Hi everyone,
I’m 28 and planning to invest €80,000 with a long-term, offensive strategy. I’m aiming for broad global diversification, focused on both value and growth. I’m totally fine having 60–70% of my portfolio allocated to the U.S. and with exposure to emerging markets as well.
Here’s a rough outline of the allocation I have in mind:
30–40%
Nasdaq 100
$EQQQ (-0,49%)
$XNAS (-0,48%)
$CSNDX (-0,51%)
15–25%
S&P 500
$VUAG (-0,22%)
$CSPX (-0,26%)
$SPYL (-0,27%)
10%
World ex US
$WEXU (+0,35%)
$IE000R4ZNTN3 (+0,33%)
$EXUS (+0,52%)
10%
Small Cap US Value
$ZPRV (-0,47%)
5% Small Cap World $WSML (-0,25%)
$ZPRS (-0,36%)
5% Emerging Markets (EM)
$EIMI (-0,32%)
$XMME (-0,35%)
5%
EM Small Cap
$SPYX (+0,32%)
5–10%
India UCITS ETF
$FLXI (+0,1%)
$QDV5 (+0,36%)
Additionally (5-10%), I’m considering adding one or two of the following ETFs – would love your thoughts on which one(s) you’d choose and why (or not):
- $SMH (-0,73%) | VanEck Semiconductor UCITS ETF
- $RBOT (-0,39%) | iShares Automation & Robotics UCITS ETF
- $AIQG (-1,26%) | Global X Artificial Intelligence UCITS ETF USD Accumulating
- $XDWT (-1,05%) | Xtrackers MSCI World Information Technology UCITS ETF
Finally, I’m thinking of picking around 10 individual stocks as a satellite component. Any suggestions? 🚀
Curious to hear your feedback:
• What do you think of this ETF setup overall?
• Would you add or remove anything?
• Would you tweak the allocation? If yes, how and why?
I prefer accumulating ETFs only, and I plan to add €1,000–1,500 every month going forward.
Your thoughts are much appreciated! 🙏🏼😀
