1J·

Trying to balance growth and dividend investing.

I'm trying to find the right balance between ETFs and individual stocks.

My long-term goal is to build wealth steadily over the next 20–30 years, while still owning a handful of individual companies that I believe in.


Over time, I'd also like to shift my portfolio towards a stronger dividend focus, without sacrificing too much long-term growth.

Looking at this portfolio:

  • Is there anything that stands out to you?
  • Are there any positions you think are unnecessary, overweight, or missing?

I invest €3,500 every month through my ETF savings plan:

$VWRL (+0,71 %) = 800 euro

$WSML (+0,67 %) = 300 euro

$PRAM (+2,42 %) = 300 euro

$JEGP (+0,22 %) = 325 euro

$STHE (+0,14 %) = 325 euro

$BTCE (+0,15 %) = 100 euro

$SDIP (+0,24 %) = 300 euro

$WINC (+0,56 %) = 350 euro

$LDGL (+0,61 %) = 350 euro

$TDIV (+0,1 %) = 350 euro


What would you change first, and why?

Always interested in constructive feedback.

31Positions
43 967,56 €
8,59 %
4
3 Commentaires

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It seems you've made a few mistakes in the past. What happened, and what have you done to improve?
1
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There is no performance, why not just invest in ETFs and keep it simple?
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I‘d cut everything below $PRAM down.
Dividend focus empirically and theoretically doesn’t earn you more net net wealth then „normal“ broad market ETFs after factor based differences.

But they will shrink down your diversification.

So if i‘d want dividends, I‘d take rather reduce complexity.

If i would want risk reduction I would take bonds, maybe small amounts in other asset classes
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