It will be interesting to see how the largest stock in my portfolio performs. $STAG (+0%) is an industrial REIT based in the US. Although a wider economic depression may drag down the share price, I think that will only widen its intrinsic value, as on-shoring of domestic US industry will be inevitable if these tariffs remain in place. Obviously there are other industrials REIT to choose from, but I like stag because of there undervalued property acquisitions. What do you all think of my strategy?
STAG Industrials
Ação
Ação
ISIN: US85254J1025
Ticker: STAG
US85254J1025
STAG
Price
Discussão sobre STAG
Postos
321Mês·
Review of February 2025
The second month of 2025 is already over. Time is flying by again at breakneck speed and one event or statement follows the next this year. It's crazy what's going on at the moment and at the same time the market is somehow saying "I don't care".
Up down, up down, the markets are becoming more volatile and yet, or precisely because of this, my February was almost at +/-0.
But one thing at a time.
In February I achieved a plus of 0.8%. With my portfolio size, this corresponds to a value of almost €900. Not particularly good compared to the Dax (+3.77%), but still very respectable compared to the HSBC MSCI World (-2.49%).
Unfortunately, things do not look any better over the year (YTD).
The Dax is running away with 13.3%, while the MSCI World is bobbing along at 1.6%. Here, too, I was at least able to beat the World, but I still lag miles behind the DAX.
Overall, however, I am still very satisfied. As I don't have a lot of tech in my portfolio and my stocks are (mostly) rather stable, there is often no outperformance of the stocks and if there is, it is only marginal.
My high and low performers in February were (top 3):
$HSY (+0%) Hershey +15.63%
$T (+0%) AT&T +14.07%
$NESN (+2,09%) Nestle +13.10%
$ADM (+0%) Archer Daniels -8.57%
$UNH (+0,65%) United Health -13.16%
$TSLA (-3,59%) Tesla -27.59%
Dividends:
In February, I received a net €123.62 from a total of 10 distributions.
Compared to February 2024 (€99.26), this was an increase of 24.54%
Investments:
Due to the construction work on the house last year, the focus continues to be on building up the nest egg and saving up a "leisure account" again, as everything was really used up completely last year and only the custody account remained.
The savings plans will of course continue unabated, but individual investments are probably not possible for the time being.
Purchases and sales:
I have parted with Mercedes ( $MBG (-2,59%) ) and Medical Properties ( $MPW (-3,83%) ).
I then added to Lockheed Martin ( $LMT (+0%) ), Hershey ( $HSY (+0%) ) and Petroleo Brasileiro ( $PETR4 (-2,47%) ).
My savings plans remain unchanged, but it is quite possible that I will stop them for the time being in order to build up investment cash again.
Savings plans (350€ in total):
- Realty ($O (-1,43%) )
- STAG Industrial ($STAG (+0%) )
- Gladstone Invest ($GAIN (+0%) )
- Hercules Capital ($HTGC (-4,91%) )
- Cintas ($CTAS (-3,49%) )
- LVMH ($MC (-4,43%) )
- Monster Beverage ($MNST (-1,22%) )
- Microsoft ($MSFT (-2,62%) )
Goals 2025:
My goal is to have €130,000 in my portfolio at the end of the year. The goal is to be achieved by reinvesting the dividend, making payments and, of course, increasing the share price. The share price increase is of course impossible to predict in any way, so the motto is: if the share price falls or does not rise enough, more cash is needed.
This comes from selling useless stuff on eBay, additional income from e.g. "neighborhood help" etc. The worse the share price, the more additional cash has to be raised.
Target achievement at the end of February 2025: 37.41%
So I'm on the right track (so far). I'm curious to see what else will happen in 2025 and hope that the crash, which seems to be getting closer and closer, will take a little longer (so that I can continue to accumulate cash).
How was your February? Are you happy so far? I think that, due to the volatility, the portfolios in February are far more spread out than they were in January or even at the end of last year.
2828
20 Comentários
SGP@Koenigmidas
1Mês
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22
•Ver todas as 2 restantes respostas
1Mês·
Portefólio
Boas, queria saber as vossas opiniões sobre o meu portefólio .
Aceito também as vossas sugestões para etfs em 2025 com um crescimento estável e que paguem dividendos. Ando analisar este etf para investir num futuro próximo $JEGP (-2,51%)
O meu foco é ter bons ativos que paguem dividendos e com o tempo poder refrescar os meus investimentos com esses mesmos dividendos . Podendo assim também obter o um bom preço médio consoante a subidas e descidas do merdacado a longo prazo.
Comecei a investir desde Novembro de 2024 em ações como $KO (+0,82%)
$STAG (+0%)
$VZ (+0,12%)
$VICI (-3,43%)
$O (-1,43%)
$PZZA (-3,63%)
$BMW (-2,73%)
$T (+0%) etc…
Em relação a Criptos tenho a minha aposta em Solana e Xrp.
Na minha opinião são dois ativos que a longo prazo podem valorizar muito .
Solana tenho a render na coinbase, que neste momento paga 8% gerando assim também pagamentos recorrentes.
Assim sendo neste momento tenho 80% em ações e reits, querendo também adquirir ainda etfs.
E 20% em Criptos.
Bom 2025 para todos e bons investimentos!
38Posições
€ 1.121,39
1,84%
22
9 Comentários
Do yourself a favor and invest in a global etf. unfortunately, these mini-positions with experimentation are useless.
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5Mês·
I have also been busy selling stocks today, but not the defense stocks (This was originally the plan, hence the survey in the morning, but they are simply very well positioned fundamentally and still have a lot of potential). Instead, I disposed of the following candidates:
$EPR (+0%) +10,7%
$BXP (-9,37%) +25,46%
$STAG (+0%) -0,44%
I have now gone from the initial 77 positions down to 70. 🫡
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Part of the capital was reinvested in$OXY (-10,69%) reinvested (subsequent purchase)
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Here is the original post with the 77 positions. However, I think you can already see the current portfolio. 😇
1313
8 Comentários
5Mês
I ask again, why 6 defense stocks of all things? Wouldn't 1-2 be enough?
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•6Mês·
Good evening everyone,
The first steps have been taken. I sold the following shares today:
$KMB (-1,71%) A weak underperformer that operates in a business sector with a poor stomach.
I simply don't see any significant growth opportunities here over the next few years. I'd rather put the money into my broadly diversified world ETF or other investments. I got out with just under +10 %.
$PAYX (-2,57%) Out with around 6.5 % and the reasons for the sale are largely the same as for Kimberly-Clark.
$MSTR (-7,92%) After the rapid rise of the last few weeks, this has become too risky for me. I got out after a short holding period with around 28%.
In addition, the correlation with Bitcoin is very strong. And I'd rather hold my own $BTC (-0,33%) . From another perspective, if the value of the Bitcoin held is roughly half the market capitalization and you ignore the high level of debt, I still don't know where the other half of the market capitalization comes from.
The dividend aristocrat Procter & Gamble was actually also on the hit list for today $PG (-0,76%) Ecolab $ECL (-5,16%) and Colgate $CL (+2,27%) . I'm still not 100% sure about these, hence the vote. I would like to take a closer look. I was particularly fascinated by the 12m chart for Colgate. It looks as if a child has drawn a straight line from bottom left to top right. It's similar with Ecolab, where they have made around 45% in twelve months with dividends. (With Colgate around 40 %)
What happens next? The portfolio will be further reduced/concentrated. The BDCs are high on the hit list $ARCC (-5,43%)
$MAIN (-4,32%)
$HTGC (-4,91%)
REITs, on the other hand, can stay, as they currently have strong momentum and could benefit from falling interest rates. The only one I'm not quite sure about yet and would like to take a closer look at fundamentally when the opportunity arises is $STAG (+0%)
6Mês·
Hey everyone,
I'm currently facing the challenge of reducing my portfolio from 77 to a maximum of 30 shares in order to get a better overview and focus my strategy. But I'm not sure how best to proceed.
Should I:
- Sell the stocks that have done badly as they are obviously not performing well?
- Or should I rather sell the ones that have performed best in order to take profits before things go downhill?
- Or simply sell the 40 smallest positions? But there are also many interesting stocks in there that might be worth expanding.
- Or simply sell everything that is heavily weighted in the MSCI World and thus reduce the cluster risk?
Perhaps there is a better approach? What do you look for when reducing your positions? Diversification, dividend yield, or simply the size of the individual positions in relation to the overall portfolio? I look forward to your opinions and tips!
Thanks in advance!
77Posições
15,75%
77
3 Comentários6Mês
Incidentally, selling positions that have only made a loss immediately or later (i.e. possibly waiting to see if they rise) is not in itself a loss. See 'loss carryforward'. At least for us small investors.
Every year you can offset losses from previous years against realized gains from the current year tax-free. Up to 20000 euros each year. But only within the same asset class. So shares with shares and ETFs with ETFs, but not one with the other.
This means that if, for example, you make a loss of 30,000 euros when you sell your shares, you can take profits of up to 20,000 euros from other shares tax-free this year and another 10,000 euros the following year.
The nice thing about this is that, according to the current legal situation, this loss carryforward continues from one year to the next. As long as the legal situation does not change, you can only start to offset your current losses against your later gains in 10 years' time.
You could therefore 'save' these shares and hope for better times. However, there is a good chance that it would be better to let the money 'work' somewhere else in the meantime.
However, there is one problem with this. Normally, your bank will do all the clearing automatically (you'll have to ask). But if you use a neobroker, there are differences. Brokers who are 'tax-simple' will also do this for you. Just like banks, they automatically pay your taxes on profits and should also handle loss carryforwards correctly.
However, if your broker is not 'tax-simple' then you should receive paperwork once a year that you have to keep yourself and settle with the tax office. You may also need / want to have a tax advisor for this.
To complicate things further:
With a tax advisor, you can do your tax return up to 3 years later. 'Savings foxes' might come up with the idea of not paying tax on their profits from this year until 3 years from now and hope to make a nice return on their currently untaxed profits for the next 3 years.
Every year you can offset losses from previous years against realized gains from the current year tax-free. Up to 20000 euros each year. But only within the same asset class. So shares with shares and ETFs with ETFs, but not one with the other.
This means that if, for example, you make a loss of 30,000 euros when you sell your shares, you can take profits of up to 20,000 euros from other shares tax-free this year and another 10,000 euros the following year.
The nice thing about this is that, according to the current legal situation, this loss carryforward continues from one year to the next. As long as the legal situation does not change, you can only start to offset your current losses against your later gains in 10 years' time.
You could therefore 'save' these shares and hope for better times. However, there is a good chance that it would be better to let the money 'work' somewhere else in the meantime.
However, there is one problem with this. Normally, your bank will do all the clearing automatically (you'll have to ask). But if you use a neobroker, there are differences. Brokers who are 'tax-simple' will also do this for you. Just like banks, they automatically pay your taxes on profits and should also handle loss carryforwards correctly.
However, if your broker is not 'tax-simple' then you should receive paperwork once a year that you have to keep yourself and settle with the tax office. You may also need / want to have a tax advisor for this.
To complicate things further:
With a tax advisor, you can do your tax return up to 3 years later. 'Savings foxes' might come up with the idea of not paying tax on their profits from this year until 3 years from now and hope to make a nice return on their currently untaxed profits for the next 3 years.
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1Ano·
Have a nice evening getquin's 🙋🏼♂️
After some consideration, I have decided to drastically reduce the size of my portfolio.
-to focus more on companies with a higher market capitalization
-to switch from a dividend strategy to a dividend-growth strategy, as I have completely exhausted my 2023 allowance and am not yet dependent on dividends
The following shares have been removed from my portfolio.
$NAS (-3,33%) +5,12%
$AT1 (+4,05%) +8,05%
$ORI (-3,38%) +5,62%
$AAF (-0,25%) +10,06%
$STAG (+0%) +4,17%
$ILPT (-9,06%) -1,17%
Not yet sold but already on the hit list
$UKW (-2,3%) (yes I know... mimimi... but 6% dividend and 3%-4% share price growth is not my target)
The following shares have been added to my portfolio.
The only remaining stocks are $ATD (+0,13%) and $BLK
I will soon be saving another ETF ( $VUSA (-4,42%) ) with around €350 per month, and I will continue to invest €900 in my 6 remaining shares every month. After about 4-5 years, the ETF should have overtaken all the individual shares in my portfolio and come out on top.
As my new job requires a little more time, I would of course first like to address the time factor with the downsizing, which should not be underestimated even with 20 shares.
My portfolio should actually look more like @Simpson but that would make me bang my hands over my head and I wouldn't have time for anything else. How you manage that is a mystery to me 😅
To be honest, I liked @Barsten I liked his portfolio best of all... slim and clear... I think when I registered here 2 years ago there were 4 shares, if I remember correctly. 🤔
Today I finally reallocated the rest and am really very happy with my new portfolio.
Please don't be surprised because only companies from North America 🇺🇸 🇨🇦 are included. I am fully aware of this and it was done on purpose. 😁
I hope that I will no longer spend so much time on my portfolio with news, figures and earnings and have more time for the important things in life... earning money for my portfolio 😂 and, most importantly of all, having fun and enjoying life.
Have a nice evening 🙋🏼♂️
ps. Depot can be viewed in the profile 😉
1111
9 Comentários
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