) ETFs to boost up a little bit the performance and I was thinking about some ETFs on the Nasdaq100 or the S&P 500 indexes (like $SPYL (-5.33%)
$SPXD (-5.51%)
$VUAG (-5.33%)
$VUSA (-5.34%)
$EQQQ (-5.73%)
$UST (-5.57%) ).

What do you think about this idea? I have read that there is an overlap problem doing this but I'd like to have more opinions about it.

I think also that would be nice to have some money coming from dividends for everyday use, but I haven't searched nothing and it's not essential for me.

Have you got any suggestions?

Thank you in advance

3

3 Comments

Matt@growth_specialist_520

6Mon

I decided to go 70% $VWCE and 30% $VUAG

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investlukas

@income_magician_475

10Mon·

Hey community! I am investing since 2015. Started with single stocks but then transitioned to ETF mainly. The portfolio is spread over 3 brokers. I took the decision to put a strong focus on IT some time ago, now Insee that I habe low diversity at the end. What do you think?

$MOAT (-4.91%)
$NOVO B (-6.66%)
$UST (-5.57%)
$IWDA (-5.63%)
#etfs
#stockanalysis
#tech
#usa
#it

36Positions

€326,721.65

39.21%

3

1 Comment

Gehebeltes-EFH@Gehebeltes-EFH

10Mon

I have 8 positions in my portfolio (6x equity ETF, 1x bond, 1x gold ETC).
That's too much for me now, I'd rather have fewer. In the long term, I think KISS is the best solution: keep it stupidly simple.

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Miguel R.

@M1ch3

10Mon·

Hello,

Just to get some feedback from you, the specialists.

I'm doing a saving plan at TR with the following investment monthly

actually is weekly but this are the month values.