1Semana·

From individual shares to ETFs

Hello everyone,

I am currently toying with the idea of reorganizing my portfolio.

It currently looks like this:


50 % $HMWO (+1,46%)

20 % $AEEM (+0,67%)

30 % Shares with reference to dividend($MAIN (+1,67%) , $O (+0,63%) , $PEP (-0,38%) etc)


The whole thing is currently also fueled via a savings plan every month. Furthermore, all dividends are reinvested! This should also happen in the future (build up cash flow).


Now I would like to slim down my portfolio a bit and possibly swap the allocation or the ETFs (world + emerging) and exchange the shares for an ETF with dividends. I would also like to add some BTC. This should simplify the portfolio and reduce the effort involved. Nevertheless, it should also generate returns!


Now I have 2-3 ideas to rebuild the whole thing and would like to ask the swarm!


Option 1:

65% $VWRL (+1,44%)

30% $JEGP (+1,35%)

5% $BTC (-0,17%)


Target here: All world as a base, plus some divi power and monthly cash flow (replaces shares) + BTC on top. Overall a little more risk.


Option 2:

55% current Etfs World+emerging

25% $VHYL (+1,23%)

15% $JEGP (+1,35%)

5% $BTC (-0,17%)


Objective here: as with option 1, only slightly less reallocation work and slightly less risk.


Option 3:

55% $VWRL (+1,44%) or as ACC

25% $VHYL (+1,23%)

15% $JEGP (+1,35%)

5% $BTC (-0,17%)


You are welcome to share your ideas, feedback or similar.


I don't want to start a discussion about dividends, as there has been a lot of talk about them recently: yes, no, why and why not!


Thank you 😇!

Have a great start to the USA week 🙂.

4
4 Comentários

imagem de perfil
I would just put everything in $VWRL and $BTC - keep it simple
6
imagem de perfil
60% $VWRL or $SPYI, 30% $JEGP, 10% $BTC
4
imagem de perfil
I would be in favor of option 3 (although I personally think $JEGP is too new 😅).
1
Option1 pretty much represents my portfolio as a core. I also added a few dividend stocks 😁
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