1Ano·

Statement of Intent

In late March 2025, I decided to embark on my journey along the winding paths of investing. And as a novice investor, I started with a sector I was familiar with: insurance.


For that reason, about 75% of my portfolio is in that sector.


My biggest bet right now is on $2318 (-2,68%) a solid company affected by circumstances beyond its control. I $MAP (-0,7%) I have a special fondness for it, and along with $ALV (+0,44%) stabilizing factors. $G (+0,35%) It underpins the portfolio and stabilizes it. $PHNX (+0,46%) It pays generous dividends without harming its business and $SBRE (-5,31%) has tremendous potential, with a unique business model.


Most are companies from Continental Europe, two are British, and one is Chinese. The first four are general insurance companies with a strong focus on property and casualty insurance. Phoenix Group focuses on life insurance, and Sabre on premium auto insurance with a strong motorcycle underwriting presence.


Outside of insurance, an ETF in the defense and security sector such as $IVDF (+3,19%) as well as the Spanish company $AMP (+0,5%) , which is also closely tied to defense and security and has emerged from a difficult situation and is now on the right track.


My plan? To invest around €50 per week in these stocks through a dynamic investment plan on Trade Republic. Each week, I’ll adjust the portion of my investment allocated to each position based on its performance.


We’ll see how it goes!

8Posições
€ 397,57
5,26%
8
9 Comentários

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I’ve had $PHNX in my list, well see
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@dividend_master_pf Life insurance is generally considered a defensive, income-generating asset class, characterized by the payment of high, sustainable dividends. Specifically, $PHNX stands out by comfortably exceeding all the key financial metrics typically used to assess the health of insurance businesses
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I started similar 10 years ago. Since I only worked in Automotive and Banking, my first two stocks were a Bank and a Car manufacturer. I would always suggest to buy something you understand once you start.
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@Kamahl_ It’s better to have a concentrated and well-controlled portfolio than a diversified one outside your area of expertise
Welcome. First of all, congratulations on your portfolio.
I encourage you to continue with it, always keeping an eye on rotating your portfolio little by little.
The only drawback I find is the €50/week investment. Either I am wrong, or commissions will eat you up and you will need a lot of profitability to have a positive return. What do they charge you for each operation?
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Thank you Jose for the comment. I trade through Trade Republic and the commissions are 0€ when orders are executed through an investment plan. That said, what "kills me" is the Spread of this broker for which I always end up buying something above the market.
@Edward-Lloyd I understand that in the long term, as a piggy bank, you will come out ahead if you go with shares with good potential (such as Mapfre).
Check well the taxation when selling, because the Treasury is always after you.
I am learning little by little, and I am in phase "do not make too many operations or you work only for your broker".
Best regards and good luck.
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Taking your example, I am starting a TR reinvestment plan, with one of your ETFs (specifically the defense ETF).
Best of luck, partner.
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@Kspykee this ETF is not doing badly. It has made some good recent changes that have improved its performance. Although I have stopped investing in it to focus on other companies.
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