Hello Friends,
I have been following all the posts etc. here with great interest for a quarter of a year now.
After a lot of back and forth, I have decided on a strategy. During this time I have also had to learn a few lessons.
My general goal is long-term wealth accumulation (25 - 30 years) and I currently invest in the following shares, ETFs and cryptos via a savings plan:
$VWCE (-0,62 %) 100 €
$BTC (-0,46 %) 25€
$DTE (-1,97 %) 25€
$NVDA (+2,32 %) 25€
$IGLN (-0,14 %) 25€
$AMZN (+1,9 %) & $MSFT (+1,59 %) I currently have small amounts in my portfolio, which I intend to increase if necessary.
Furthermore I have $IESE (-1,54 %) & $QDV5 (-1 %) but I will soon be throwing them out as they have not really performed as I had hoped over the last few months.
As I'm still very new to this, I'm hoping for constructive tips and criticism on what I could possibly improve.
I will be able to increase the savings rate myself towards the end of 2025 when I get a certain salary increase.
I look forward to your answers.