1D·

Portfolio Review: Thoughts on my Tech, Defense & Banking tilt?

Hi everyone! I’ve been building my portfolio and would love to get some honest opinions on my current allocation and diversification.

My strategy involves a mix of individual stocks and specialized ETFs. To get a better view of my actual risk, I’ve "looked through" my ETFs to see my true underlying exposure.

My Top 10 Holdings (by % weight):

Oracle $ORCL (-1,67%) – (Mix of direct stock + IT ETF)

Engie $ENGI (+0,3%) – (Direct stock)

Amazon $AMZN (+2,04%) – (Direct stock + S&P 500)

NVIDIA $NVDA (-1,99%) – (Spread across Semiconductor, $IUIT (-0,84%) , and S&P 500 $VUSA (+0,31%) ETFs)

Aegon $AGN (+2,82%) – (Direct stock)

Apple 7. Microsoft 8. Broadcom 9. ASML 10. AMD (because of the etfs)

The Strategy:

I have a significant tilt towards Semiconductors $SMH (-2,07%) and IT, but I try to balance the volatility with a Defense ETF $DFEN (+3,94%) , a European Banks ETF $EXX1 (+1,93%) , and some plays like Engie and Aegon.

I’d love your thoughts on:

Concentration: My top 3 holdings (Oracle, Engie, Amazon) represent a large chunk of the total. Is this too top-heavy, or do you like the conviction?

ETF Overlap: I’ve noticed that companies like NVIDIA and Broadcom appear in three different ETFs I own. Does this "hidden" concentration bother you, or is it just part of betting on winners?

Diversification: I’m currently light on Healthcare and Emerging Markets. Would you stick to this high-conviction tech/defense play or start branching out?

Looking forward to hearing your perspectives! 📈

$CSSX5E (+0,02%)

#investing #portfolio #stocks #etf #tech #defense #getquin #diversification

4 Comentários

Luis B.@Laruibasar

I would suggest mentioning your goals and risk you're willing to take. Your post is showing your present, but no clue of what your aim for the future is. Do you focus on growth or dividends? Are you young? Multiple ETFs will lead to overlap, nothing to do about that, but it might not be the best choice for your strategy, or having individual stocks of heavy weight stocks already in the ETFs.

••

wealth_strategist_cdazw@wealth_strategist_cdazw

@Laruibasar Thanks for the feedback! To clarify my approach: I’m 20 years old and just started my journey in March 2025.
Since I have a very long time horizon, I’m intentionally focusing more on growth than on dividends right now. My reasoning is that growth-oriented positions (and accumulating ETFs) tend to be more tax-efficient right? as I avoid the immediate tax drag/dividend leakage that comes with high-yield payouts.

I’m also comfortable taking on higher risk in these first few years while my portfolio is still building. My plan is to maintain these high growth positions until the portfolio reaches a significantly higher value. At that point, I’ll look to slowly transition into more stable, 'safer' positions to preserve capital. For now, I'm staying consistent with monthly contributions to build that longterm foundation!

So if i am correct you would suggest changing the position in amzn and oracle so i dont have those positions that are already in the etfs. Or just lowering the weight of them?

••

Luis B.@Laruibasar

@wealth_strategist_cdazw I think this will help more knowledge users of Getquin to provide help to you! About individual stocks, I think it might not work best for you, would suggest move the value into one of the ETFs. For individual stocks maybe "bet" on stocks that seem to benefit from a good growth and that might not be available on the ETF or low representation. I don't focus only on growth, but I bought $RKLB because of the amazing analysis done by Getquin users and I look into it and it happen to work well for my portfolio.

••

wealth_strategist_cdazw@wealth_strategist_cdazw

@Laruibasar thank you for you feedback!

•