Hello, GetQuin community. I have been a silent reader for quite some time now and wanted to share my portfolio with you.

First of all, I am M22 and started investing in the market in 2020 with small amounts. I currently still live at home with my parents. I have a completed apprenticeship, but I decided to catch up on my A-levels to be able to study. I also have a part-time job.

• My savings rate is therefore only €300 a month
• 100€ goes into a call money account as a reserve
• 200€ goes into my savings plans which I list below

My strategy is a classic core-satelite strategy to build up a small fortune for the future.

The core therefore consists of 4 ETFs which I invest in monthly as follows:

• 60€ $XDWD (+0,33%) MSCI World ETF to cover the most important companies from developed markets.
• 25€ $EIMI (+0,16%) MSCI EM ETF to also cover emerging markets.
• 20€ $XDWT (+0,35%) as I would like to invest more specifically in the IT sector, because I think that this will continue to experience major growth in the future.
• 20€ $SAEU (+0,27%) I specifically wanted to save in this ETF to increase the European share and because I am very convinced of the weighting of the companies.

Now I come to my individual shares in the savings plan:

• 10€ $LIN (+0,3%) Linde convinced me very early on, and not just because I deal with them every day at work. Good growth and, in my opinion, a strong future.
• 10€ $PG (-0,49%) Strong products, my daily companion in the care and household sector.
• 10€ $DHR (+1,43%) My favorite in the life science sector, I think Danaher will be back in the future.
• 10€ $DTE (-0,64%) As a German company, I can no longer imagine telecommunications without it.
• 10€ $DE (+0,54%) John Deere is an emotional investment (🥹) I was already a big fan of Deere machines as a child. Today still a progressive company in my opinion.
• 10€ $NKE (+1%) Fundamentally a very successful company, I am a fan of the company history and the shoes, think that Nike will sooner or later return to its former strength.
• 10€ $WM (-0,54%) Waste disposal and recycling are becoming increasingly important, environmental solutions are a big issue. Why not WasteManagement?
• 5€ $CSCO (+0,64%) Big player in the field of cybersecurity, which is becoming increasingly important. I am convinced of the company.

I also hold shares in a few other companies, the reasons for which are described below:

• $SHEL (-0,57%) I bought some time ago, important and large energy company. I will continue to hold them in the future.
• $NESN (-1,24%) I bought them back then and am now just waiting to be able to sell them at a positive price.
• $NU (-0,09%) I am convinced of the company, I think that Nu will have a successful future.
• $O (-0,18%) I only save Realty Income through the cashback offer from TR, simply to get a few monthly dividends for a good feeling.

I don't save my cryptocurrencies monthly. I started putting a super small amount into Bitcoin early on. I just leave it to work.

$BTC (+0,33%)
$SOL (+1,23%)

I would now appreciate a little feedback, criticism and food for thought.

Thank you very much

Hello everyone,

I would be interested in your opinion on my portfolio and possible optimization options. In addition to individual short-term trades, the aim is primarily to build up long-term assets.

In addition to my positions in the portfolio, I have an OSKAR 90 ETF savings plan, which is made up as follows and should generate an average return (p.a.) of approx. 8.5%

$SPEP (+0,48%) ==> 22%

$SAEU (+0,27%) ==> 19%

$SAEM (+0,16%) ==> 15%

$LGAG (-0,57%) ==> 14%

$WSML (-0,2%) ==> 13%

$SAJP (-1,43%) ==> 5%

The focus in the portfolio on tech and a certain amount of crypto is intentional, but not set in stone.

I will sell the $CLSK (-3,98%) I will sell the position soon, as it is also part of the $BLKC (-1,49%) ETF.

I also want to get rid of $WEW (+0,77%) , $LHA (-0,09%) and $VOW3 (+4,73%)

Thank you very much!