1400 shares in custody.

2026 does mark the year of the ATH, so far so good !

A nice "mix" for every starting investor

30% $FTWG (+0,7 %) ATH 📈 (growth)

30% $TDIV (+0,47 %) ATH 📈 (growth rate/dividend)

15% $WINC (+0,58 %) ATH 📈 (high yield dividend)

15% $LDGL (-0,2 %) ATH 📈 (growth rate/dividend)

10% project "own" ETF (learning how to pick/analyze individual stocks)

What is your best ETF?

In my last post I assumed that I was buying 20 U.S. stocks putting in about 1,000€ per share to create a diversified portfolio...

In this post I came up with an alternative idea that is less diversified and more income-driven...

Invest 20 k allocated 5 k per instrument:

• $LDGL (-0,2 %) - L&G Global Quality Dividends UCITS ETF USD Dist.
• $MAIN (+0,78 %) - Main Street Capital
• $ARCC (+1,26 %) - Ares Capital
• $STHY (+0,23 %) - PIMCO US Short-Term High Yield Corporate Bond UCITS ETF Dist

After taxes it's a little over €1,000 per year which compared to about €450 per year given by the 20 individual U.S. Stocks makes a big difference...although the 20 Stocks over time could partially close the gap by increasing their individual dividends over the long term...this option offers more sector exposure but gives good cash flow and a more immediate return.

I've had this new ETF on my watchlist for a while and now I've added a few of them to my portfolio. It's diversified, I'm sure, and there's no question of cluster risk. Let's see how it goes, also in comparison to the $TDIV (+0,47 %) where I have also added another 110 shares to the current 900.

Of course it can't keep up with the current tech rally, but that's not my expectation either. Rather some stability with cash flow at the same time.

52 pieces purchased for 52.02 $TDIV (+0,47 %)

250 pieces purchased for 9.166 $LDGL (-0,2 %)

core rebalanced.

In June I will be building satellite.

Hello Getquin Community,

as I have been wanting to thin out my portfolio and make it more compact for some time now, I have been thinking about the best way to do this over the last few days.

I started today, $KO (-0,15 %) sold and exchanged for $MAIN (+0,78 %) exchanged. 🏦 🔄 🥤

The background to this is that I am currently very focused on basic consumer goods and am not yet very well positioned in the area of finance (apart from Visa).

My savings plans for individual shares $SHEL (+1,74 %) , $WM (+0,7 %) , $8001 (-3,51 %) , $MCD (-0,94 %) , $LIN (+0,45 %) and $ALV (-1,64 %) have been stopped and the positions will be liquidated as soon as they are positive.

Individual stocks that are still being invested in on a monthly basis are $NOVO B (-2,75 %) , $PG (-2,05 %) , $PEP (-1,65 %) , $V (-1,05 %) and $DTE (+0,1 %) due to the currently attractive valuations.

The sum of the removed savings plans is added to the $IWDA (+0,36 %) and $FLXI (-1,13 %) will benefit. I am also adding the $LDGL (-0,2 %) ETF into my custody account as a "cash cow". 💸

What do you think of my restructuring?

Hello everyone,

Some time ago, at the beginning of the Iran war, I reorganized my portfolio to make it easier for myself overall.

I sold my individual stock positions with profits and have now switched my portfolio to an ETF structure. I simply want to build up assets for my family for the future without extreme risk and away from conventional call money/accounts. Dividends are not intended as income but rather as annual vacation money for the family to enjoy.

I am currently looking for additions to my ETF positions. Currently led by $XDWD (+0,37 %) , $ISPA (-0,18 %) , $LDGL (-0,2 %) , $EIMI (+2,42 %) , $D6RR (+0,02 %) I am quite satisfied. All are saved with a total monthly savings plan of EUR 850.

The EM position will also be increased again with the next special payment and price correction in order to further increase the emerging markets.

Which ETFs would be useful to include in my portfolio? Do you have any ideas? I would like both accumulating and distributing.

I am currently thinking of small caps ?

Please do not include the business shares/ Uni Global positions, as these positions are VL and employer shares with 7% dividends.

Best regards

My path to my goal:

My securities account has just cracked the €30,000 mark. What looks like a round sum is the result of a tough decision: I radically restructured my portfolio and sold 58 individual shares in order to focus on the essentials.

Why I sold 58 shares:

My portfolio used to consist of a "zoo" of over 50 individual stocks. But I have learned two things:

Time is money: as a shift worker, my time is precious. Tracking 50+ companies, reading quarterly reports and following the news was pure stress.

Focus beats dispersion loss: Many individual stocks neutralized each other. I wanted to move away from being a "hobby analyst" and become a strategic investor. The sale was the liberating blow to swap complexity for efficiency.

My strategy: the "two-pillar model"

I now invest stubbornly and automatically in two highly efficient ETFs:

#etfs

$VWRL (+0,6 %)

Vannguard FTSE All-World (Growth): My engine. Maximum world diversification. This is where I build the foundation for my assets.

$LDGL (-0,2 %)

L&G Quality Dividend (cash flow): My harvesting machine. This is where I secure a growing monthly cash flow that shows me today that my money is working for me.

My goal & outlook:

My current interim goal is to reach €40,000 by the end of the year. In the long term, I plan to save until I retire in 2048.

Savings rate: 500 to 1000 euros per month

1,000 is paid into a fixed deposit every month, covered by my basic salary.

The turbo: Every allowance from my shifts is invested to shorten the time to financial freedom.

The vision: At some point, I will shift the weighting in favor of cash flow in order to live off the dividends.

My motto: While others are still pondering the perfect individual share, I am already invested. The market never sleeps and neither does my portfolio now.