Tech reduced. Stable, decent growth expected and very good dividend.
Veolia EnvironmentFR0000124141VIEVIE
I would be pleased to receive feedback on the portfolio and possibly a recommendation for another last individual share (more on this in a moment).
My investment horizon is 15-17 years for now. Depending on how it develops towards retirement at some point. The aim is to generate a small pension contribution later on.
The ETFs as the main investment with currently 41%, later increasing to 50-60%. The S&P 500 as an extra to take advantage of a little more return compared to the World. I am considering replacing the World with the FTSE All-World (distributing) in order to keep the US below 60% overall in the long term.
In addition a handful of individual stocks:
$MSFT (+1,09 %) long-term blue chip growth with a small dividend. (savings plan)
$8001 (+4,11 %) Long-term strong growth and a decent dividend. (savings plan)
$ALV (+0,8 %) as a long-term runner with a decent yield and very good dividend. (savings plan)
$PLTR (-1,19 %) and $IOS (+1,04 %) are long-term tech bets with +30% and +90% to date. Here, additional purchases are made when opportunities arise.
I would then like to add another share soon to diversify a little more and receive further dividends. My candidates are $ULVR (-0,87 %) or $VIE (-0,15 %). However, I need to look more closely at the long-term potential. If you have any opinions on this, please share them.
If you see growth potential and good long-term prospects in the shares - 👍🏻
Diversification perhaps also with a share from the healthcare sector?
$VIE - interesting. So far with a moderate growth curve. What opportunities do you see here in the future?
What do you think of $SPYI. Here you would have greater diversification than with All World.
How high is your monthly savings rate?
Hello, I would like to start here with your feedback on my current portfolio. I am pursuing a long-term investment strategy with an investment horizon of at least 15 years. I have been invested since 02/2023.
The ETFs are used for broad market coverage and diversification, while the individual stocks cover targeted growth potential and specific sectors. Deliberately two-pronged with the ETFs with $XDWD (+1,27 %) and $VUSA (+1 %) as the S&P offers a good one percent higher price return and also the dividend. In addition, I deliberately increase the weighting with the S&P, especially for $MSFT (+1,09 %)
$NVDA (+3,67 %)
$AMZN (+1,14 %)
$AAPL (+2,87 %)
$GOOGL (+0,99 %)
$META (+3,24 %) a little more.
To the individual stocks:
$PLTR (-1,19 %) and $IOS (+1,04 %) are bets on the future and are currently at +15% and +82%. Apart from that, I also want to think about dividends now for later and risk as little as possible overall, as retirement is also less than 20 years away.
I plan to add 1-2 more individual stocks to my portfolio (max. 8 individual stocks). Allianz $ALV (+0,8 %) is set, and I am also considering adding Veolia Environment $VIE (-0,15 %) as well.
What do you think of this strategy and the additions? Do you have any other recommendations or comments?
Many thanks in advance!
If you carry on like this, you'll certainly accumulate quite a bit by the time you retire. Wish you good luck & good returns 🍀
I plan to invest a sum of about 22,000 euros in the near future.
Planned are 50% FTSE all World accumulating $VWCE (+1,33 %) and 50% individual shares.
The individual stocks are to be diversified by sector/region as follows.
The positions are all about 500-1000 euros in size.
Strategy: Long-term asset accumulation, absorb fluctuations through ETF, buy "industry classics" instead of only betting on ETF.
If necessary, the entry points for some companies are too early, as these are currently strongly passed through. However, risking a month's loss is okay in the long term.
I look forward to qualified suggestions/comments/suggestions/additions.
Construction/Agriculture: $DE (+1,49 %) , $CAT (+4,14 %) , $ST5 (+0,91 %)
Tech: $MSFT (+1,09 %) , $AAPL (+2,87 %)
Automot: $TSLA (+6,49 %) , $1211 (+0,93 %) (BYD.)
Solar/Energy: $FSLR (-1,23 %) , SMA Solar, $NEE (-2,77 %)
Waste: $WM (+0,12 %) , $VIE (-0,15 %)
Consumption: $KO (-1,76 %) , $PG (-1,94 %) , $MCD (+0,17 %)
Industry:$DHR (+1,28 %) , $MMM (+0,41 %) , $LIN (+0,07 %) , $ASML (+4,37 %)
Med: $PFE (-0,73 %) (Pfizer)
Other: $MC (+2,48 %) , $V (-1,68 %) , $BLK (+0,66 %) ,
ca 10.000€ FTSE ALL WORLD thes.