In principle, the approach itself is already okay. Although I find the ETF weighting with 35% of the monthly investment sum too low - Since you have not written how diene target allocation / weighting looks, I can only guess - Another personal question, since you are already in your mid-30s, how does it look with regard to family home planning? This should also be considered in your investment strategy.
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Family is available, not mentioned in my listing is a Junior Depot (All World ETF) as well as a unit-linked life insurance (running since 1999) as an additional pension. Home ownership is such a thing, I currently pay no rent, hence the high savings amount, I also see the current prices by no means, but I would also like to change my current location "in the medium term"...I've been struggling there for some time....
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•@Shiba that explains the high savings rate. And you are aware of this.
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