Patrick Schäfer

7Mon·

Once again 212

So 1.5 weeks have now passed. The first gimmicks are over and my Watchlist Pie has returned a total of 4.5% in one week. This has now been sold and I have built up a pie to save for the next 8-10 years. I'm starting with 50€ a week until I've completed the broker's test phase. After that I'll ramp it up to about 1k per month.

There are still a few stocks missing, but the big ones will be scaled down a bit. Among others $IREN (+2.38%) ....

What do you think of the selection?

$NVDA (+1.17%)
$GOOGL (+0.18%)
$MSFT (+1.54%)
$AVGO (+1.14%)
$005930
$AMD (+3.99%)
$TSLA (-4.75%)
$IBM (+2.49%)
$RKLB (+3.52%)
$NU (-1.76%)
$SMCI (+3.35%)
$HIMS (-2.87%)
$ENR (-1.67%)
$HOOD (-1.24%)
$PLTR (+1.5%)
$CSCO (+1.78%)
$MTX (-1.67%)
$TTD (+0.74%)
$QBTS (+3.69%)
$9866 (+1.87%)
$CRWV (+5.18%)

And what of course should not be missing is $SIKA (-1.32%) These are still weighted at 2% 😉 As a craftsman, I really enjoy using the products myself. The technological progress compared to other products such as StoCretec or others is already enormous, but it would go beyond the scope of this article.

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66 Comments

Felix@Shareholder

7Mon

I definitely see IBM in a positive light! Most of the others too. As a student, I have a similar choice - but only €25 a week for now ^^
However, I see Tesla as doomed🙈🫡
Nevertheless, I wish everyone (who doesn't push Tesla as the most valuable company in the world) good luck :)

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7Mon

Craftsman? Thought you were a farmer once posted

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Get_Rich_or_Die_Tryin@Get_Rich_or_Die_Tryin

7Mon

Sold sounds like more information on the subject of tax treatment😏. If you like, please provide more information.

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Patrick Schäfer@Hotte1909

7Mon

@All-in-or-nothing yes, so logically it is seen as a single item for the pies. Tax is not paid. But you get a statement of account with guv offsetting. I have already forwarded this to my tax advisor and he said that would be enough for him

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Patrick Schäfer@Hotte1909

7Mon

@All-in-or-nothing although I actually think that's a good thing I pay input tax anyway and so I can at least continue to work with the money until the annual adjustment

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Ruben Schoff@Sand

7Mon

I think a lot of our future dividend machine Alphabet 😎

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Jari Stark@MainTyp

7Mon

Unfortunately, the search function is still in the planning stage. How could I find your pie?

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Patrick Schäfer@Hotte1909

7Mon

@MainTyp at 212? Haven't made it public yet

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Patrick Schäfer@Hotte1909

7Mon

@Hotte1909 https://www.trading212.com/pies/luKhQQhX5AcJTLh5mcfa4GfD71xe5

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Jari Stark@MainTyp

7Mon

Why, for example, did you decide to buy Microsoft shares on US stock exchanges and not in Germany?

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Patrick Schäfer@Hotte1909

7Mon

@MainTyp because the main trading volume is on the home exchange

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Patrick Schäfer@Hotte1909

7Mon

@MainTyp and of course because of the 24h tradability

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Jari Stark@MainTyp

6Mon

@Hotte1909 Of course the trading volumes are higher. My consideration is that since the fees are also higher, for small amounts (savings plan) I would buy in the appropriate currency without extra fees, I have not yet calculated it exactly. I am currently calculating this in my real test

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Martin@martin12

6Mon

What do you think of the Trade Desk? Should I use it or no longer have a moat due to Google?

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Patrick Schäfer@Hotte1909

6Mon

@Cossi difficult to say. I have Google and TTD in there 😉 They are currently struggling, but I'm hoping for a turnaround next year

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Martin@martin12

6Mon

Perhaps not wrong as a swing trade at this price

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Name M.@userc818a6f2df6247c9

6Mon

I wonder Nio.... what is supposed to happen? More cars sold?

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Patrick Schäfer@Hotte1909

6Mon

@userc818a6f2df6247c9 nio was in due to the positive momentum at the time. It is now out but bitmine has come in.

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Patrick Schäfer@Hotte1909

6Mon

@userc818a6f2df6247c9 $SIKA got into another pie so got out of it too

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Martin@martin12

4Mon

What do you think of super Micro right now?

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Patrick Schäfer@Hotte1909

4Mon

@Cossi just corrected a bit but all good. More shares for less money 😉

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Martin@martin12

4Mon

So convinced of the company?

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Patrick Schäfer@Hotte1909

4Mon

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Martin@martin12

4Mon

Sales are currently very weak or have declined. And margin problems

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Patrick Schäfer@Hotte1909

4Mon

@Cossi So what? The thing should look good in 20 years, not today 😉

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Martin@martin12

4Mon

If she's not insolvent then it's clear that she's doing it wrong or has some financial issues :)

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Patrick Schäfer@Hotte1909

4Mon

@Cossi Always have a clear view - that's part of it 😉

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Martin@martin12

4Mon

Are you also convinced by Deutsche Telekom, Patrick? Is there a lot of competition or

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Patrick Schäfer@Hotte1909

4Mon

@Cossi Yes, I am convinced in the long term. My ek there is now just under €20 and next year it will probably be €19 😉

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Martin@martin12

4Mon

ok then it would be worth buying now

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Deleted User

7Mon

Comment was deleted

Patrick Schäfer@Hotte1909

7Mon

@Iwamoto What does one have to do with the other? Incidentally, I have never had any problems with securities account transfers and I never actually need customer service. In the last 20 years I've had contact with customer service exactly twice. Once it was a mistake by the bank because of a dividend and once it was my own stupidity.
Yes, there is only deposit protection up to 20k. But I don't care because I don't plan to store large amounts of cash there anyway. So no problem. My shares are in the depositary, so if they go bust I still have access to my shares (logically only to the whole shares as half shares are not in the depositary. Incidentally, this is the case with every broker) ok, that's the risk I take.
I think they are trustworthy mam now has over 4.5 million customers (by comparison, scalable has around 1 million and around 10 million) and is one of the fastest growing fintechs. It should be clear that not everything always works 100% and that there are sometimes mistakes.
Now the advantages of a pie. I can automatically rebalance or the savings plans automatically adjust to my previously set target weighting. Then there is the fact that it is fortunately not yet tax simplified so that I can continue to work with the money for the time being. (I pay around 15-25k capital gains tax. If I let the money continue to run at 7%, that's about 1000€ more profit pa. I can divide my investments into pies which makes the whole thing much clearer.

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7Mon

@Iwamoto T212 is in "Bulgaria" more for tax reasons. They are one of the most popular brokers in the UK, and from my experience, with a great customer service.
(My main broker is IBKR)

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Deleted User

7Mon

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7Mon

@Iwamoto but Freedom24 has some background that I prefer to not "touch" it.

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Deleted User

7Mon

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7Mon

@Iwamoto and? What is the relation?
Do you use Freedom24?

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Deleted User

7Mon

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Patrick Schäfer@Hotte1909

7Mon

@Iwamoto you do realize that you are pretty much the only one who considers 212 to be dangerous?!

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7Mon

@Iwamoto well, that your understanding. I didn't say that they are "dangerous". You can use whatever you want

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Deleted User

7Mon

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