Unilever Dutch Certificates Action Forum

#boersengehandelteralltag

Hi, somewhere in the feed there was a story...

It was about which listed companies you come into contact with in everyday life.

Somehow that appealed to me, and I thought to myself, that would be something where I could actively participate....

So....

After the morning bath visit with among other things products of $UN or $PG (+3,31 %) are used, comes directly already a hot drink from $NESTS.

Then I pack my service laptop of $HPQ (-0,4 %) with $INTC (+0,53 %) inside, as well as my tablet and cell phone $SMSD (+0,89 %) and $AAPL (+0,65 %) in the bag and make me on the way.

Then I realize schei.... what forgotten, and run back to the bathroom again and mount my wristwatch from $UHRN (-7,71 %) and the glasses from $FIE (-0,41 %)

The way to work I do relatively comfortably in a $F (+0,87 %), the ride is secured by $ALV (-0,71 %).

On the way I get me depending on my mood still a croissant from $ARZTY. On the about 50km long distance on the highway I meet of course all other manufacturers $BMW (-3,91 %)
$VOW3 (-2,26 %)
$DTG (-4,27 %)
$MBG (-3,33 %)
$N/A and in Switzerland drive relatively many $TSLA (+9,97 %) and of course many more...

Shortly before I then in my Bude $CARL A (-1,53 %) arrive, I still drive at the headquarters of $ROG (-1,13 %) and $NOVN (+0,5 %) headquarters...

When I arrive at the desk, I see the keyboard of $LOGN (-1,67 %) ...

How should it be different na of course we work with $SAP (-0,4 %).

So that I do not freeze runs in the Bude ne heating from $MTG (-0,25 %)

After I have worked hard, my hands need a break and a bit of care $BEI (-0,46 %).

I look then with pleasure also times in my depot which does itself at the stock market so $CBK (-1,43 %).

Every now and then I have to do some research. $GOOG (-0,66 %). Our IT runs of course not without $CSCO. (+0,48 %)

During the break I like to have a drink with colleagues $PEP (+1,38 %) with colleagues, or we serve ourselves on the 2nd floor $SCHP (+0,07 %) at the inhouse vending machine of $SBUX (+2,49 %).

After the coffee a visit to the toilet may not be missing, surely pipes of $GEBN (-0,14 %) installed.

Professionally I call a lot, our provider $SCMN (-0,63 %)

Not directly in my job, but in the gaff drive insanely many devices from $JUN3 (-0,16 %) and $KGX (-3,27 %) which I can observe from the break room.

In my department we also have many products from $MMM (+1,14 %) in use.

In the afternoons, I test products and their flow properties from $DGE as part of my job. In the past, I also tested $BUD products, but we stopped working together.

On the way home I fill up with gas at $SHEL (-1,61 %) and because life is so good, I get a little cash at $CSGN

Oh yes I forgot to mention my shoes from $ADS (-1,81 %) on which I am comfortable all day on the road ...

Well, and when I'm back home, my wife has me a little luck something delicious from $GIS (+2,29 %) maybe even with a sauce from $KHC (+1,25 %) cooked...

With a little less luck she shows me the latest purchases made by you at$AMZN (-0,02 %) :-)

Then I go to the basement and start the washing machine from $VZUG with products from $HEN (+0,21 %)

To the end of the day I treat myself then if necessary still a cool $KO (+1,1 %) ....

So far a little insight...

I hope you could follow me :-) Surely still forgotten many companies with which I am in daily contact...

Thanks for the comment with the $ have that still adjusted and the one or other company which I still thought of added...

Greetings Jo

defensive stock, good valuation, potential available, dividend strategy

Conclusion 2021

The year 2021, as we all know, just like 2020, has not been such a great year, but at least the stock market has satisfied me on balance and I would like to share my personal conclusion with you here.

Dividends:

I just missed my personal dividend target of 1,200 euros gross by 61.73 euros this year, but I am still very satisfied with the development, as I was able to increase my dividend income by 54.22% compared to 2020.

There are sometimes serious differences between the months.

The worst month was January with 8.94 euros, the best was May with 316.41 euros.

The swing in May is due to German companies, which mainly pay out in May. The otherwise strongest month by far is always the third month of the quarter, as this is when most US companies pay out their dividends.

The company I received the least from was a sweet 0.12 euros Mastercard ($MA (+0,88 %)), which is no longer in my portfolio. Of those that are in my portfolio as of today, Sixt paid out the least with 0.50 euros.

I received the most with 160.74 euros from Unilever ($UN), followed by Lockheed Martin ($LMT (+3,53 %)) with 135.73 euros.

For the year 2022 I have set myself a target of 1,500 euros in dividends and I am very confident that I can meet the target this time.

Share price performance:

In the chart you can see the price performance of my shares (and my FTSE All-World ETF ($VGWL (+0,46 %)), which is only 0.69%) in the form of the red line.

I finish the year with a performance of 24.40%, which is far ahead of the DAX (15.79%) and also just ahead of the NASDAQ (22.14%).

I have to admit defeat to the S&P500 with 27.23%.

The investment which disappointed me the most and which also achieved the worst performance is Palantir ($PLTR (+5,8 %)) with -20,57% (-310,50 Euro). The Flop 5 also includes:

PayPal ($PYPL (+3 %)) with -12.86% (-372.01 euros)

Nintendo ($7974 (-0,11 %)) with -6.67% (-178.46 euros)

Walt Disney ($DIS (+0,84 %)) with -3.21% (-11.92 euros)

BASF ($BASFY (-5,24 %)) with +0.52% (+12.23 euros)

My top investment, of which I would have had to buy much more and which I would not have thought would rise so strongly, is Home Depot ($HD (+2,38 %)) with +67.58% (+298.96 euros). Following closely in the top 5 are:

Microsoft ($MSFT (+0,15 %)) with +61.50% (+1,742.70 euros)

Cisco System ($CSCO (+0,48 %)) with +56.81% (+471.16 euros)

Waste Management ($WM (+2,82 %)) with +56.64% (+559.88 euros)

ADP ($ADP (+0,74 %)) with +55.99% (+80.22 euros).

In total, 20 of my stocks made more than 25%, 11 others made more than 10%, and 7 made between 0% and 10%. The four stocks mentioned above had a negative performance.

Unfortunately, exactly these four stocks had a relatively high weight, so it did have some impact on the overall performance.

For some of them, I would not have thought that they could rise so strongly again this year.

At this point I would also like to thank my friend Tobias for pushing me to buy Apple ($AAPL (+0,65 %)) again properly after-buy. It currently makes up 2.99% of my portfolio and brought me +44.05% (+643.30 euros).

So I am very satisfied with the performance of most of my shares.

Cryptos:

I resisted investing in cryptocurrencies for (too) long, but was persuaded to add this asset class to my portfolio in October this year.

As you can see in the chart, this also started very well, so that I reached my personal high of 28.79% on November 14, after just under a month.

However, due to last month's price losses, I'm closing this year with -4.9% in cryptos.

Shiba Inu ($SHIB (+6,22 %)) -2.34% (-1.56 euros)

Ethereum ($ETH (+0,5 %)) -5.17% (-14.77 euros)

Bitcoin ($BTC (+0,42 %)) -14.77% (-78.74 euros)

Ripple ($XRP (+0,99 %)) -16.85% (-3.00 euros)

Litecoin ($LTC (+1,07 %)) -17.55% (-12.01 euros)

Chainlink ($LINK (+0,44 %)) -21.96% (-15.15 euros)

However, I am very sure that we will reach new highs next year, which is why I am particularly $ETH (+0,5 %) will continue to expand.

Overall conclusion:

As I mentioned above, I am very satisfied with this year overall. Of course, there is still room for improvement in many places, but I am very much looking forward to the stock market year 2022. :)