Hi there, I’ve been a silent reader for the past months. But this is my portfolio. For context, I’m 20 years olds and active with investing since 2 years.

$XLKS (-0.03%) - the base of my portfolio, with the belief in tech for the longrun.

$NU (-0.06%) - Is my high conviction bet, as well as $IONQ (+0.21%) which I’m looking to expand.

Other then this, I have some other “sleep well at night” picks I presume, that I also add to for dividends and stable growth.

Let me know what you think and my question is: Should I keep adding to $XLKS (-0.03%) or split up my position into $NVDA (-1.14%) - $AVGO (-3.4%) - $MSFT (+2.14%) - $ORCL (-3.42%) ?

Let me know and good luck to all of you!

Hi all,

I’m torn between $IWDA (+0.06%) (iShares MSCI World ETF) and $XLKS (-0.03%) (Tech Select Sector SPDR ETF) for long-term investing (10+ years). IWDA offers broad global diversification, while XLKS focuses on US tech with higher growth but more risk.

Which aligns better for balanced growth? Would a split allocation make sense? Also, how do you see the risk/reward in todays market?

Appreciate your insights!

Thanks