1Año·

Portfolio feedback

Hey guys,

I've been working intensively with ETFs over the last week and wanted to start my first portfolio (I'm 19 in Austria) and would like to get your opinion on it.

My idea was a portfolio with high diversification and a sector bet on AI & Cyber Security, but I'm not sure if I shouldn't keep everything simple and combine some ETFs with an All World ETF $VWCE (-0,54 %) + only one sector bet to keep the TER low.

e.g. like this: $VWCE 75% $ISPY 10% $MEUD 10% $WSML 5% opinion?

I am very convinced of the tech sector, but with the current bull market in $NVDA (+0,72 %) and Co I feel tempted to wait and see.

I am also undecided whether I should buy all ETFs accumulating or distributing to save taxes.

I would be happy about optimization suggestions to simply create a perfect portfolio according to my idea.

9 Comentarios

Das Portfoliopferd@Portfoliopferd

1Año

Does distributing save taxes in Austria?

••

Mostrar respuesta

Aldin@aldin08

1Año

Thank you for your feedback, but why exactly the $SPYI and not another e.g. the $VWCE or one with an even lower TER, if I may ask?

Would it also be a good idea to increase the share with Europe?

••

Marco@Marco_91

1Año

Keep it simple! I have tried both, individual shares and ETFs. Experience has shown me that the simple ("boring") ETFs have always performed better. Sector bets don't usually work....

••

Usuario eliminado

1Año

Comentario eliminado

Aldin@aldin08

1Año

@MoR I'm thinking about whether I should also use Flatex AT, as it is tax-simple, or Scalable Capital or Trade Republic. However, I haven't started yet, so I can still make changes.

As far as the small portfolio is concerned, I'm planning to invest for the very long term, so I thought I'd make a portfolio according to my ideas now

••

Usuario eliminado

1Año

Comentario eliminado

Aldin@aldin08

1Año

@MoR Had planned to invest with a
savings rate of 200€ per month for the first time, as I am currently studying. However, as far as I know, scalable also has an order fee of 0.99€ for trades under 250€, only tr is free I think.

To come back to my question about ETFs, what exactly would you adjust?

••

Usuario eliminado

1Año

Comentario eliminado

Aldin@aldin08

1Año

@MoR Would then make these changes and convert everything to scalable with savings plans: $VWCE 75% $ISPY 10% $MEUD 10% $WSML 5% Opinion?

••

Ver una respuesta más