Hello everyone,
Having only entered the stock market in February, I have decided to make a radical change today: I want to restructure my portfolio towards a dividend portfolio.
About the savings plan: Monthly deposits, duration: until retirement, i.e. around 38 years.
The aim is not necessarily to be able to live off the dividends, but rather to use them as a nice extra. An average dividend of 4% p.a. would be desirable.
About the portfolio:
The portfolio should consist of a 60/40 ratio of dividend-paying ETFs. The background to this is that I want to diversify as widely as possible. I currently have the $VHYL (-0.33%) with just under 25%, the $ZPRG (-0.33%) with just under 22% and the $IMEU (-0.02%) with just under 13%.
The remaining 40% of the portfolio should consist of equities. And this is where your expertise is needed: which high-dividend stocks with future potential would you no longer want to do without in your portfolio?
To begin with, I have opted for $ALV (+0.14%)
$VOW (+0.28%)
$MBG (-1.56%)
$O (-0.34%)
$ULVR (+0.66%)
$INGA (-4.76%) and $BAS (-0.45%) today.
I would like to have a total of 20 shares with 2% each in my portfolio. These should be as diversified as possible - both in terms of sectors and regions - even if the ETFs already contribute to this. Speculative shares may be included, but only sporadically.
Thank you very much and I look forward to your feedback!
