Hi everyone,
Another update now that I have reached my annual target. This was actually already the case in January, but then Amundi came along and I had to part with the $LCUW including a nasty tax (thanks again Amundi).
On top of that, my savings rate suffered a little due to our offspring and I was able to invest less than originally planned.
What has changed?
I was finally able to part with $YOU and switched to $MSFT (-3,23%) and regrouped. In addition $CEG (-0,28%) and $PEP (+1,69%) were added to the portfolio.
Savings plans on my ETFs are continuing as normal. With $NIO (+4,53%) I secretly continue to hope for a recovery, otherwise it will remain as a memorial.
Next year's goal is to break 128k.
As always, I look forward to honest and critical feedback