After various evaluations and buying/selling ETFs, I believe I’ve found the balance I want for my portfolio with these three. As for the fourth, I’m undecided whether to keep it or sell it:

$IWDA (+0,05%) one of the most popular ETFs, with safe capital and virtually guaranteed long-term growth. It focuses on developed markets, with a 70% allocation to the US, and has a low TER.

$EIMI (+0,09%) this complements the first ETF by covering the markets it misses, focusing on emerging markets with (in my opinion) a good distribution across countries and sectors. It also has a low TER.

$TDIV (-0,04%) I wanted a dividend-focused ETF, and this one provides global coverage with "solid" companies where the US allocation isn’t dominant. While its TER isn’t very low, the dividends help cover broker fees and some fixed taxes. It also has room for growth, albeit moderate.

My plan is to save consistently with these three, allocating 50% to $IWDA (+0,05%) , 20% to $EIMI (+0,09%) , and 30% to $TDIV (-0,04%) .

$IDVY (+0,25%) I’m considering selling this one. It has a relatively high TER, is distribution-focused, and I don’t currently need the dividends. Additionally, it includes some companies already present in $IWDA (+0,05%) and $TDIV (-0,04%) .

Any thoughts or advice?

Thank you!

Hi GetQuin community,

I'm happy with my portfolio and results so far, but always on the lookout for improvements.

This year i've been adding to 2 dividend ETF's : $TDIV (-0,04%) and $FUSD (+0,01%) . Both are excellent choices and allign with my goals: building a safe, robust dividend portfolio that will last for years without dividend cuts. I also keep in mind to choose ETF's with a good CAGR.

The challenge i'm currently exploring is to find an European dividend ETF that has low cost and raises its dividend every year (good CAGR). Most of my stocks and ETF's focus on the USA. If possible I would like to add more diversification by adding European stocks.

It's quite difficult to find well researched articles on dividend ETF's that focus on the European market. I hope the community can assist in finding the right choices.

So far I've found these options:

$IDVY (+0,25%)

$PR1E (+0,5%)

$VEUR (+0,39%)

$IMEU (+0,49%)

Any tips / advice would be welcome :)

(I'm based in the Netherlands. TDIV has a slight tax advantage for me considering the dutch domicille.)