Scaramouch (@Scaramouch) on getquin

Hello everyone 🙋🏻‍♂️

Since I have been more of a silent reader and admittedly have not been investing in equities for very long (since April 24), I would like to take this opportunity to briefly introduce myself and my portfolio.

About me:

I am 25 years old, live and work in Germany and share a household with my girlfriend. I've been looking into investing for a while, but didn't dare to take the plunge for a long time until the aforementioned deadline due to negative reports from friends and horror stories on various websites.

Now I'm here and I'm extremely happy to have taken the plunge after all.

My decision was confirmed by the fact that I recently broke through my all-time performance loss limit. I stuck with it and was not impressed by the correction. On the contrary, I saw it more as an opportunity to buy more.

My intention:

Initially, I would rather focus on growth. My investment horizon extends into my retirement age. I may add more dividend stocks to my portfolio at a later date to generate a little income.

About my portfolio:

After some initial mistakes, I quickly settled on the following ETFs:

$VWCE (-0.62%) (70%)

$EIMI (-1.85%) (20%)

$WSML (-1.07%) (to 10%)

My aim was to cover the majority of the market with large, mid and small caps in order to achieve greater diversification.

These ETFs should also become the main component of my portfolio in the medium term.

I also wanted to include a few strong individual stocks. Here $AMZN (+1.9%)
$AMD (-2.45%)
$AVGO (-1.21%) were chosen as blue chips. These are to be increased through individual purchases at a suitable price.

With $VOW3 (+0.38%) the original idea was to increase dividends and diversify my portfolio.

I think the share price will recover in the long term. Unfortunately, my entry point was a little too early. I would like to reduce my buy-in somewhat in the near future by buying individual shares.

$SHOP (+19.4%) I see the share as a growth stock and should continue to hold it.

The two copper shares are my youthful sins, so to speak. I actually wanted to sell them, but the value of the shares is so low that I would even pay the order fee if I sold them.

That's why I'm keeping them in my portfolio as a souvenir for the time being.

$NKE (+0.26%) is still a strong company for me and will rise again in my opinion.

The company was chosen to expand a tech-heavy portfolio into other sectors. Keyword: diversification.

$AVAX (-0.74%) was basically an initial gimmick. I would actually like to either remove crypto completely from my portfolio or switch to $BTC (-0.44%) and then add to it with a savings plan.

In the near future, I would like to diversify further with strong stocks from Europe and Asia so as not to overweight North America.

If you have any suggestions for improvement, criticism or further questions, please feel free to post them in the comments!

Until then!

Scaramouch

Wachstums_Aktionär@schokosahne

2Mon

No plan is recognizable to me.

1. etfs are nice but you destroy a good return with several that perform worse.
I'm no expert here, but I would rather bet on 1 world etf and something that it doesn't cover, the small caps often perform worse.

2. my point of criticism, I can say a lot because I only invest in individual stocks.

1. you are diversified through the ETF, the goal with individual stocks is to beat it, if not you can also bet on an etf.

I am very critical of a Volkswagen here, as it outperforms neither the ETF nor the market, you want to achieve the greatest return and diversification should take place through the sectors, find the strongest companies per sector.

Nike is not an out performer compared to others and since the whole market is down, I would prefer other companies with growth and a solid balance sheet.

You bought AMD at a relatively high price because it was in the hype and always think anti-cyclically here, i.e. quality growth.

Buy quality stocks that are growing at a good price in a correction.
The risk with shopify would be too high for me and with the duplication with Amazon not comprehensible for me.

I would see other growth stocks as stronger.
You don't have many more stocks that I could evaluate

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View all 4 further answers

Buddy@Dampfhammer

I would also concentrate fully on $VWCE and sell the remaining ETFs. In terms of the amount invested, I would also concentrate on fewer positions for the time being and let them run via a savings plan. I would not invest in the Amazon share, as $AMZN is currently in the top 5 of $VWCE. I'm not a fan of large percentage overlaps. I would rather invest in another company outside the top 10. However, it is important that you can identify with your portfolio. Nobody knows what the perfect approach is. Keep up the good work.

Show answer

Jupp D.@JuppDupp

I would sell the $EIMI and the $WSML and add a NASDAQ or S&P500 ETF to the $VWCE as a yield boost, 70:30. I would selectively add dividend growth stocks now, which will then pay nice dividends in a few years, e.g. $WM $V , $MSCI, $ALV etc. Savings plan on the ETFs and shares as a one-off purchase or in tranches, sit back and wait :-)