I'm 28 years old and building out my dividend portfolio. My core holdings are $TDIV (-0,77%), $VWRL (-0,39%) , $EIMI (+1,87%) and $SMEA (-0,38%), but I noticed I have zero dividend income in January, February, May, August and November.
So I'm thinking about adding a few Dividend Kings to fill those gaps:
Coca-Cola ($KO (-0,89%)) → Jan / Apr / Jul / Oct
McDonald's ($MCD (-2,71%)) → Jan / Apr / Jul / Oct
Procter & Gamble ($PG (-1,2%)) → Feb / May / Aug / Nov
Johnson & Johnson ($JNJ (+0%)) → Feb / May / Aug / Nov
All four have raised their dividend for 50+ consecutive years, through the dot-com crash, 2008 and COVID without a single cut. Payout ratios sit between 50-75%, which I consider healthy.
My plan is to start with €1,000 per stock (€4,000 total) and gradually build up. The goal is a stable, growing dividend income every single month, even during a market crash. Because that crash is definitely coming. But when, nobody knows.
My questions for the community:
1️⃣ Do you hold any Dividend Kings? Which ones and why?
2️⃣ Are JNJ, KO, MCD and PG solid picks or are there better alternatives I'm missing?
3️⃣ Does it make sense to add individual dividend stocks alongside a dividend ETF like TDIV, or is that just unnecessary overlap?
Would love to hear your thoughts!
