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21how much the Nasdaq Equity Premium Income$IE000U9J8HX9 (-0.14%) has gained in fund volume in the last few trading days.
There are already 391 million $ fund volume on the speedometer.
The Global Equity $JEGP (+0.01%) (on the market for almost a year) has raised $343 million
and where currently nothing is going at all US Equity Premium $IE000U5MJOZ6 (-0.01%) which is stuck at a fund volume of 20 million.
Comdirect - Birthday promotion!
Good morning dear Quinies,
I became aware of a cool Comdirect promotion through our dwarf's junior custody account.
First of all: I had a custody account with Comdirect for many years before I switched to ING and never had any problems there and always received first-class support when I needed it. I only switched at the time for cost reasons. As part of the campaign that I would like to present to you in more detail, I have now opened a second custody account with Comdirect again.
Specifically, Comdirect is offering the following when opening a custody account until 05.12.2024:
Why have I opened a second custody account there?
As some of you may know, share savings plans at ING are subject to a fee. In addition, unlike ING, Comdirect offers the option of adding other/more shares/ETFs (a number of growth stocks, REITs and private equity, which are not possible with ING) to a savings plan. This was the decisive advantage for me. Comdirect also offers the option of taking out a securities loan and opening foreign currency accounts. Of course, I also used a payback coupon when I opened the account💰(more content from me on the subject of cashback soon😉, I received/will receive 6,000 points, which equates to €60, so some trades would already have been financed).
Since my main strategy at ING runs fully automatically without any effort on my part, but I realize that I'm getting a bit bored without a bit of playing and experimenting in the investment area, I'm using the second custody account at Comdirect as a "gamble portfolio" for the next 30 months. After that, the securities will probably be transferred to ING and I'll think about what to do with them.
So I will invest part of my Christmas money (€2,500) once on 23.11.24 as a savings plan in the following 6 individual stocks and 4 ETFs and then save €25 each month on the 1st for the next 30 months (we are really talking about gambling money here, share of the portfolio <5% of my total portfolio):
From January 2025 I will share monthly updates on my "gamblefolio" here with you.
If you are interested in opening a securities account with Comdirect as part of the birthday campaign, please use the reference link in my bio😉.
I hope you find the article interesting (please leave a like).
Have a nice, relaxed Sunday🆓😎.
Greetings, Marcus
Golden October is the time when the trees put on their golden dress. A dreamlike time that has something magical about it. I took full advantage of this nature by doing a lot of hiking, especially in Saxon Switzerland, which is where the cover picture of the review post on Instagram comes from. While I climbed the sandstone cliffs via the iron ladders, steps and fittings to then enjoy the view from the cliffs, my investments continued to diligently generate returns for me. Time for a look back.
I present the following points for the past month of October 2024:
➡️ SHARES
➡️ ETFS
➡️ DISTRIBUTIONS
➡️ CASHBACK
➡️ AFTER-PURCHASES
➡️ P2P CREDITS
➡️ CRYPTO
➡️ WHAT IS REALLY IMPORTANT
➡️ OUTLOOK
➡️ Shares
My largest single position in terms of volume $AVGO (+0.03%) has only moved up a little compared to the previous month. But that's perfectly OK after the stock has performed well in the past. A look at the performance makes things more exciting. My $NFLX (+0.13%) which stood at +98% from its acquisition price last month, has now jumped to +115%. I noticed in passing that the number of subscribers has probably continued to grow well, as have the other key figures. Very good, keep it up! The streaming service, which I was the last person to subscribe to before 2018, is developing extremely well. And also $SAP (+0.1%) is growing steadily, can you still remember when the share price collapsed in 2020 after the forecasts had to be lowered? I have held on to the stock and am constantly buying more. One of my few German shares.
On the other side of the coin, it's stumbling a bit. The negative performances of my flops are increasing again, but that doesn't bother me because I $NKE (+0.05%) , $DHR (-0.27%) and $DHL (+0.12%) also see them as successful in the future. Perhaps one or two of them still need to cut costs.
➡️ ETFs
My beloved core unit of retirement provision is growing and growing and steadily paying out more. The rock in the surf, the $VWRL (+0.02%) already accounts for 13.95% of my entire securities portfolio. I can only say again and again: invest significant portions of your income each month in bread and butter ETFs via a fully automated savings plan, then poverty in old age will no longer be an issue in the future. Speaking of old age, at the beginning of November I read a post on Instagram from Finanztip that shocked and annoyed me. They actually advised people to pay into their state pension voluntarily. Was that just a faux pas, or did I just dream it? No, the contribution really exists. They stand for taking your own finances into your own hands and building up assets for old age or in general. For me, this means that this channel is losing its seriousness again, although they were one of the triggers for me to start building up assets after I finished my retraining.
I closed a position in another asset class and used it to buy two more dividend-paying ETFs in one of my old custody accounts. With this $GGRP (+0.08%) I cover the missing first month of the quarter for income in this custody account and with the $JEGP (+0.01%) I have added an ETF to my portfolio that pays out some dividends but also relies on option premiums. The distribution is monthly. I'm curious to see how this develops. This means that from now on all my custody accounts every month. every month. That's fun, because I want passive cash flow!
➡️ Dividends
I was able to collect 21 distributions on 9 payout days in October. I am grateful for this additional income stream.
In the meantime, I have published my extra article on how I deal with reinvestments. As the returns from all custody accounts from the past months of this year already exceed my planned reinvestment amount on average, I now see the opportunity to adjust the planned amount that I want to reinvest via a savings plan upwards. As announced, I am taking $UPS (-0.04%) and $HTGC (-1.12%) in the savings plans as early as December! These are certainly small amounts, but they are helping to make the snowball bigger and bigger.
➡️ Cashback
In October, I redeemed €17 in Payback points at Rewe, got points back and transferred the discount value on the shopping list to my clearing account to invest it immediately via a one-off savings plan. This is in addition to the "You should at least have all the bread-and-butter ETFs!"the second piece of wisdom I preach all the time. If you get a discount, voucher or other benefit somewhere when shopping or ordering online, then invest it, whether directly via payout or indirectly (as I do). In this way, retailers and others help to finance your wealth accumulation and you protect yourself from what it is actually intended for, namely consuming more than necessary.
A statement by Youtuber Balthasar Becker also fits in with this: "I didn't make the rules, I just interpret them in a way that suits me". Or in my words: "I cleverly use the advantage that others give me to lure me in, but in my favor and not theirs."
Always remember, dear readers, even in a tight corset you have a margin in which you can move freely. And you should always use the leeway in your favor. So, enough of the sermon.
Payback was joined by a new payout from the health insurance bonus program. Another €22, which I simply get from my morning sports program and cold training. More about the cold at the end.
➡️ Subsequent purchases
I bought small amounts of ETFs from the above-mentioned inflows from Payback and premium refunds from the KK.
I took a mid three-digit amount from another source and used it to buy two new ETFs for an old portfolio, as already mentioned under "ETFs".
➡️ P2P loans
I'm fed up with this asset class. The constant rounding differences annoy me, as do the defaults. I started trading on October 31st. On the one hand, I deleted the account with EstateGuru despite the last defaulted loan of €50. Consequently, €50 was written off. Bondora Go and Grow also had to go. This is where the mid three-digit amount mentioned above came from, which went into the ETFs for the old custody account.
Peerberry and Mintos cannot yet be canceled. Apparently it is not possible to simply accept the losses by closing the account.
➡️ Crypto
There was still nothing for me to do in October. But now, as I write this article, the US election is already through and $BTC (+1.52%) jumps to new ATHs. I am slowly becoming more attentive again. My strategy is well known, I play the crypto cycles. I want to sell all altcoins as soon as the prices I want are reached, and I may accept losses on one coin ($LTC (+1.26%) ). According to my original plan, I also wanted to sell all the Bitcoin, but I'm now thinking about keeping some of them. In future, I want to reaccumulate Bitcoin in the next bear market in order to play the cycle again. However, I have only invested very small amounts in crypto, which are negligible; for me, crypto remains a zero-sum game. Perhaps it looks completely different for someone who lives in Africa, for example, and doesn't have a bank account.
➡️ What is really important
The long-term wealth accumulation of each and every one of us is certainly automated thanks to savings plans and standing orders. This is precisely why it is important to focus on the important things in life. It's just too short and the end is sure to come.
At the beginning of the month, I returned from my trip to Berlin, which I mentioned in my last review. It was a complete success, it was important for me to convey to the child that you have to leave your comfort zone in order to realize the dreams you have. It takes effort, but it pays off. Only those who leave their comfort zone will surpass themselves. And of course we also had a great time together.
I'm also getting used to the cold. From taking cold showers and preparing for ice baths to running in the cold. My landlord issues me with hot water and heating consumption information at the beginning of each month. I have noticed that my hot water consumption (since I started taking cold showers) has more than halved. That's great! I'm curious to see how much further it will fall. As well as taking cold showers, I'm currently preparing for ice swimming on Fridays after work, which is my current area where I leave my comfort zone. So I actually go swimming at one of the open-cast mining lakes around Leipzig. It takes a few minutes before I have to get out again quickly. It tends to be around 4-5 minutes. Both activities hardly cost me any effort. They even give me a boost of energy. And with the current temperatures, I also go running several times a week in the evening and regularly go hiking. So I also demand a lot from my body and have noticed how it has become much more efficient in recent years since losing a lot of weight in 2020.
➡️ Outlook
It is now the beginning of November and the Trump wave has flooded our portfolios. I hope that there will be no further major sell-off. I am also awaiting my utility bill for the current year. Hopefully there will be a credit again. Because this should be invested.
Links:
Social media links can be found in my profile, you can also check out the Instagram version of my review.
@Simpson - I am not traveling without dividends :-)
The position is somehow a mixture of your portfolio and the thrill of being @Der_Dividenden_Monteur is subject to.
So there is also excitement in an ETf portfolio without diving too deeply into the matter :-)
Edit: just seen next dividend in Decmeber
06.12.2024 0,1549 $
Fund volume
As per 06.11.2024
USD 331.65 million
$JEGP (+0.01%) no ex date yet for November & December?
High Yield Income Portfolio
Disclaimer: I know that this is not an optimal strategy (I also have a real portfolio). I also know that very few people are interested in this type of portfolio, so feel free to skip the post, you won't miss anything.
I started building this HY Income portfolio about three months ago.
The first position was $QYLE (+0.04%) and now I've gradually added more stocks.
$QYLE (+0.04%) is pretty much the classic when it comes to covered call ETFs and is in my opinion a must have for every portfolio of this type.
$ACRE (-0.73%) I have great confidence in the management of Ares and the company is one of the few MREITs that I trust with my money. ACRE's portfolio is currently being restructured to be more defensive.
$GAIN (-0.1%) Solid monthly dividend payer with some growth. The management seems pretty solid to me.
$OBDC (-0.01%) Since the company has changed its strategy a bit and is now investing more in equity to increase NAV, it is my favorite BDC.
$STHE (+0%) PIMCO specializes in high yield funds, in my opinion it is especially important in the high field area that you trust the management, which is why I chose this product.
$DIV (+0.02%) I like the portfolio of royalties and it offers further opportunities for diversification.
$JEGP (+0.01%) I really like the JP Morgan Covered Call ETF strategy, but will possibly exchange it for $JEPI as soon as it is tradable at TR.
$RITM (+0.58%) I like the vision of the CEO and the dividend is double covered.
$SEDY (-0.5%) was recommended to me by a friend.
QYLE is now being saved less, the focus is on the other stocks.
What are your favorite high yield stocks?
The time has come: JPMorgan launches JEPI and JEPQ in Europe
On October 29, 2014, JPM launched the two extremely popular US funds JEPI and JEPQ in Europe:
JEPI
JEPQ
These are interesting alternatives to $QYLE (+0.04%) and $XYLP (+0.35%) in my opinion. Let's see how long it takes for the two funds to become tradable with the usual brokers.
In the meantime, the fund volume of the global variant has $JEGP (+0.01%) has continued to increase significantly. The fund has now raised more than USD 300 million, and the trend is still rising. There appears to be a great deal of interest in this monthly distributing income ETF with its underlying global low-volatility equity basket.
Back again - military, new job & updates!
Reading time: approx. 2 minutes
Hey guys! 😎
It's been quiet around me for a while, but now I'm back and happy to give you an update on why I've been so inactive lately. A lot has been going on, both professionally and privately. But don't worry, I haven't been completely inactive on the stock market front either - there's some exciting news there too.
Where have I been? Military, job change & relocation
First of all: I was away in the military and that took up a lot of my time and energy. You know how it goes: little free time, lots to do and hardly any time for other things. But now the chapter is closed again until May next year.
I've also moved house - so I've not only moved a lot mentally, but also physically. New apartment, new city, but everything went well. At the same time, I also changed jobs, which took up a lot of my time. I am now with an embedded finance company which is super exciting. If anyone has any questions about this area, please let me know - I'm currently learning an incredible amount myself and I imagine that some of you might also find the topic interesting.
Stock market updates: Acquisitions & Biggest Win
But enough of my personal stuff, let's get down to the essentials - the stock market activities! Despite everything, I was able to make a few purchases:
And now to the Biggest Win:
My investment in $RSGN is going like clockwork. You can find my articles on this under the title. I am (unfortunately?) the only observer/investor. The share price has developed steadily, demand remains stable, partly due to the limited supply of shares in the order book. I am holding on to my position and still see great potential here. I'm really looking forward to the next company updates and where the journey will take us!
Pain point: Coinbase & Swissquote
Where there is light, there is also shadow - and for me it was definitely Coinbase and Swissquotethat gave me a headache.
Performance: Satisfied
Overall, I am satisfied with my performance. On the whole, my portfolio has performed roughly in line with the market. I see this as positive - in these turbulent times, that's not a bad thing.
I hope you found this update helpful and interesting. It feels good to be back in the forum and I look forward to your comments and discussions! How are things going for you on the stock market? Have you had similar problems with platforms like Coinbase or Swissquote?
Happy investing and see you soon! 😊
GG
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