Hi, I am going to share, after the last changes, the current portfolio, with a one year investment term forecast.

Thanks to your advice, I reduced the TER of the main investments (grouping funds in the same MSCI World) and modified the ETFs with approximate term of 3 months in them.

Current portfolio:

Fund (75%)

$J6FF22

Equities (15%. Half-year fixed basis)

$IDR (+0,52%)

$NVDA (-1,21%)

$MTN (-0,71%)

$1810 (+1,07%)

$BHP (+1,95%)

...

(Partial purchase, subject to short term evolution)

$HSBA (+0,93%)

$NEE (-0,71%)

(Minimal purchase. Subject to short/dividend performance)

$PKO (-2%)

$SQ (+7,07%)

$2899 (+0,26%)

ETF (Investment plan, subject to change depending on performance) 10%.

$IVDF (-1,72%)

$C051 (-0,12%)

$EIMI (+0,04%)

$SUJD (+0,74%)

$CEA1 (+0,32%)

$IBZL (-0,4%)

$VEUR (-0,15%)

$IGLN (+0,84%)

Cryptos: (experimental, less than 5%)

$BTC (-0,29%)

$ETH (-1,05%)

$TRX (-1,61%)

I welcome your suggestions for improvement.

Best regards.

Hello,

I am in the process of changing my portfolio, and thought I would allocate about 7k to a small ETF portfolio.

I have 65% of portfolio in Funds, 50% Ibex, 50% MSCI, so both regions are well covered.

On the ETF side, I thought about this particular allocation:

ETF emerging countries + Asia. $EIMI (+0,04%)

ETF Europe $SMEA (-0,06%)

Gold ETF $IGLN (+0,84%)

ETF Defense + Aerospace. $IVDF (-1,72%)

I will try to balance at 25% each fund, and use a monthly plan to periodically contribute according to performance.

Any ideas for improvement?

Thanks

At the end of March 2025, I made the decision to begin my journey through the winding roads of investment. And as a novice investor, I did it hand in hand with a sector familiar to me: insurance.

For that reason, about 75% of my portfolio belongs to the sector.

My strong bet today is $2318 (+0,55%) a solid company affected by circumstances external to its activity. A $MAP (-0,09%) special affection and together with $ALV (-0,49%) stabilizers. $G (+0,16%) It underpins the portfolio and stabilizes it. $PHNX (+1,94%) distributes generous dividends without harming its business, and $SBRE (+0,29%) has a beastly potential, with a unique business.

Mostly Continental European companies, two British and one Chinese. The first four are general insurance companies with a strong focus on Property & Casualty. Phoenix Group is focused on life insurance and Sabre on premium motor insurance with strong underwriting of motorcycles.

Outside of insurance, an ETF in the defense and security sector such as $IVDF (-1,72%) as well as the Spanish $AMP (-2,92%) which is also closely linked to defense and security and has come out of a difficult situation on the right track.

My plan? To invest around 50€ per week in these stocks through a dynamic investment plan in Trade Republic. Each week I will vary the portion of investment I allocate to each position according to its evolution.

We'll see!