Amundi MSCI World V ETF

Expand ETF positions and pursue my new strategy

Hi everyone. Now that I've reached my annual goal today (hopefully it will hold) and thus another milestone, I'd like to get some feedback.

Briefly about my strategy and my goal.

Every month I save

48% $LCUW (-0,12%)

16% $AE5A (+0,12%)

16% $ISPA (-0,17%)

10% $BTC (-2,31%)

10% $QQQ3 (+0,04%) (2.5% weekly)

$TDIV (-0,01%) is saved with dividends.

Individual shares are only bought on a one-off basis or, if necessary, subsequently.

I still have a few old stocks in my portfolio ($NIO (+0,12%)
$YOU (-0,15%) ) that will have to go soon. Apart from that, the main focus is on dividend stocks, which is good for my mindset when money comes in regularly.

My goal is to no longer have to work in 17 years if I want to.

My savings rate is currently "only" 20%, as we built a house 3 years ago and had a baby this year.

Now I'd like to rest ;) (Too many ETFs, too much crypto, no strategy ;) maybe you can think of more.

The losses from $9866 (+0,13%) here are reallocated.

Lessons learned: China only via ETFs 🥸

Used discount campaign and stocked up again $LCUW (-0,12%)

I was torn between all the stocks, which one should I choose...

So I simply decided to further increase my ETF share 🤩

And as a further buy 🤩

I compared 4 ETFs that track the world's most famous index : MSCI World

• Xtrackers MSCI World UCITS ETF $XDWD (-0,07%) o
• iShares Core MSCI World UCITS ETF $IWDA (+0,02%) o SWDA
• SPDR MSCI World UCITS ETF $SPPW (-0,04%) o SWRD
• Amundi MSCI World V UCITS ETF Acc $LCUW (-0,12%) o LCWD

• Xtrackers TER of 0.19% + 0.01 transaction =0.2%
• iShares with the TER 0.2% + 0% transaction = 2%
• SPDR with the TER 0.12% + 0% transaction = 0.12%
• Amundi with the TER 0.12% + 0.04 of transaction = 0.16%

Over 3 years they have returned

• SPDR 39.42%
• iShares 38.76%
• Xtrackers 38.72%
• Amundi 37.48%

The different costs can already be seen after only 3 years.

On paper the best looks like SPPW--what do you think ?

Compared to Amundi (the second cheapest) gained 2% over 3 years difference.

From 2019 the difference between the 2 increases by almost a 4% from 96.02% vs 92.69%

Another difference between the 2 is the mode of replication Sampling (Participations

1,449) vs Total Replication (Holdings 1,459).

I don't think 10 companies out of almost 1,500 make such a big difference in performance.

What do you think ?

Portfolio feedback is welcome. For the ETFs, only $DBXD (+0,02%) ,$VWRL (-0,08%) ,$LCUW (-0,12%) and

$IUIT (-0,17%) with a savings plan.

Which one makes more sense from your point of view?

I know that the way I've just planned it doesn't make much sense... hence the question! You are a great help and I implemented your tips for my portfolio yesterday, but I can't get any further :(

$$SPPW (-0,04%) and $LCUW (-0,12%)

please be kind, I am sensitive 😂