I reallocated capital from the $SPYD (-0,52 %) has been reallocated.

In addition, I have switched the savings plan from $VWRL (-0,17 %) to the Global All-Cap—effective starting in November.

I currently have India accounting for just under 4% of my total portfolio, both through targeted India ETFs $FLXI (-1,23 %) , $INQP (-1,81 %) as well as indirectly through my global ETFs $VWRL (-0,17 %)
$VALLD (-0,2 %)
$AWEX (-0,08 %) . For me, this is a long-term addition to my portfolio, not a central investment strategy.

However, the performance so far has been rather sobering and has largely been flat. Nevertheless, I’m sticking to my long-term investment thesis.

India is one of the fastest-growing major economies. The World Bank expects economic growth of around 7.1% for the 2026/27 fiscal year. With nearly 1.5 billion people, a young population, increasing digitalization, and a growing middle class, I see enormous potential for the coming decades.

I also find it fascinating to see how major Indian corporations are positioning themselves internationally. Companies like Tata and Mahindra have long since moved beyond investing solely in their home market; they are now acquiring established European companies and gaining global prominence.

However, there are also significant risks. India is heavily dependent on energy and commodity imports, the rupee is under pressure, and foreign investors have recently withdrawn capital. In addition, despite the recent price correction, Indian stocks, with a P/E ratio of around 22, remain significantly more highly valued than those in many other emerging markets.

For me, therefore, the question is not so much whether India will continue to grow economically, but rather whether investors will benefit appropriately from this growth.

I remain invested for the long term, but I’m cautious about making additional purchases given the current valuations.

How do you view India as an investment for the next 10 to 20 years?

Are you already invested, are you currently adding to your positions, or do you prefer to invest in a broadly diversified emerging markets ETF?

I’d be particularly interested to know whether you view the current weakness as a buying opportunity or as a sign of overblown growth expectations.

Sources: World Bank (October 2026), MSCI (September 2026), Reuters.

$VALLD (-0,2 %) - In just over a month, the ETF volume has grown from 8.5 million to approximately 70 million euros. I think that's a good start, and the volume will continue to grow.

$VALLD (-0,2 %) >> “Let's get the animals in!”

Hey everyone,

I use the investment portfolio shown here to cover my fixed expenses. Since purchasing two condos, those expenses have risen significantly.

We’ve decided against taking the income tax reduction to increase our monthly take-home pay because the special mortgage payments have lowered the interest costs compared to the amount reported last year, and we don’t want to have to make up the difference.

Among other things, with the bulk purchase of $VALLD (-0,2 %) as well as $O (+0 %) and $MAIN (-1,16 %) my dividend forecast has doubled. $VALLD (-0,2 %) This hasn’t been factored in yet, since the ETF is still relatively new.

I’m using the money saved from the dividends to increase my savings plans for individual stocks, except for $O (+0 %) and $MAIN (-1,16 %) to further expand the positions. Individual purchases are intended to speed up the process. Once I consider the other positions large enough, a new position will be opened.

I’m curious to see where this journey takes me.

Today, the first savings plan was launched in our new Vanguard FTSE Global All-Cap was executed today. 🚀

Just under 500 € has been invested—marking the start of a new long-term component in our portfolio.

Why this ETF?

Invest globally, large, mid, and small caps included—all for 0.07% TER. Exactly the kind of “boring” investment I like. 😄

The existing All-World ETF will, of course, remain in the portfolio. No drastic reallocations—we’re mainly managing this with new funds.

Now it’s time to: let it run. 🌱

#ETF
#Vanguard
#Sparplan
#BuyAndHold
#Vermögensaufbau

$VALLD (-0,2 %)

I'll keep it short: a 5-year holding period, which serves as a small step toward paying off a construction loan that still has 5 years left.

I have built up my position in the Vanguard FTSE Global All-Cap UCITS ETF ($VALLD) with 500 shares.

The ETF was launched only recently, so no official distribution dates have been announced yet. It is believed that the distribution intervals could be based on those of the Vanguard FTSE All-World ($VWRL).

However, since the $VALLD (-0,2 %) is still very new and is only beginning to build up assets, I consider a first distribution in September to be rather unlikely. A date in December seems more realistic, once sufficient income has been accumulated and the fund makes its first regular distribution.

It is currently impossible to predict how high the dividend will be. Although the composition is similar to that of the $VWRL (-0,17 %) , the payout ratio and timing may still differ. At the same time, the fund’s assets under management are growing because many investors have already set up savings plans—a factor that contributes to the ETF’s long-term stability.

For my dividend strategy, this means: I’ll monitor the first distributions, analyze their amount and regularity, and then decide whether to further expand my position. The current price is attractive, but for me, sustainable dividend quality is the top priority.

In short:

I invested in the ETF early on, wait for the first reliable dividend data, and then decide on further purchases—as part of my strategy to use dividends over the long term to cover fixed costs.