Hey, I've been following the whole topic of shares and ETFs for a while now. I finished my training last month and now have around €900 a month to invest. Since the cashback has been available, I've been saving €50 with TR on the $CSPX (+0,97 %) . But now I've decided that I'd rather take the $IWDA (+1,17 %) as my main investment. Would you invest the entire sum in this ETF or would you prefer to invest 70% in this ETF and the remaining 30% in individual stocks? I know it depends on you, but I still wanted to ask you as a community. Many thanks in advance ☺️
iShares Core S&P 500 ETFIE00B5BMR087CSPXCSPX
$CSPX (+0,97 %)
$IWDA (+1,17 %)
$VWCE (+1,33 %)
$SPYI (+1,3 %)
Why do so many people want to include stocks in their portfolio when only 11% beat the market in the long term?
🧽
8% luck
3% can
What makes you pick up shares, is it the dividend? Do you like a share/company or do you hope to outperform?
Hello everyone,
I'm planning to use the 70/30 method for my initial investment and would like to hear your opinions. My idea is to invest 70% of my portfolio in stocks and 30% in bonds and real estate. I have already considered investing 35% in the $CSPX (+0,97 %) and 35% in the $VWCE (+1,33 %) to ensure broad diversification.
However, I'm wondering whether it makes sense to add an ETF for emerging markets or perhaps Europe and emerging markets to cover more small caps and emerging markets. What do you think? Are there any good ETF recommendations here that you would recommend to me?
In addition to the 30% bonds/real estate, I am also looking for two suitable ETFs - ideally one for bonds and one for real estate REITs. Which ETFs would you recommend here to create a stable and lower-risk basis in the portfolio?
I look forward to your feedback and thank you in advance for your tips!
Edit: And if you also add EM, even worse
+++ What happened today? +++
The $CSNDX (+1,71 %) fell by 2.1%, while the $CSPX (+0,97 %) fell by 1.5% and the Dow Jones by 0.9%. The 10-year US Treasury yield fell 6 basis points to 3.67%, while the 2-year yield fell 11 basis points to 3.64%. The labor market report for August showed 142,000 new jobs versus the expected 160,000 and a revised 89,000 in July. The unemployment rate remained at 4.2%.
I posted the same thing for Plan B🟠 a few days ago, but it's also interesting for Plan A:
What would have happened over the last few years if you had simply held an S&P500 ETF for e.g. $CSPX (+0,97 %) for example, if you had simply held an S&P500 ETF for 4 years from any point in time instead of worrying about the optimal times for entry and exit?
Here are the price movements with 4-year intervals on a logarithmic scale:
Here is the performance that would have been achieved over 4 years: