...just 3 months ago the 3rd milestone of 20k was reached earlier than expected, last month we also raised our personal year-end forecast from 23k-25k to 25k-28k and now, 1 month later, we are pleased to have to raise it again.

The new target is now 27k-30k and should the upper limit be reached here, the last 10k would be realized in just 6 instead of 10-12 months.

Some people may smile at this numerical example, but this is still a boring dividend portfolio 🤫

...but a quick look at the facts...

...September, even if it wasn't my strongest month, delivered average results in contrast to the past, but we probably owe that more to the April🍊 correction than to the usual course of events...

...for the year as a whole, as I mentioned at the beginning, things are still looking pretty good...

...and more than satisfactory over the entire term so far 🫠

Above all, however, because the currently forecast dividend value for 2026 is mathematically a good ~27% of the average annual investment amount or, to put it another way, this increases by a good ~27% on its own (without taking into account any increases/caps) 💪🏻

Which brings us to the topic of dividends...

...September was a good month and, despite the still modest portfolio value, brought us a monthly dividend of €275.42 net (gross €298.99) for a good reinvest 🤑

There was also a small change to the portfolio itself this month:

》🟢 Top 3

$3750 (+2.68%) +35,19% (+74,45%)

$HSBA (+0.87%) +9,41% (+23,42%)

$RIO (-0.48%) +4,91% (+5,95%)

》🔴 Flop 3

$HAUTO (+0.81%) -8,32% (+44,10%)

$BATS (-0.17%) -6,64% (+80,26%)

$1211 (-0.58%) +1,28% (-16,36%)

》Disposals

$PETR4 (-0.87%)

$JEGP (-0.38%)

》Additions

$DTE (-1.36%)

$WINC (+0.07%)

》Increased

$DTE (-1.36%)

$VAR (-0.27%)

All in all, a good look back at the future 📈

Wishing everyone a nice rest of Sunday and a good UPtober together ✌🏻

Hey, I'm 20 and currently invest €600 a month: €300 in $ISAC (+0.48%) as a basis and € 300 divided into € 75 $FGEQ (+0.75%) and $TDIV (+0.07%) , 50€ $WINC (+0.07%) and €10 each in 10 dividend shares. My aim is for the savings plans to pay for themselves at some point through dividends (in around 15-20 years according to my calculations). I'm now considering whether it wouldn't make more sense to focus more or entirely on growth first in order to build up capital more quickly and then switch to dividends later.

I would be happy to hear a few opinions and ideas from you.

Thank you in advance

...in contrast to the $JEGP (-0.38%) in my opinion, runs much more quietly without a larger CC and, although not monthly, brings in even more on a quarterly basis.

My new main positions in ETFs ($TDIV (+0.07%) and $WINC (+0.07%) ) will be gradually built up over the next few months through deposits / transfers from other asset classes. However, I now have the opportunity to switch my existing savings plan to 'something else'. And here I am fulfilling a long-awaited wish:

The Holy Amumbo 😅 - $CL2 (+1.15%)

Is it smart to start the paper as a savings plan when the stock market is on fire? No, probably not. I've just always wanted it and have had it on my watchlist for ages.

On the other hand, you have to BELIEVE in saints! If it goes wrong and you go to hell, it's probably because you didn't believe in it hard enough.

It will take forever until a significant sum is accumulated in the savings plan anyway.

[Image material AI generated with Loveart.ai, modified with Photoshop]

I took my first position today $WINC (+0.07%) in the portfolio today. I will add to this position in the second half of the week $TDIV (+0.07%) as soon as the ex-day is over.

So it will be a duo of dividend ETF with and without CC. 🙂

I would be interested to know why you $WINC (+0.07%) in the portfolio or why you don't take it in, it is currently doing quite well and the return (dividend / premium) also looks good

In dollars you even get jealous 😅🤣