A year later, a lot has changed in the portfolio - not just a year older 🫣 😉

My strategy is now a core satellite strategy. Whereby the core ($VWCE (+1.17%) , $TDIV (-0.86%) and $EIMI (+2.95%) is). The satellites are a mix of $BTC (+2.21%) , $EWG2 (+4.01%) , $SSLN (+2.77%) and momentum models such as $DE000LS9U6W1 (+1.48%) and $DE000LS9VVV3 (+7.71%) . I have currently stopped my savings plans, as I have added to them over the last few months when prices were a little lower. And I am currently 85% invested with my assets. However, I would like to invest another €5k in the momentum models, which are already on the broker and limit orders have been set (so that I reach roughly 10% with the momentum models). In addition, my plan with $BRK.B (+1.05%) has not worked out at the moment, as I still have a loss pot of just under 700€. So I'm still holding on, and as soon as that is reached, the amount will be invested in the other positions.

✌️

In recent days, markets around the world have experienced strong fluctuations: price slumps in precious metals such as gold (-7.5%) and silver (-14%) led to panic-like sell-offs in equities, cryptocurrencies and derivatives - particularly in Asia and then globally.

At the same time, supervisory authorities such as BaFin recently expressed concerns about rising risks on the financial markets, citing excessive risk appetite, political uncertainty and euphoria surrounding certain sectors (such as AI).

And even if corporate balance sheets remain solid overall, many investors are currently more focused on geopolitical risks, interest rate and political signals than on fundamentals.

In short, we are not seeing a sudden global "economy Armageddon", but a classic market exaggeration and correction process triggered by technical factors, sentimental overreactions and political uncertainties.

Why it's crashing right now: causes in detail

Several simultaneous drivers are typical for market phases like this:

1. increase in risk and volatility

Investors flee risk assets as soon as nervousness dominates. Panic selling then intensifies the downward pressure.

2. geopolitics and uncertainties

Political news (tariffs, geopolitical tensions, central bank decisions) is currently having a disproportionate impact on the markets.

3. high expectations vs. reality

Many tech and AI stocks had previously risen sharply. As soon as earnings and valuation levels fall short of expectations, sentiment quickly changes. This is not a crash signal, but a valuation reset.

4. sentiment momentum

Market participants have learned to think in terms of trends. When the masses sell, this drives prices down further in the short term - regardless of whether the fundamentals are weak or not.

This is not an apocalyptic revelation, but simply market dynamics.

Corrections are not a bug, they are a feature

There is no straight line upwards on the stock market, and the fact that prices fall is not a technological defect - it is part of the system. Corrections and even crash-like movements are part of the normal functioning of capital markets.

Historically, the biggest gains for investors have often come not in calm periods, but after periods of high volatility. Investors who only invest when everything looks great often miss out on the return drivers of the next few years.

Why such days should be encouraging

1. buy the dip is not a meme, it is a statistic.

In the past, investors who bought at lower prices often profited more than average because the average price was lowered and future recoveries have a stronger impact on the portfolio.

2. emotions are not a good investment mechanism.

Panic causes investors to sell when others are buying. And in the long term, the best returns have been achieved by those who bought and held on the dip - not those who got out on every bad day.

3. time in the market beats timing the market.

No one can predict exactly how deep a dip will go or when it will end. But those who stay invested for the long term and buy on dips tend to see better returns than those who try to time the perfect entry. This is simply because you have more time in the market where the returns are generated.

What really counts now

✔ Long-term thinking over short-term fear

✔ Keep positions or even expand them at a favorable price

✔ Really use diversification, don't just preach it

✔ Reduce emotions, increase plans

Crash-like days always feel bad. But they are not a disaster - they are opportunities to achieve returns that you would otherwise have missed.

If you take a long-term view and stay disciplined, such days are the friends of your returns, not their enemies.

$BTC (+2.21%)
$MSFT (+2.19%)
$SAP (+0.42%)
$IREN (+1.23%)
$MSTR (+5.46%)
$ETH (+5.74%)

$NVDA (+3.08%)
$CSU (-0.88%)
$4GLD (+1.83%)
$SSLN (+2.77%)
#börse
#aktien
#crash
#geopolitik

Hello dear community,

since some have already asked if I am still alive...

Here I am!✌️

Yes, the crash hit me too!

The good news is that my silver long trade was closed days before, the bad news is that I still got caught in the falling knife with classic turnaround trades and lost good money.

My "long-term" investment in silver was also not as long as I thought, although the exit point was still "lucky".😂

Emotions then simply took over... 😬

I am still very convinced of silver, but the crash was very violent.

Try to buy physical silver where the price is -30% compared to the previous day.

You won't find it, but if you do, the dealer fee is many times higher!

Here are 2 more memes that describe my current state 😶

(fun, I'm fine)😂

Have a nice weekend,

your SilberSpekulatius

Gold and silver are often presented as if they were:

• immune to interest rates
• independent of monetary policy
• free from sentiment

In practice, they react:

• sensitive to real interest rates
• brutally to dollar strength
• and just as emotional as everything else

The difference: with precious metals, volatility is simply called "patience".

"Gold is stable in value"

Yes, in the very long term.

A savings book was also nominally stable for decades - but unfortunately worthless in real terms.

If you buy gold, you buy:

• no cash flow
• no growth
• no innovation

But the hope that someone else will buy it later at a higher price.

That's not an accusation - it's simply the model.

Silver - the eternal little brother

Silver is at the same time:

• Store of value
• industrial metal
• economic indicator

A bit of everything - but nothing really.

When it rises, it is "the new gold".

When it falls, it was suddenly "cyclical anyway".

Very convenient.

And then there's Bitcoin

Not a metal. No myth. No storage costs.

No opening hours. No central storage. No arbitrary expansion.

A firmly defined range.

An open, verifiable system.

An asset that nobody controls and everyone can check.

But of course: far too risky.

It's interesting how often "security" is confused with "familiarity".

Conclusion

Gold and silver have their role.

What they are not: infallible, without alternative or morally superior.

Anyone who pretended last week that there was only one truth,

is learning once again that markets know no dogmas.

Perhaps the fault lies not in the asset -

but in the need to always want to be right.

$4GLD (+1.83%)
$IGLN (+2.02%)
$GLDA (+2.6%)
$SGLD (+2.39%)
$SSLN (+2.77%)
$PHAG (+2.75%)

$BTC (+2.21%)
$MSTR (+5.46%)
$3350 (+7.02%)
#bitcoin
#silver
#gold

$4GLD (+1.83%) / $SSLN (+2.77%)

No more words are needed! Simply crazy!

Slowly you take profit.

Hello dear community,

after I took you along on my risky silver long trade and was able to close it with a fat +, here is an update from me.

At that time, these 20,000€ were still 2/3 of my assets, today it is "only" 2/10!

These €20,000 have been reinvested as a long-term investment

flowed back into the "more boring" silver😅

(holding period will be at least 5, more likely 10 years)

What would you do with the other €80,000 if you were in my situation?

About me: 21 years old, employed, living with my parents, spending around €500 a month

Savings rate is approx. 1000€

Please let me know in the comments!

Best regards

Your SilverSpeculatius

I've seen a bit too much of a rise in the last few days, which calls for profit-taking in the coming days/weeks. I'll just let €5,000 continue to run