iShares Euro Dividend ETF

ETF

ISIN: IE00B0M62S72

Ticker: IDVY

IE00B0M62S72

IDVY

Price

Discussão sobre IDVY

Postos

VillaSpilla

@VillaSpilla

14H·

Switch to dividends?

Hi all - I had planned to expand my portfolio a few weeks ago because of an inheritance. Now a few things have happened: Money is there and at the same time the company is asking if I would like to quit in return for a severance payment. Yup, maybe I have. Do something other than IT, for example ... Volunteering at the food bank, riding my bike and Vespa, sports, traveling & chilling or something... But that's another story :-)

But does it work financially? Let's assume about 1.2 million in total (600k invested, 600k cash). House paid off, 2 kids out, wife self-employed, but only a small amount. I'm 58, I can retire at 62, with official deductions. That will therefore be a manageable pension in total. That's why I'll need monthly cash in 3 years. The severance payment would last until then. Now I'm thinking about reallocating a large part of my portfolio from tech, world ETF, S&P and some individual stocks to high-dividend stocks: 10% $ALV (+0,57%), 10% $MUV2 (+0,45%) , 10% $O (+0,63%) , 10% $VHYL (+1,23%) , 10% $WGLD (-0,84%) , 20% $IDVY (+0,43%) , 10% $XMME (+0,64%) , 10% $XEON (+0%) (in case the dividend falls in volatile phases and to bridge payout dates). dates), 10% play money GTAA, 2Spy, Momentum etc----hahaha, actually I just wanted to mention @Epi mention.

With the above you get about 4% dividend. At 800k = 32000-25%= 24000= just under 2k net on top. That should be enough. The assets won't grow that much, but cash per month is enough. What do you think? Completely wrong way of thinking? Forgotten something important?

VillaSpilla

@VillaSpilla

3Mês·

Anlage Blickwinkel - Heritage

Dear Community,

I have a 300k securities account with 50% shares, divided between $AAPL (+2,14%)
$ALV (+0,57%)
$AMZN (+3,59%)
$NOVO B (+3,18%) and some $VOW (-0,37%) the other 50% in ETFs, split between $CSPX (+1,53%)
$EXUS (+0,54%)
$NADQ (+1,73%) and something $DE000LS9U6W1 (+1,15%) ...

A strong US (tech) focus is desirable. Not because I believe that the USA does a lot of things right, but shareholder & shareholder value primarily have an influence on entrepreneurship in the USA, ok and the Mag7++ have a top position in other ETFs anyway.

I use the MSCI EX USA to shift the focus away from/to the USA as required.

I have built up this status quo over the last 2 years, after having a lot of individual stocks in the years before and following the "greed eats brains" strategy with some losses (see other post).

Now I would like to read your opinion or collect a few points of view, knowing that there is not THE right one. In the near future I will receive an inheritance of around 400,000 euros. Now I am torn. No, I don't really know what to do. My reflex was "keep going and split up if you're happy with the above strategy/allocation", but perhaps more asset classes could be included with this sum .... and/or more focus on crypto, or more diversification or or or or .... Or everything on GTAA , @Epi :-D hehe - What do you think?

PS: I am 58, IT manager, EFH paid for, 2 children, studies feddich. Controlled build-up with withdrawal plan start in about 5 years. Shift from 50% individual stocks to 75% ETF planned in 2025.

28 Comentários

Maximilian@Max095

13H

It's sad to see how "little" dividend comes out of 1 million... 🫣 especially when you consider how long you have saved and worked for it.

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PatitosFortune

@dividend_master_pf

6D·

Patitos Mag 7 (Jun 1, 2025)

🦆📈 Monthly update in #PatitosFortune: the nest is thriving!

The top 7 performers make up for 42% of my young portfolio:

$BETS leads the flock with a stellar +15.9%, proving that small caps can shine when picked with care.

$EXX1 (+1,03%) & $IDVY (+0,43%) are pulling weight in the dividend ETF squad — reliable yield with sweet upside.

Gold play $4GLD (-0,92%) stays golden in these 2025 markets where 🍊man treats tariffs like a 🪀

$MAU (+0,2%) & $3679 (+0%) reflect our value picks finally getting noticed.

And $NDA FI (+0,39%) reliable steady compounder.

Patito’s beak is up — and the feathers? Funded. 🤑

see you in June 💰🦆💰

PatitosFortune

@dividend_master_pf

1Mês·

Patitos Mag 7 (May 02, 2025)

We’re finally starting to see some light after that fateful tariffs day royally slashed though the incipient portfolio we’d barely started to craft.

I see a post/ trend to mention our Mag7 and here’s what’s finally turning green.

4GLD was the only one showing some value while my stocks and ETFs spiraled down but some finally joined the non-red team:

One more day like this and we will be ready to see some actual gains

2 Comentários

S.A.T.@SATNL

I am stocking up on $MAU after reading another post of you and researching it.

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Sjorco

@user63b8295d77a14ef4

10Mês·

Hi GetQuin community,

I'm happy with my portfolio and results so far, but always on the lookout for improvements.

This year i've been adding to 2 dividend ETF's : $TDIV (+1,68%) and $FUSD (+1,4%) . Both are excellent choices and allign with my goals: building a safe, robust dividend portfolio that will last for years without dividend cuts. I also keep in mind to choose ETF's with a good CAGR.

The challenge i'm currently exploring is to find an European dividend ETF that has low cost and raises its dividend every year (good CAGR). Most of my stocks and ETF's focus on the USA. If possible I would like to add more diversification by adding European stocks.

It's quite difficult to find well researched articles on dividend ETF's that focus on the European market. I hope the community can assist in finding the right choices.

So far I've found these options:

Any tips / advice would be welcome :)

(I'm based in the Netherlands. TDIV has a slight tax advantage for me considering the dutch domicille.)