Over the last few weeks, I have been looking at shares from a new perspective and have started to take a closer look at balance sheets and fundamental data. 🤯

Unfortunately, I still don't use a screener and have therefore only looked at the stocks that I am familiar with in some form.

In view of the tradable shares on the global market, this is certainly a big mistake and I have some catching up to do. Nevertheless, I would like to share some of my findings with you.

I have created two lists for this purpose.

On the lists you will find stocks that in my opinion have excellent fundamental quality characteristics.

The first list contains the absolute quality companies, some of which have already proven themselves over many years, and the second list contains companies that could still become such or have not yet proven themselves long enough and could therefore be a good long-term investment. The lists are neither correct nor complete and, depending on your point of view, some stocks belong on one list or the other, or perhaps not on any list at all.

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Quality companies:

• Visa$V (-6,9%)

Duopoly, very strong profit margin,

Risks: Google Pay/Apple Pay etc.

• Waste Management$WM (-4,02%)

Long-term contracts, strong balance sheet, regular share buybacks

• Stryker$SYK (-5,39%)

• Intuitive Surgical$ISRG (-8,5%)

• Novo Nordisk$NOVO B (-6,66%)

• Essilor Luxottica$EL (-4,31%)

Strong moat, good growth,

Weaknesses: low return on equity

• Hershey$HSY (-1,95%)

Solid cash flow, >50% return on equity,

Weaknesses: approx. 90 % of sales generated in the USA, trend towards healthier food

• ASML$ASML (-2,09%)

• Alphabet$GOOGL (-2,74%)

• Hermes$RMS (-4,6%)

• Wal-Mart de Mexico$WALMEX* (-5,99%)

The only retail food group I know of with a significant margin of

significant margin of >5%, stable growth and healthy balance sheet,

Growing middle class in Mexico and expansion in Central America.

Weaknesses: Mexican peso

• Lotus Bakeries$LOTB (-2,66%)

Continuous sales and profit growth, very nice balance sheet, but a high stock valuation

high stock valuation (like the vast majority in this list)

• Ferrari$RACE (-3,06%)

• Zoeties$ZTS (-4,18%)

Market leader, high margin, solid cash flow, growing dividend,

• Idexx Laboratories$IDXX (-3,38%)

Very nice growth stock with high customer loyalty, strong growth, >80%

return on equity, solid balance sheet,

• alliance$ALV (-8,43%)

• Microsoft$MSFT (-2,36%)

• Procter & Gamble$PG (-4,13%)

• Pepsi$PEP (-1,81%)

• Adobe$ADBE (-4,21%)

• L'Oreal$OR (-1,22%)

• Schneider Electric$SU (-8,15%)

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Opportunities and future quality Company?

• Rio Tinto$RIO (-6,32%)

• 3i$III (-7%)

• Main Street Capital$MAIN (-6,56%)

• Mutares$MUX (-8,93%)

• Altria$MO (-2,25%)

• Terna$TRN (-4,98%)

• Pfizer$PFE (-4,59%)

• Vinci$DG (-5,04%)

• Mercadolibre$MELI (-4,71%)

• Caterpillar$CAT (-4,89%)

• BAE Systems$BA. (-9,05%)

• Lululemon$LULU (+4,59%)

• Generali$G (-6,61%)

• Energiekontor$EKT (-6%)

• Vici$VICI (-2,83%)

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Thanks for reading and I look forward to additions, corrections and exchanges of opinion.

Are there any of the stocks mentioned that are of particular interest to you?

Has anyone delved particularly deeply into one or other stock?

Then have a nice weekend 🥳

In uncertain times, it is important to keep a watchlist so that you can pick up stable shares at bargain prices. I hope we go down a few more levels, another -20% would be nice, even if the short to medium-term price losses hurt.

I currently have almost 30 stocks on my watchlist, some of which are attractive in terms of price, while others are still far too high for me. I have not listed stocks that are already in my portfolio and that I would like to buy (in order of dividend amount):

Hercules Capital $HTGC (-5,99%) or Main Street Capital $MAIN (-6,56%)
Chevron $CVX (-8,09%)

Vinci SA $DG (-5,04%)
United Parcel Service $UPS (-1,35%)
3i Infrastructure $3IN (-1,64%)
Iron Mountain $IRM (-6,35%)
Micro Star International $MSS
Nextera Energy $NEE (-5,91%)
Partners Group $PGHN (-8,16%)
Itochu Shoji $8001 (-3,05%)
Canadian National Railway $CNR (-0,97%)
Svenska Cellulosa $SCA B (-3,81%)
VAT $VAT
Investor AB $IVSB
Assa Abloy $ASSA B (-5,78%)
Linde $LIN (-5,56%)
John Deere $DE (-2,93%)
Landstar Systems $LSTR (-0,4%)
Dover Corporation $DOV (-4,73%)
Alimentation Couche-Tard $ATD (-4,01%)
ASML $ASML (-2,09%)
Infineon Technologies $IFX (-8,33%)
Sherwin-Williams $SHW (+0,59%)
Tencent $700 (-6,2%)
Microsoft $MSFT (-2,36%)
S&P Global Inc. $SPGI (-6,99%) or Moody's Corp. $MCO (-8,29%)
Visa $V (-6,9%) or Mastercard $MA (-7,72%)
Ferrari $RACE (-3,06%)

Which stocks do you have on your watchlist?

#aktien
#watchlist
#crash
#stock
#market

1st Vinci (DG: SGE) $DG (-5,04%)

* Quantitative valuation:

* P/E ratio: approx. 12 (6 points)

* P/B ratio: approx. 1.8 (8 points)

* ROE: approx. 12% (6 points)

* Leverage ratio: approx. 0.5 (8 points)

* Dividend yield: approx. 4% (10 points)

* Sales growth: approx. 5% (6 points)

* PEG ratio: approx. 1.5 (6 points)

* Cash flow yield: approx. 7% (6 points)

* Valuation table:

| Metric | Share Value | Reference Values | Share Rating | Weighted Score |

|---|---|---|---|---|

| P/E | 12 | 10-20 (6 points) | 6 | 6 |

| P/E | 1.8 | 1-2 (8 points) | 8 | 8 |

| ROE | 12% | 8-15% (6 points) | 6 | 6 |

| Debt/equity ratio | 0.5 | 0.3-0.6 (8 points) | 8 | 8 |

| Dividend yield | 4% | >4% (10 points) | 10 | 10 |

| Sales growth | 5% | 4-8% (6 points) | 6 | 6 |

| PEG Ratio | 1.5 | 1-2 (6 points) | 6 | 6 |

| Cash flow yield | 7% | 5-10% (6 points) | 6 | 6 |

* Qualitative assessment:

* Market position: 9 points

* Competitive landscape: 7 points

* Management quality: 8 points

2. ABB (DG: ABBN) $ABBNY (-5,19%)

* Quantitative assessment:

* P/E ratio: approx. 26 (1 point)

* P/B ratio: approx. 3 (1 point)

* ROE: approx. 16% (10 points)

* Leverage ratio: approx. 0.4 (8 points)

* Dividend yield: approx. 2% (1 point)

* Sales growth: approx. 6% (6 points)

* PEG ratio: approx. 2.2 (1 point)

* Cash flow yield: approx. 5% (6 points)

* Valuation table:

| Metric | Share Value | Reference Values | Share Rating | Weighted Score |

|---|---|---|---|---|

| P/E | 26 | >20 (1 point) | 1 | 1 |

| P/B ratio | 3 | >2 (1 point) | 1 | 1 |

| ROE | 16% | >15% (10 points) | 10 | 10 |

| Leverage ratio | 0.4 | 0.3-0.6 (8 points) | 8 | 8 |

| Dividend yield | 2% | <2% (1 Punkt) | 1 | 1 |

| Umsatzwachstum | 6% | 4-8% (6 Punkte) | 6 | 6 |

| PEG Ratio | 2,2 | >2 (1 point) | 1 | 1 |

| Cash flow yield | 5% | 5-10% (6 points) | 6 | 6 |

* Qualitative assessment:

* Market position: 9 points

* Competitive landscape: 8 points

* Management quality: 9 points

3rd Randstad (DG: RAND) $RAND (-4,45%)

* Quantitative assessment:

* P/E ratio: approx. 10 (10 points)

* P/B ratio: approx. 1.5 (8 points)

* ROE: approx. 13% (6 points)

* Debt-equity ratio: approx. 0.5 (8 points)

* Dividend yield: approx. 4% (10 points)

* Sales growth: approx. 4% (6 points)

* PEG ratio: approx. 1.3 (6 points)

* Cash flow yield: approx. 8% (6 points)

* Valuation table:

| Metric | Share Value | Reference Values | Share Rating | Weighted Score |

|---|---|---|---|---|

| P/E | 10 | <10 (10 Punkte) | 10 | 10 |

| KBV | 1,5 | 1-2 (8 Punkte) | 8 | 8 |

| ROE | 13% | 8-15% (6 Punkte) | 6 | 6 |

| Verschuldungsgrad | 0,5 | 0,3-0,6 (8 Punkte) | 8 | 8 |

| Dividendenrendite | 4% | >4% (10 points) | 10 | 10 |

| Sales growth | 4% | 4-8% (6 points) | 6 | 6 |

| PEG Ratio | 1.3 | 1-2 (6 points) | 6 | 6 |

| Cash flow yield | 8% | 5-10% (6 points) | 6 | 6 |

* Qualitative assessment:

* Market position: 8 points

* Competitive landscape: 6 points

* Management quality: 8 points

4th Schneider Electric (DG: SU) $SU (-8,15%)

* Quantitative assessment:

* P/E ratio: approx. 23 (1 point)

* P/B ratio: approx. 3 (1 point)

* ROE: approx. 15% (6 points)

* Leverage ratio: approx. 0.5 (8 points)

* Dividend yield: approx. 2% (1 point)

* Sales growth: approx. 7% (6 points)

* PEG ratio: approx. 2.1 (1 point)

* Cash flow yield: approx. 6% (6 points)

* Valuation table:

| Metric | Share Value | Reference Values | Share Rating | Weighted Score |

|---|---|---|---|---|

| P/E | 23 | >20 (1 point) | 1 | 1 |

| P/B ratio | 3 | >2 (1 point) | 1 | 1 |

| ROE | 15% | 8-15% (6 points) | 6 | 6 |

| Debt/equity ratio | 0.5 | 0.3-0.6 (8 points) | 8 | 8 |

| Dividend yield | 2% | <2% (1 Punkt) | 1 | 1 |

| Umsatzwachstum | 7% | 4-8% (6 Punkte) | 6 | 6 |

| PEG Ratio | 2,1 | >2 (1 point) | 1 | 1 |

| Cash flow yield | 6% | 5-10% (6 points) | 6 | 6 |

* Qualitative assessment:

* Market position: 9 points

* Competitive landscape: 7 points

* Management quality: 9 points

Summary:

* Randstad appears to be the most attractive in quantitative terms due to its low P/E ratio and high dividend yield.

* ABB and Schneider Electric have higher growth and profitability ratios, but are also valued higher.

* Vinci offers a good middle ground.

Randstand and Vinci will therefore move in. Until such time as Swiss shares are tradable throughout the EU again, I am considering whether to add Schneider Electric or ABB.

I wish you a sunny start to the week!

$DG (-5,04%)

The French construction and infrastructure company reported a net profit of EUR 4.86 billion (previous year: EUR 4.7 billion), exceeding analysts' estimates of EUR 4.67 billion.

Turnover rose from 68.84 billion euros in the previous year to 71.62 billion euros. Analysts had expected an average of 71.18 billion euros.

Earnings before interest, taxes, depreciation and amortization amounted to 12.69 billion euros after 11.96 billion euros in the previous year. Analysts had expected EBITDA of 12.54 billion euros.

Vinci also announced that it has appointed company veteran and current Chief Operating Officer Pierre Anjolras as its new Chief Executive Officer.

Looking ahead, VINCI expects a further increase in sales and profits, excluding the impact of higher corporate taxes in France.

Hello lovelies,

I would like to share my portfolio with you. With the sale of $MC (-4,14%) and a small profit, I'm getting closer to my goal - just the $IWDA (-5,63%) , $BTC (-1,43%) and gold - ever closer.

To be honest, I am very happy that these "old burdens" are gradually giving way to my portfolio. With $DHL (-6,85%) and $DG (-5,04%) I am still waiting for the sale until it is more or less sustainable for me. $FYB (-0,11%) will then also be sold with a plus.

And when I see that other people also want to go this way, I'm very happy :)

P.S. The $ACWI I'm saving for my little son

VINCI $DG (-5,04%) receives orders worth 417 million euros from the Czech Republic.

VINCI has been awarded two contracts worth a total of €417 million by the Czech Ministry of Transport.

According to the French construction group, one contract involves the construction of the eastern section of the Prague ring road. The other provides for the modernization of the Ceska Trebova railroad station.

The project is scheduled to start in the first quarter of 2025 and be completed in 2027 and 2032.

As announced, the second reduction in the proportion of Bitcoin in my portfolio at EUR 100,000. Bitcoin now accounts for just over 60% of my portfolio. I would like to take this as an opportunity to share my Bitcoin story with you.

I bought Bitcoin for the first time back in 2017, but also sold it again at the time. I never held it, but actively bought and sold it. Even back then, I was toying with the idea of investing in Bitcoin, but my father kept talking me out of it because he thought it was nonsense. After witnessing one all-time high after another, I eventually decided to do my own thing and go all-in in Bitcoin.

It was also the only asset I was interested in at the time. I didn't care about shares, ETFs, gold, etc. So I went all-inand of course in 2021, at the absolute all-time high. I caught purchase prices of 40,000, 50,000 or 60,000 euros. Once all my money was invested, Bitcoin naturally went downhill.

A small insertion: All my money at the time was around 20,000 euros, out of the original 100,000 euros that my father gave me for my 18th birthday (I'm now 25). Where the remaining 80,000 euros went is a topic for another post.

Spoiler: they were not invested.

During this time, I sold a bit - according to the motto "buy high, sell low" - but thankfully I also bought more, so that I took losses, but was able to buy cheaper bitcoins for more or less the same money (with my own money).

I now have a solid plus and will sell another 10,000 euros worth of Bitcoin at a price of 120,000 euros. This will give me back my original all-in from 2021, namely €20,000, and I will simply hold the "profit", which is then around 0.2 Bitcoin, for the long term. I also have a savings plan of €2 per day.

I will only make the next sale (after the sale at €120,000) if my Bitcoin position has become so large that I could live well from the "safe return" on the capital market, then I will probably liquidate the position completely. But that is still in the stars.

The money from my first sale went into the $XEON (-0%). It will be parked there until I can buy employee shares next spring. $DG (-5,04%) next spring. The second tranche will be invested in $JEGP (-3,59%) and $WEBN (-4,97%) invested.

Thanks for reading, I look forward to answering comments and questions.

To anticipate one question: I know it's a bit contradictory to sell and have a savings plan running at the same time. However, I would like to get my 20,000 euros from back then back in dry cloths, but at the same time expand my position in the long term with the money I have earned myself. I hope this is understandable.

LG Ape

Stabilize a little depot

current bargains

soft money in here 😀

In your opinion, what are the best long-term savings plans (stocks or etf) that are not from the USA and do not mainly cover the tech sector (or at least not the classics like NVDIA, Apple, etc.). I am currently investing in All world etf and msci World Information technology. But don't want to invest only in the industry. Had now for example $DG (-5,04%) in view. Or what are your favorites?