Good evening getquin community,

First of all, a bit about me:

I am 25 years old and have been investing for 2.5 years. I'm currently training to become a technical product designer because I just didn't like my old job anymore. In relation to this, my monthly savings rate is "only" around €400. In 1.5 years, however, I will have finished my training and my savings rate will increase.

Now to my problem:

I have a - in my opinion - (very) vulnerable portfolio where there is some gambling involved. Maybe that's because I think I want to get a lot out of it with a low savings rate per month. So far, however, nothing has really gone wrong. In any case, I'm happy with the companies I've chosen in the long term. Despite all this, I can't get rid of the idea of simply investing stubbornly in 2 ETFs and continuing to invest in Bitcoin. That would put less stress on my inner self and I can just let my savings plan run its course.

How would you go about it? Continue with the current portfolio and buy on dips? What is your opinion on my current portfolio? Do you think I am better off with 2x ETF ($IWDA (+0,99%) & $EIMI) (+1,85%) and 1x $BTC (+0,79%) better?

Attached is my current portfolio.

I look forward to any comments and would be grateful if you could help me with my decision!😊🐍☝🏼

Hey, I'm Chris and I'm 22 years old!

I am an employed master optician/optometrist and have been investing since 2019. My portfolio :

38% $BTC (+0,79%)

30,5% $IWDA (+0,99%)

8,80%$EIMI (+1,85%)

12,45% $LVWC (+2,15%)

Currently up 18.3%. $BTC (+0,79%) is not included, as this share is on the wallet and I have no overview of buy/sell data.

Assets approx. 28500,-

I am open to tips/opinions.

I am aware of the path dependency of the $LVWC (+2,15%) aware of the path dependency. Therefore, the share is correspondingly lower. $BTC (+0,79%) should be held for the long term.

I also have €1500 in the loss offset pot for shares. I would like to utilize this and am wondering which shares I should buy.... As I no longer do any stock picking. Just the three largest positions from the world ETF?

After long deliberation and after the 1000% profit mark was cracked, a partial sale has now been made. Reinvestment will possibly be in $IREN (+9,94%) or quite simply in $IWDA (+0,99%) to increase the ETF weighting again!

Hey, I have a question for you: what do you think of my portfolio changes?

I've been on the stock market since January and initially invested in three ETFs ($EIMI (+1,85%) , $IWDA (+0,99%) ,$WSML (+1,22%) ) these positions are now gone. Instead, dividend payers have now been added to the portfolio. Was this a sensible decision (in my opinion there is no right opinion on this subject)?

Some of you may have noticed:

I was hardly active on getquin for a long time. There was no particular external reason for this; it was more of a conscious step back.

At that time, my portfolio was completely high risk oriented. Lots of bets, lots of hope, lots of emotion. In the meantime, I was also really clearly in the red 📉. Those weren't nice phases and, to be honest, I was more mentally preoccupied than I wanted to admit.

So I withdrew.

Not out of frustration, but to reflect.

✅ Less noise, more conviction

For several weeks, months in fact, I thought hard about my strategy:

• Which risk really suits me?
• Which companies do I believe in for the long term, even if things don't go well for a while?
• How do I create a portfolio that not only has return potential, but also brings mental calm?

The consequence of this:

Today, my portfolio is more clearly structured, broader-based and significantly less risky. Without completely foregoing opportunities.

Yes, Rocket Lab ($RKLB (+5,37%) ) and Iris Energy ($IREN (+9,94%) ) are still high-risk investments 🚀. I am fully aware of that.

The difference to before:

I no longer hold them out of greed, but out of genuine conviction in the companies and their future.

ETFs as a foundation

However, the most important change came with the foundation of my portfolio: ETFs.

I deliberately opted for a consistent savings plan to bring me long-term stability and growth:

• iShares Core MSCI World ($IWDA (+0,99%) ) - 900 € per month
• MSCI World Small Cap ($WSML (+1,22%) ) - 300 € per month
• Xtrackers MSCI Emerging Markets ($XEMD (+0,84%) ) - € 387.50 per month
• Global X Copper Miners ETF ($COPX (+2,75%) ) - € 412.50 per month

This mix feels just right for me at the moment:

global, diversified, future-oriented and yet calm enough not to get emotionally involved in every market movement.

🛌 Performance is coming - sleep is more important

My portfolio is currently performing very, very well.

Of course I hope it stays that way for the time being, but that's no longer the main point.

The biggest difference compared to before is something else:

👉 I can sleep well again.

No constant checking, no panic on red days, no extreme hoping for the next hype.

Instead: Trust in my structure and my decisions.

Lg

Don

Hello Getquin Community,

as I have been wanting to thin out my portfolio and make it more compact for some time now, I have been thinking about the best way to do this over the last few days.

I started today, $KO (-0,44%) sold and exchanged for $MAIN (+0,99%) exchanged. 🏦 🔄 🥤

The background to this is that I am currently very focused on basic consumer goods and am not yet very well positioned in the area of finance (apart from Visa).

My savings plans for individual shares $SHEL (-1,54%) , $WM (-1,16%) , $8001 (-1,3%) , $MCD (-0,54%) , $LIN (-0,32%) and $ALV (+1,25%) have been stopped and the positions will be liquidated as soon as they are positive.

Individual stocks that are still being invested in on a monthly basis are $NOVO B (+1,55%) , $PG (+0,89%) , $PEP (-0,79%) , $V (+0,15%) and $DTE (-0,55%) due to the currently attractive valuations.

The sum of the removed savings plans is added to the $IWDA (+0,99%) and $FLXI (+1,29%) will benefit. I am also adding the $LDGL (+0,5%) ETF into my custody account as a "cash cow". 💸

What do you think of my restructuring?

Dear Community,

I am currently in the process of buying a property and now need €70,000 from the deposit.

I'm now wondering what I should sell. I have some losers in my portfolio that I should actually sell, but it feels strange to realize all the losses.

I'm also thinking about the subsequent weighting of stocks that are performing well (such as $GOOGL (-0,08%) for example), which would increase considerably if I withdrew the €70,000.

My first thoughts would be stocks like $MC (+2,21%)
$UNH (-1,4%)
$WSIL (+3,05%)
$NVDA (+0,65%)
$COPX (+2,75%)
$CSPX (+0,83%) and parts of the $IWDA (+0,99%) to sell.

I am looking forward to your opinions!

The $IWDD now appears to be tradable at Scalable Capital.

It distributes its dividends quarterly from January. This could be particularly interesting for those of us who are building up a dividend portfolio that pays out monthly.

As far as I know, there has never been an MSCI World ETF in Germany that has this distribution interval.

I hope that I was able to make one or two people happy with this information 😄

💲 $IWDA (+0,99%)
$HMWO (+0,94%)
$XDWL (+0,72%)

#️⃣ #dividenden