2Mon·

40k free cash. Where to put it?

I would be interested in your opinion: I still have 40k cash on hand.

I wanted to use the money for the Black Swan event but the dip doesn't come, the market runs away and FOMO kicks in. À la April lows at the tariff announcement of USA against the whole world.

My current PORTFOLIO ALLOCATION can be viewed in my profile, it is public.

Actually
I'm in a pretty solid position (my opinion) and would be happy to give you my opinion.

Would you stick to the plan or DCA into interesting stocks?

On my watchlist: $UNH (-2.76%) ; $TTD (-2.51%) ; $ADYEN (-2.85%) ; $TEAM (+10.26%) ; $UPST (-6.02%) & $MNDY (+0.82%)

What do you have on your watchlist and what would you advise me to do? Stick to the plan and wait for the big dip or go in in tranches?

22 Comments

Peter G.@Sontoshi_Nakagoku

2Mon

I agree with you that the market is running a bit hot right now. So how about $HolidayWithFamily ?

•

CantStopClicking@CantStopClicking

2Mon

@Sontoshi_Nakagoku I am already 😂

•

Sceptical_Noob@Sceptical_Noob

2Mon

Bonds or 3% flexible deposit account. Wait for the next crash.

•

CantStopClicking@CantStopClicking

2Mon

@Sceptical_Noob I currently take 2% p.a. in € with Sclable interest, but it's sooo boring 😂

••

Sceptical_Noob@Sceptical_Noob

2Mon

@CantStopClicking Just take advantage of discount bargains and wait patiently (see UNH)

••

Banana M.@Banana_Millionaire

2Mon

Simply set up savings plans on the shares of your choice if you are unsure about investing everything at once.

•

CantStopClicking@CantStopClicking

2Mon

@Banana_Millionaire I'm already running savings plans in ETFs, but maybe adding them to the stocks I have on my watchlist isn't such a bad idea!

•

D.S.@Propheteus

2Mon

I am at $UNH and $TTD

•

CantStopClicking@CantStopClicking

2Mon

@Cato_Bamboo What are your entry-level courses?

••

View one more answer

lookingforinformation@lookingforinformation

2Mon

Everything in $IREN... you can read about the potential online.

•

Sansebastian@Sansebastian

2Mon

I would at least wait for the next market recovery. And then buy more

•

CantStopClicking@CantStopClicking

2Mon

@Sansebastian Patience is key, I know, but it's damn hard at the moment 😅

••

Sansebastian@Sansebastian

2Mon

@CantStopClicking believe me, you would be more annoyed if you went into the market now and then it recovered 😉

••

Tigawutz@Tigawutz

2Mon

you need something solid from Germany with a good dividend ;-) $ALV

•

CantStopClicking@CantStopClicking

2Mon

@Tigawutz that's right, but they ran away like that 😭

••

View one more answer

S@LelouchLalouch

2Mon

Dca, ftse all world or msci acwi. Don't try to time the market, think long term. You can also lump sum, but it might be psychologically harder in case the market goes down after, but it doesn't matter long term

•

CantStopClicking@CantStopClicking

2Mon

@LelouchLalouch already have S&P500 monthly plan, need some stockpicking action on top 😅

••

Bubu@Bubu_98

2Mon

The whole Looser selection scares me 🥲 It is often better to invest in companies that are performing well at the all-time high than to just look at falling prices. All of these stocks were rightly punished and to show improvement in the share price they first have to perform over a certain period of time.

•