I'm trying to find the right balance between ETFs and individual stocks.
My long-term goal is to build wealth steadily over the next 20–30 years, while still owning a handful of individual companies that I believe in.
Over time, I'd also like to shift my portfolio towards a stronger dividend focus, without sacrificing too much long-term growth.
Looking at this portfolio:
- Is there anything that stands out to you?
- Are there any positions you think are unnecessary, overweight, or missing?
I invest €3,500 every month through my ETF savings plan:
$VWRL (+0.11%) = 800 euro
$WSML (+0.03%) = 300 euro
$PRAM (-0.07%) = 300 euro
$JEGP (+0.16%) = 325 euro
$STHE (+0%) = 325 euro
$BTCE (+1.74%) = 100 euro
$SDIP (+0.14%) = 300 euro
$WINC (+0.13%) = 350 euro
$LDGL (+0.04%) = 350 euro
$TDIV (+0.17%) = 350 euro
What would you change first, and why?
Always interested in constructive feedback.

