Hi, im a uni student currently in the UK on my final year. Technically I had started investing on December 2022 but back then it’s more trying to play around and see what happens. And because trading 212 has 0 commission fees or holding fees I just thought to throw 10 pounds in a bunch of companies that I think would do well and let things happen. However recently I have decided to go all in, seeing the recent dip in $VUSA (-1.83%) as the perfect entry point to dump most of my money into.
while I do have stable income (~450/month) it goes down after term time, however as I am pretty frugal I managed to gather enough money so my portfolio is not just scraps and pieces. Here’s the break down of my portfolio:
ETF: mostly my savings account that’s better but inaccessible on weekends, $VFEG (+0.5%) is there so if S&P shits the fan while I’m not looking I won’t lose everything, and if I am then that’s where the money is going at least temporarily. I am currently putting in at least 50 pounds into it per month.
Stocks: mostly a sandbox where I try out different things, hopefully majority of them are well informed. Though I will mention currently my stock portfolio is absolutely carried by $RHM (+3.35%)
$BA. (+3.55%) and $RR. (-0.61%) . Having bought them back in 2022. though not all decisions I make are winners for example selling $NVDA (-0.97%) and $AMD (-2.1%) on early 2023 fearing that AI is a bubble. You can’t win them all I suppose
in the future I’m looking for leveraged on S&P for example $3USL (-2.88%) but I will be putting in stop orders and/or keeping an eye on it actively. And of course to get a better job :P
please if you have comments about the portfolio feel free to do so
