I'd like to hear your thoughts: I'm currently investing €250 per month in a Nasdaq 100 ETF $XNAS (+1.22%) , of course. Alongside that, I’m investing in a Vanguard FTSE All-World High Dividend Yield $VHYL (-0.15%) that pays out dividends. I plan to reinvest the dividends back into the Nasdaq 100, especially during market downturns, or simply enjoy the cash flow. I want to stick with this until retirement; I’m 37 now. What do you think of this ETF savings plan strategy?

Let’s go—I finally hit the next 10k milestone.

I’ll repost when I hit 50k (hope it doesn’t take too long😃).

My DCA is currently at 800€ + reinvested dividends.

$VWRL (+0.48%) 400€

$VHYL (-0.15%) 100€

$GOAI (+1.41%) €25

The rest goes into my satellite funds.

$GOOG (+0.47%) €35

$AMZN (+1.2%) 35€

$O (-0.59%) 25€ + dividend

$MAIN (+1.02%) €15 + dividend

and a few more😃

The aerospace and defense sector now accounts for about 8% of my investment capital. Although some companies in the industry are already in the $HMWO (+0.71%) , $TDIV (+0.68%) or the $VHYL (-0.15%) portfolio, they were nevertheless added as individual stocks due to their long-term trends and future prospects.

These are $LMT (-0.37%) , $NOC (-1.3%) , $AVEX and $AVAV (+4.24%)

The defense sector is booming for the first time since 1990 due to global conflicts and looming crises—order books are full, jobs are being created, and new plants are being built. Countries are arming themselves with drones, among other things, as well as other equipment and systems, ever since they’ve seen what these are now capable of. Defense capabilities against drones, cyberattacks, and hybrid warfare also play a massive role and require nations to arm themselves against these threats.

In addition to the current boom, however, this industry is also interesting for another reason: it is quite recession-proof due to its customer base. Furthermore, there are high barriers to market entry, few competitors, and the customers are almost exclusively governments—which also have maintenance and upgrade contracts in place for decades to come—and, last but not least, a certain level of trust among users in the systems’ performance.

Even though one might sometimes get the impression that NATO is falling apart, many systems and pieces of equipment are still compatible with one another—or are intended to become so in the future—which greatly expands the list of potential customers.

Disadvantages of the industry? A high concentration of customers, development risks, export restrictions, political interference—sometimes sensible, sometimes less so—and if a company falls behind technologically, it could very quickly lose ground.

While $LMT (-0.37%) and $NOC (-1.3%) have been established in the industry for years and are growing through scaling, diversification, and expertise, $AVEX and $AVAV (+4.24%) represent, in my view, the future of military development and thus represent a growth bet on nations’ drive to deploy autonomous systems in crisis zones.

My conclusion is this: Anyone who actively chooses to include defense industry stocks in their portfolio accepts an ethical dilemma, but benefits from tremendous predictability, structural tailwinds, as well as technological change and the associated government spending.

Final Thoughts:

If world peace were to break out tomorrow—then, by the way, I would be more than happy and more than willing to pay the price for it in the form of losses!

*contains AI-generated images*

Hey, a little over a year ago, I shared my portfolio and asked for your opinions. Since then, I’ve been able to maintain my savings rate of 1,000€ in my 70/30 core portfolio. I also invest 50€ in $BTC (+0.42%) and €80 in my $VHYL (-0.15%) . I’ve sold off a few positions and made some new one-time purchases.

I’m also considering investing another €5,000 to expand my core portfolio.

Starting next year, I’d also like to put aside €150 a month into my retirement account.

My current questions are: How could I improve my portfolio? And what do you think of my individual holdings?

I've been thinking for a while now about selling all my individual stocks and just continuing to invest in my three ETFs ($IWDA (+0.72%) , $VHYL (-0.15%) , $TDIV (+0.68%) ) in order to be in a more stable position for the future. Most of my holdings are already included in at least one of the three ETFs anyway. Today I took the next step and $MRK (+0.78%) , $6501 (+2.07%) and $WUW (+1.05%) sold off to increase my position in $VHYL (-0.15%) . In the long term (> 5 years), this strategy should pay off.

What do you think of this strategy?

What are you guys buying these days? Are you buying anything at all? I think the market is already pricing in too many positive developments—for example, in the Middle East—so I haven't added anything to my portfolio for quite some time. I'm now considering, however, $VHYL (-0.15%) top up my portfolio a bit or add $IEEM (+0.9%) . 🤔

I’d be curious to know how you’re handling things right now.

Wishing everyone a lovely, sunny week ☀️

Received 3 dividends in July.

$VHYL (-0.15%) For 333 shares, a total of €269.57.

$LDGL (+0.76%) For 2,195 shares, a total of €67.87.

$WINC (-0.89%) For 3,025 shares, a total of €446.31.

This was a great month.

For the remainder of the calendar year, I’ll only reinvest dividends in a way that keeps me nicely balanced.

$VHYL (-0.15%)